PGRThe Progressive CorporationFinancial Services · Insurance - Property & Casualtyas of 2026-09-16
Horizon

Issued 2026-09-16 at $216.99 · now $216.99 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, PGR has typically landed between $198.85 and $242.21 — a range of −8.4% to +11.6% from the issuance price $216.99.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

4,685 overlapping 1 month windows · 2008-01-022026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.756.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($216.99) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where PGR has typically landed a month from the 2026-09-16 close of $216.99 — the range is history, not a prediction.

$198.85worst · -8.4%$242.21best · +11.6%
  • now $216.99 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $220.15 (+1.5%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $211.72$228.57
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $198.85$242.21
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 4,685 windows spanning 2008-01-02 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2008-09-26−32.4%−32.4%+0.2%
2008-09-25−29.1%−29.1%+0.6%
2008-09-10−28.0%−28.0%+0.0%
3 best
2009-03-09+37.4%+0.0%+40.5%
2009-03-06+33.9%−4.2%+34.6%
2009-03-10+33.7%+0.0%+33.7%

4,685 overlapping windows · 2008-01-022026-09-16 · not cherry-picked

Fundamentals iCompany financials — revenue, earnings, margins — from the newest filings shown, each carried with its date.iAs-reported figures and standard ratios from FMP, as of 2026-07-25. Revenue, net income and free cash flow can toggle annual or quarterly; margin, ROE and debt-to-equity are shown by fiscal year. We report the figures and the trend — no target price and no over/under-valued call. More on /methodology.

$124.3B
market cap
$19.94
EPS (TTM)
10.7
P/E (TTM)
2026-10-14
next earnings
Revenue$87.6B
'20'25
Net income$11.3B
'20'25
Free cash flow$17.2B
'20'25
Net margin · by yr12.9%
'20'25
ROE · by yr37.3%
'20'25
Debt / equity · by yr0.23
'20'25

Fair value — three views iIndependent reference estimates of worth (a cash-flow model, peer multiples, analyst targets), shown as separate views — not a single verdict.

iThree independent estimates of per-share value, each by a different method and each with its own assumptions: a discounted-cash-flow intrinsic value, a peer comparable (the median trailing P/E of 69 sector peers times this company's trailing EPS), and the analyst price-target consensus. They routinely disagree — that gap is the point. We show the three marks and the current price; we do not blend them into a single number or call the stock over- or under-valued. Marks as of the latest capture. More on /methodology.
now $216.99$182.69$404.71
  • DCF (intrinsic)$389.40
  • Peer P/E × EPS · sector median 16.4× · n=69$326.66
  • Analyst target · range $198.00$259.00$225.00
  • Current price · last close 2026-09-16$216.99

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~19 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
56%
+1.3%
n=18
Feb
74%
+3.9%
n=19
Mar
68%
+3.5%
n=19
Apr
63%
+1.6%
n=19
May
74%
+1.8%
n=19
Jun
42%
−0.5%
n=19
Jul
53%
+0.5%
n=19
Aug
63%
+2.3%
n=19
Sep
58%
+0.6%
n=19
Oct
50%
−0.2%
n=18
Nov
61%
+2.5%
n=18
Dec
44%
+1.3%
n=18

