OMF · TickerCove

OMFOneMain Holdings, Inc.Financial Services · Financial - Credit Servicesas of 2026-09-16

Horizon

Issued 2026-09-16 at $60.57 · now $60.57 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, OMF has typically landed between $51.42 and $70.53 — a range of −15.1% to +16.4% from the issuance price $60.57.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.

Actual close
Typical path (median)
Middle 50% of outcomes
90% range

3,227 overlapping 1 month windows · 2013-10-16 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($60.57) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

52-week range$60.57 · 65% of range

$47.56 low$67.63 high

Trailing 52 weeks to 2026-09-16 — factual context, not a signal.

Base rate up · monthiClimatology base rate that a US-listed stock rises over a month, with its 90% CI and ≈1,408 effective observations. Not a call on this stock — we have no evidence its odds differ.

53.9%

90% CI 51.7%–56.1%

Distribution · month iiThe price-anchored range: typical move (median), and the p90 downside/upside — 90% of similar periods stayed inside these. Ranges, not a prediction of direction.

+0.7%

typical move · IQR 13.9%

−15.1%worst (p90)+16.4%best (p90)

Insider convictioniOpen-market common-stock purchases by company insiders in the last 90 days (grants and option exercises excluded). Historical tendency, not advice — detail below.

conviction buys

0 open-market sales

Congress disclosuresiRecent disclosed congressional trades for this company. Purchase clusters (≥2 members buying within 90 days) historically preceded a modestly higher forward return (+32 bp/mo in 2022–2026, +45 bp/mo in 2015–2021) — a descriptive tendency, not a forecast input. Detail below.

0 buys · 0 sells · 0 members

cluster tilt persisted, ~halved after 2021

Where OMF has typically landed a month from the 2026-09-16 close of $60.57 — the range is history, not a prediction.

now $60.57 (+0.0%)
typical $60.99 (+0.7%)
middle 50% $56.76–$65.21
90% range $51.42–$70.53

Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 3,227 windows spanning 2013-10-16 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.

Start	Return	Max drop	Max rise
3 worst
2020-02-18	−68.0%	−68.0%	+2.1%
2020-02-19	−62.5%	−68.2%	+1.5%
2020-02-21	−61.1%	−68.2%	+0.0%
3 best
2015-01-30	+59.0%	+0.0%	+59.0%
2015-02-18	+56.1%	+0.0%	+56.3%
2015-02-02	+56.0%	+0.0%	+57.0%

3,227 overlapping windows · 2013-10-16 – 2026-09-16 · not cherry-picked

Seasonality · by month i

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~13 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.