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$237$1902026-09-01: 1 insider sale, $8.2M — Griffith Susan Patricia2026-08-20: 1 insider sale, $269K — Broz Steven2026-08-13: 1 insider sale, $1.5M — Niederst Lori A2026-07-28: 1 insider sale, $770K — Quigg Andrew J2026-07-27: 4 insider sales, $11.9M — Griffith Susan Patricia, Bailo Karen, Murphy John Jo, Bauer Jonathan S.2026-07-23: 1 insider sale, $237K — Broz Steven2026-06-24: 1 insider sale, $1.5M — KELLY JEFFREY D2026-06-22: 1 insider sale, $237K — Broz Steven2026-06-05: 2 insider sales, $1.4M — Murphy John Jo, Broz Steven2026-04-16: 1 insider sale, $199K — Johnson Devin C2026-03-20: 1 insider sale, $56K — Joyce Carl G2026-03-05: 2 insider sales, $775K — Bailo Karen, Joyce Carl G2026-02-24: 1 insider sale, $150K — Pumarejo Maribel2026-02-23: 1 insider sale, $460K — Bauer Jonathan S.2026-01-21: 2 insider sales, $971K — Bauer Jonathan S., Quigg Andrew J2025-12-19: 1 insider sale, $302K — Broz Steven2025-11-28: 1 insider sale, $1.1M — Sauerland John P2025-11-21: 1 insider sale, $307K — Broz Steven2025-11-11: 1 insider sale, $296K — Broz Steven2025-09-19: 3 insider sales, $2.4M — Callahan Patrick K, Murphy John Jo, Broz Steven2025-09-02: 1 insider sale, $7.5M — Griffith Susan Patricia2025-08-22: 3 insider sales, $2.5M — Callahan Patrick K, Murphy John Jo, Broz Steven2025-08-14: 1 insider sale, $2.0M — Niederst Lori A2025-08: 4 open-market sales, $4.5M2025-09: 4 open-market sales, $10.0M2025-11: 3 open-market sales, $1.7M2025-12: 1 open-market sale, $302K2026-01: 2 open-market sales, $971K2026-02: 2 open-market sales, $610K2026-03: 3 open-market sales, $831K2026-04: 1 open-market sale, $199K2026-06: 4 open-market sales, $3.2M2026-07: 6 open-market sales, $13.0M2026-08: 2 open-market sales, $1.8M2026-09: 1 open-market sale, $8.2M↑ buys↓ salesdirector Griffith Susan Patricia — Sale on 2026-09-01, filed 1 day after the tradeofficer Broz Steven — Sale on 2026-08-20, filed 4 days after the tradeofficer Niederst Lori A — Sale on 2026-08-13, filed 4 days after the tradeofficer Quigg Andrew J — Sale on 2026-07-28, filed 1 day after the tradedirector Griffith Susan Patricia — Sale on 2026-07-27, filed 1 day after the tradeofficer Bailo Karen — Sale on 2026-07-27, filed 1 day after the tradeofficer Murphy John Jo — Sale on 2026-07-27, filed 1 day after the tradeofficer Bauer Jonathan S. — Sale on 2026-07-27, filed 1 day after the tradeofficer Broz Steven — Sale on 2026-07-23, filed 4 days after the tradedirector KELLY JEFFREY D — Sale on 2026-06-24, filed 1 day after the tradeofficer Broz Steven — Sale on 2026-06-22, filed 1 day after the tradeofficer Murphy John Jo — Sale on 2026-06-05, filed 3 days after the tradeofficer Broz Steven — Sale on 2026-06-05, filed 3 days after the tradedirector Johnson Devin C — Sale on 2026-04-16, filed 1 day after the tradeofficer Joyce Carl G — Sale on 2026-03-20, filed 3 days after the tradeofficer Bailo Karen — Sale on 2026-03-05, filed 4 days after the tradeofficer Joyce Carl G — Sale on 2026-03-05, filed 4 days after the tradeofficer Pumarejo Maribel — Sale on 2026-02-24, filed 1 day after the tradeofficer Bauer Jonathan S. — Sale on 2026-02-23, filed 1 day after the tradeofficer Bauer Jonathan S. — Sale on 2026-01-21, filed 1 day after the tradeofficer Quigg Andrew J — Sale on 2026-01-21, filed 1 day after the tradeofficer Broz Steven — Sale on 2025-12-19, filed 3 days after the tradedirector Sauerland John P — Sale on 2025-11-28, filed 3 days after the tradeofficer Broz Steven — Sale on 2025-11-21, filed 3 days after the tradeofficer Broz Steven — Sale on 2025-11-11, filed 1 day after the tradeofficer Callahan Patrick K — Sale on 2025-09-19, filed 3 days after the tradeofficer Murphy John Jo — Sale on 2025-09-19, filed 3 days after the tradeofficer Broz Steven — Sale on 2025-09-19, filed 3 days after the tradedirector Griffith Susan Patricia — Sale on 2025-09-02, filed 1 day after the tradeofficer Callahan Patrick K — Sale on 2025-08-22, filed 3 days after the tradeofficer Murphy John Jo — Sale on 2025-08-22, filed 3 days after the tradeofficer Broz Steven — Sale on 2025-08-22, filed 3 days after the tradeofficer Niederst Lori A — Sale on 2025-08-14, filed 1 day after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-09-01Griffith Susan PatriciadirectorSale37,338 @ $219.50$8.2M−7.1% of holdingnot yet — horizon still opennot yet — horizon still open485,438Form 4 · filed 1 day after the trade
2026-08-20Broz StevenofficerSale1,225 @ $219.40$269K−3.8% of holdingnot yet — horizon still opennot yet — horizon still open31,257Form 4 · filed 4 days after the trade
2026-08-13Niederst Lori AofficerSale7,339 @ $209.29$1.5M−14.7% of holding+8.0%not yet — horizon still open42,567Form 4 · filed 4 days after the trade
2026-07-28Quigg Andrew JofficerSale3,499 @ $220.00$770K−7.6% of holding−2.0%not yet — horizon still open42,595Form 4 · filed 1 day after the trade
2026-07-27Griffith Susan PatriciadirectorSale37,338 @ $212.71$7.9M−6.7% of holding−0.7%not yet — horizon still open522,776Form 4 · filed 1 day after the trade
2026-07-27Bailo KarenofficerSale8,452 @ $212.71$1.8M−20.7% of holding−0.7%not yet — horizon still open32,348Form 4 · filed 1 day after the trade
2026-07-27Murphy John JoofficerSale8,124 @ $212.70$1.7M−16.4% of holding−0.7%not yet — horizon still open41,291Form 4 · filed 1 day after the trade
2026-07-27Bauer Jonathan S.officerSale2,242 @ $212.71$477K−7.9% of holding−0.7%not yet — horizon still open26,250Form 4 · filed 1 day after the trade
2026-07-23Broz StevenofficerSale1,156 @ $205.17$237K−4.2% of holding+2.2%not yet — horizon still open26,355Form 4 · filed 4 days after the trade
2026-06-24KELLY JEFFREY DdirectorSale7,000 @ $216.33$1.5M−23.7% of holding−3.8%not yet — horizon still open22,546Form 4 · filed 1 day after the trade
2026-06-22Broz StevenofficerSale1,157 @ $204.76$237K−4.0% of holding−1.7%not yet — horizon still open27,511Form 4 · filed 1 day after the trade
2026-06-05Murphy John JoofficerSale5,916 @ $200.00$1.2M−12.5% of holding+12.9%not yet — horizon still open41,290Form 4 · filed 3 days after the trade
2026-06-05Broz StevenofficerSale1,157 @ $200.00$231K−3.9% of holding+12.9%not yet — horizon still open28,668Form 4 · filed 3 days after the trade
2026-04-16Johnson Devin CdirectorSale980 @ $203.10$199K−10.2% of holding−7.2%not yet — horizon still open8,621Form 4 · filed 1 day after the trade
2026-03-20Joyce Carl GofficerSale270 @ $206.50$56K−32.6% of holding−7.8%not yet — horizon still open558Form 4 · filed 3 days after the trade
2026-03-05Bailo KarenofficerSale3,517 @ $212.00$746K−9.8% of holding−3.7%−7.7%32,348Form 4 · filed 4 days after the trade
2026-03-05Joyce Carl GofficerSale141 @ $212.00$30K−14.5% of holding−3.7%−7.7%828Form 4 · filed 4 days after the trade
2026-02-24Pumarejo MaribelofficerSale739 @ $203.25$150K−100.0% of holding+2.6%−4.1%0Form 4 · filed 1 day after the trade
2026-02-23Bauer Jonathan S.officerSale2,266 @ $203.05$460K−7.9% of holding+5.3%−2.4%26,250Form 4 · filed 1 day after the trade
2026-01-21Bauer Jonathan S.officerSale3,105 @ $204.35$635K−10.6% of holding−0.1%−6.2%26,249Form 4 · filed 1 day after the trade
2026-01-21Quigg Andrew JofficerSale1,649 @ $204.35$337K−4.0% of holding−0.1%−6.2%39,626Form 4 · filed 1 day after the trade
2025-12-19Broz StevenofficerSale1,344 @ $224.80$302K−4.9% of holding−3.1%−3.7%26,354Form 4 · filed 3 days after the trade
2025-11-28Sauerland John PdirectorSale5,000 @ $228.48$1.1M−2.2% of holding−0.3%−20.2%223,024Form 4 · filed 3 days after the trade
2025-11-21Broz StevenofficerSale1,345 @ $228.29$307K−4.6% of holding−4.3%−22.2%27,698Form 4 · filed 3 days after the trade
2025-11-11Broz StevenofficerSale1,345 @ $220.00$296K−4.4% of holding+3.9%−14.9%29,043Form 4 · filed 1 day after the trade
2025-09-19Callahan Patrick KofficerSale6,420 @ $242.22$1.6M−29.7% of holding−10.6%−9.3%15,192Form 4 · filed 3 days after the trade
2025-09-19Murphy John JoofficerSale2,218 @ $242.10$537K−4.9% of holding−10.6%−9.3%43,506Form 4 · filed 3 days after the trade
2025-09-19Broz StevenofficerSale1,345 @ $242.10$326K−4.2% of holding−10.6%−9.3%30,388Form 4 · filed 3 days after the trade
2025-09-02Griffith Susan PatriciadirectorSale30,659 @ $246.06$7.5M−6.0% of holding−4.4%−16.1%476,286Form 4 · filed 1 day after the trade
2025-08-22Callahan Patrick KofficerSale6,232 @ $249.96$1.6M−22.4% of holding−7.3%−19.1%21,612Form 4 · filed 3 days after the trade
2025-08-22Murphy John JoofficerSale2,218 @ $250.78$556K−4.6% of holding−7.3%−19.1%45,724Form 4 · filed 3 days after the trade
2025-08-22Broz StevenofficerSale1,345 @ $250.78$337K−4.1% of holding−7.3%−19.1%31,733Form 4 · filed 3 days after the trade
2025-08-14Niederst Lori AofficerSale8,063 @ $250.18$2.0M−17.1% of holding−4.6%−19.6%39,040Form 4 · filed 1 day after the trade
2025-07-28Griffith Susan PatriciadirectorSale30,660 @ $242.12$7.4M−5.7% of holding+0.8%−17.9%506,945Form 4 · filed 2 days after the trade
2025-07-28Sauerland John PdirectorSale16,664 @ $249.24$4.2M−6.8% of holding+0.8%−17.9%228,024Form 4 · filed 2 days after the trade
2025-07-28Bailo KarenofficerSale8,922 @ $249.24$2.2M−21.6% of holding+0.8%−17.9%32,346Form 4 · filed 2 days after the trade
2025-07-28Callahan Patrick KofficerSale6,232 @ $242.16$1.5M−18.3% of holding+0.8%−17.9%27,844Form 4 · filed 2 days after the trade
2025-07-28Quigg Andrew JofficerSale3,191 @ $249.24$795K−7.8% of holding+0.8%−17.9%37,977Form 4 · filed 2 days after the trade
2025-07-28Bauer Jonathan S.officerSale2,391 @ $249.24$596K−8.2% of holding+0.8%−17.9%26,698Form 4 · filed 2 days after the trade
2025-07-28Murphy John JoofficerSale2,218 @ $249.24$553K−4.4% of holding+0.8%−17.9%47,942Form 4 · filed 2 days after the trade
2025-07-18Broz StevenofficerSale1,267 @ $247.54$314K−4.6% of holding−2.2%−23.5%26,354Form 4 · filed 3 days after the trade
2025-06-30Sauerland John PdirectorSale10,000 @ $263.79$2.6M−4.2% of holding−12.1%−26.3%228,024Form 4 · filed 2 days after the trade
2025-06-20Murphy John JoofficerSale4,000 @ $260.38$1.0M−8.8% of holding−11.4%−28.3%41,289Form 4 · filed 3 days after the trade
2025-06-20Burgdoerfer Stuart BdirectorSale3,681 @ $260.43$959K−23.2% of holding−11.4%−28.3%12,217Form 4 · filed 3 days after the trade
2025-06-20Broz StevenofficerSale1,267 @ $260.38$330K−4.4% of holding−11.4%−28.3%27,621Form 4 · filed 3 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

255 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-09-01Griffith Susan PatriciadirectorGift1,598483,840Form 4
2026-07-24Griffith Susan PatriciadirectorWithheld for tax58,919560,114Form 4
2026-07-24Callahan Patrick KofficerWithheld for tax12,57836,707Form 4
2026-07-24Bailo KarenofficerWithheld for tax6,57840,800Form 4
2026-07-24Murphy John JoofficerWithheld for tax6,40449,415Form 4
2026-07-24Niederst Lori AofficerWithheld for tax5,81249,906Form 4
2026-07-24Quigg Andrew JofficerWithheld for tax5,52646,094Form 4
2026-07-24Broz StevenofficerWithheld for tax4,83232,482Form 4
2026-07-24Clawson William L. IIofficerWithheld for tax4,13621,351Form 4
2026-07-24Bauer Jonathan S.officerWithheld for tax1,93328,492Form 4
2026-07-24WITALEC DANIEL JofficerWithheld for tax7064,166Form 4
2026-07-24DAY HEATHER EofficerWithheld for tax61318,895Form 4
2026-07-24Stringer David MofficerWithheld for tax2355,034Form 4
2026-07-24Griffith Susan PatriciadirectorAward / grant133,595619,033Form 4
2026-07-24Bailo KarenofficerAward / grant15,03047,378Form 4
2026-07-24Niederst Lori AofficerAward / grant13,15255,718Form 4
2026-07-24Murphy John JoofficerAward / grant14,52955,819Form 4
2026-07-24Quigg Andrew JofficerAward / grant12,52551,620Form 4
2026-07-24Bauer Jonathan S.officerAward / grant4,17630,425Form 4
2026-07-24Stringer David MofficerAward / grant5305,269Form 4
2026-07-24WITALEC DANIEL JofficerAward / grant2,4224,872Form 4
2026-07-24Broz StevenofficerAward / grant10,95937,314Form 4
2026-07-24Clawson William L. IIofficerAward / grant9,60325,487Form 4
2026-07-24DAY HEATHER EofficerAward / grant2,08819,508Form 4
2026-07-24Callahan Patrick KofficerAward / grant29,85249,285Form 4
2026-07-20Niederst Lori AofficerAward / grant33713,090Form 4
2026-07-20DAY HEATHER EofficerAward / grant1,4435,588Form 4
2026-07-20Quigg Andrew JofficerAward / grant48112,643Form 4
2026-07-13Griffith Susan PatriciadirectorGift6,043485,438Form 4
2026-07-10Bleser PhilipdirectorAward / grant1125,023Form 4
2026-07-10Broz StevenofficerAward / grant512,510Form 4
2026-07-10Callahan Patrick KofficerAward / grant715,368Form 4
2026-07-10Callahan Patrick KofficerAward / grant4398,303Form 4
2026-07-10Clawson William L. IIofficerAward / grant511,702Form 4
2026-07-10Craig Pamela J.directorAward / grant37,055Form 4
2026-07-10DAVIS CHARLES AdirectorAward / grant25,041Form 4
2026-07-10DAVIS CHARLES AdirectorAward / grant1021,921Form 4
2026-07-10DAY HEATHER EofficerAward / grant24,145Form 4
2026-07-10FARAH ROGER NdirectorAward / grant68155,687Form 4
2026-07-10FITT LAWTON WdirectorAward / grant64146,014Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures iStock trades disclosed by members of Congress for this company, by the date they were filed.iDisclosures shown as facts. A purchase “cluster” (≥2 members of Congress filing a buy within 90 days) has historically preceded modestly higher forward returns — and it persisted out-of-sample, though it roughly halved after 2021 (see below). A descriptive historical tendency, not a signal to trade and not used in our forecast. See /methodology.

As of 2026-09-16 · point-in-time by filed date

Purchase clusters · 2015–2021 (dev)+45 bp/mo vs baseline · up-rate 59.3% vs 57.3% · n=31,607 cluster ticker-weeks
Purchase clusters · 2022–2026 (out-of-sample)+32 bp/mo vs baseline · up-rate 54.0% vs 53.3% · n=27,793

A cluster = ≥2 members of Congress filing a purchase within 90 days. The historical tilt persisted after 2021 but roughly halved (+45 → +32 bp/mo forward 1-month vs the S&P 500 weekly-grid baseline). Descriptive historical tendency — not a signal to trade, and not used in our forecast (audition-log 2026-07-27, recomputed 2026-09-08).

'23 Q'24 Q'25 Q'25 Q'25 Q'25 Q'26 Q'26 Q'26 Qpurchases ▲ / sales ▼ ($ vol)
MemberChamberTypeFiledTradedSize
Alan ArmstrongSenatesale2026-07-212026-03-27$15–50K
Ro KhannaHousesale2026-07-062026-06-02$15–50K
Gilbert CisnerosHousepurchase2026-07-022026-06-16$1–15K
Ro KhannaHousepurchase2026-06-092026-05-15$1–15K
Ro KhannaHousepurchase2026-06-092026-05-27$1–15K
Ro KhannaHousesale2026-05-112026-04-24$15–50K
Ro KhannaHousepurchase2026-05-112026-04-13$1–15K
David J. TaylorHousepurchase2026-05-072026-04-27$1–15K
Ro KhannaHousesale2026-04-072026-03-23$1–15K
Ro KhannaHousepurchase2026-04-072026-03-30$15–50K
Ro KhannaHousepurchase2026-03-092026-02-17$15–50K
Gilbert CisnerosHousesale2026-03-092026-02-10$1–15K
Ro KhannaHousesale2026-03-092026-02-24$1–15K
David J. TaylorHousepurchase2026-02-202026-02-10$1–15K

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.