Jan

54%

+2.0%

n=13

Feb

62%

+3.4%

n=13

Mar

31%

−2.3%

n=13

Apr

62%

+3.8%

n=13

May

38%

−0.7%

n=13

Jun

69%

+2.5%

n=13

Jul

85%

+7.9%

n=13

Aug

62%

+2.8%

n=13

Sep

23%

−3.2%

n=13

Oct

67%

+5.0%

n=12

Nov

77%

+2.7%

n=13

Dec

54%

+0.9%

n=13

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Date	Person	Role	Action	Shares @ price	Value	Ownership Δ	vs S&P 1m	vs S&P 6m	Owned after	Filing
2026-08-04	Conrad Micah R.	officer	Sale	5,000 @ $65.40	$327K	−5.2% of holding	−1.1%	not yet — horizon still open	91,250	Form 4 · filed 2 days after the trade
2026-07-29	Hedlund Michael A	officer	Sale	2,500 @ $64.00	$160K	−19.0% of holding	−2.5%	not yet — horizon still open	10,627	Form 4 · filed 2 days after the trade
2026-06-29	Conrad Micah R.	officer	Sale	5,000 @ $62.00	$310K	−4.9% of holding	+2.5%	not yet — horizon still open	96,250	Form 4 · filed 1 day after the trade
2026-06-29	Hedlund Michael A	officer	Sale	1,848 @ $62.00	$115K	−12.3% of holding	+2.5%	not yet — horizon still open	13,127	Form 4 · filed 1 day after the trade
2026-04-17	Conrad Micah R.	officer	Sale	5,000 @ $60.00	$300K	−4.7% of holding	−12.0%	not yet — horizon still open	101,250	Form 4 · filed 3 days after the trade
2026-02-26	Conrad Micah R.	officer	Sale	5,000 @ $58.00	$290K	−4.5% of holding	−3.1%	+2.0%	106,250	Form 4 · filed 1 day after the trade
2026-01-02	Shulman Douglas H.	director	Sale	22,500 @ $68.44	$1.5M	−10.4% of holding	−8.1%	−20.4%	194,100	Form 4 · filed same day
2026-01-02	Shulman Douglas H.	director	Sale	20,000 @ $68.37	$1.4M	−10.3% of holding	−8.1%	−20.4%	174,100	Form 4 · filed same day
2026-01-02	Shulman Douglas H.	director	Sale	15,000 @ $68.44	$1.0M	−6.5% of holding	−8.1%	−20.4%	216,600	Form 4 · filed same day
2025-11-26	Hedlund Michael A	officer	Sale	652 @ $62.00	$40K	−4.1% of holding	+9.3%	−20.4%	15,179	Form 4 · filed 5 days after the trade
2025-11-07	Conrad Micah R.	officer	Sale	5,000 @ $59.20	$296K	−5.4% of holding	+7.2%	−17.6%	88,221	Form 4 · filed 6 days after the trade
2025-11-03	Shulman Douglas H.	director	Sale	35,000 @ $59.54	$2.1M	−13.1% of holding	+7.4%	−13.6%	231,600	Form 4 · filed 2 days after the trade
2025-07-29	Shulman Douglas H.	director	Sale	35,000 @ $59.47	$2.1M	−11.3% of holding	+5.4%	+5.6%	275,100	Form 4 · filed 2 days after the trade
2025-07-03	Conrad Micah R.	officer	Sale	3,000 @ $60.00	$180K	−3.0% of holding	−5.7%	+10.0%	98,007	Form 4 · filed 5 days after the trade
2025-07-01	Conrad Micah R.	officer	Sale	4,000 @ $58.02	$232K	−3.8% of holding	−3.1%	+9.2%	101,007	Form 4 · filed 1 day after the trade
2025-06-30	Conrad Micah R.	officer	Sale	3,000 @ $56.87	$171K	−2.8% of holding	−1.5%	+12.8%	105,007	Form 4 · filed 2 days after the trade
2025-06-16	Shulman Douglas H.	director	Sale	20,000 @ $52.56	$1.1M	−5.8% of holding	+4.3%	+18.2%	323,925	Form 4 · filed 2 days after the trade
2025-05-28	Conrad Micah R.	officer	Sale	5,000 @ $52.21	$261K	−4.4% of holding	+3.9%	+6.7%	108,007	Form 4 · filed 2 days after the trade
2025-05-01	Shulman Douglas H.	director	Sale	25,000 @ $47.49	$1.2M	−6.8% of holding	+4.5%	−0.5%	343,925	Form 4 · filed same day
2025-04-29	Shulman Douglas H.	director	Sale	40,000 @ $50.00	$2.0M	−9.8% of holding	+3.7%	−0.9%	368,925	Form 4 · filed 2 days after the trade
2025-02-21	Hedlund Michael A	officer	Sale	2,808 @ $56.09	$158K	−15.1% of holding	+1.6%	+7.3%	15,831	Form 4 · filed 3 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

61 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

Date	Person	Role	Action	Shares	Owned after	Filing
2026-02-20	Shulman Douglas H.	director	Withheld for tax	17,163	277,867	Form 4
2026-02-20	Shulman Douglas H.	director	Withheld for tax	11,430	255,167	Form 4
2026-02-20	Shulman Douglas H.	director	Withheld for tax	11,270	266,597	Form 4
2026-02-20	Conrad Micah R.	officer	Withheld for tax	4,461	117,356	Form 4
2026-02-20	Osterhout Jeannette E	officer	Withheld for tax	4,049	96,411	Form 4
2026-02-20	Osterhout Jeannette E	officer	Withheld for tax	3,944	89,598	Form 4
2026-02-20	Conrad Micah R.	officer	Withheld for tax	3,458	111,250	Form 4
2026-02-20	Osterhout Jeannette E	officer	Withheld for tax	2,869	93,542	Form 4
2026-02-20	Conrad Micah R.	officer	Withheld for tax	2,648	114,708	Form 4
2026-02-20	Hedlund Michael A	officer	Withheld for tax	1,040	17,058	Form 4
2026-02-20	Hedlund Michael A	officer	Withheld for tax	875	16,183	Form 4
2026-02-20	Hedlund Michael A	officer	Withheld for tax	438	15,745	Form 4
2026-02-20	Hedlund Michael A	officer	Withheld for tax	387	15,358	Form 4
2026-02-20	Hedlund Michael A	officer	Withheld for tax	383	14,975	Form 4
2026-02-11	Osterhout Jeannette E	officer	Award / grant	24,326	100,460	Form 4
2026-02-11	Bronner Philip	director	Award / grant	3,243	16,945	Form 4
2026-02-11	CALDWELL PHYLLIS R	director	Award / grant	3,243	18,246	Form 4
2026-02-11	Conrad Micah R.	officer	Award / grant	18,326	121,817	Form 4
2026-02-11	Daruvala Toos	director	Award / grant	3,243	16,171	Form 4
2026-02-11	GUTHRIE ROY A	director	Award / grant	3,243	35,358	Form 4
2026-02-11	Halmy Christopher A	director	Award / grant	3,243	4,810	Form 4
2026-02-11	Hedlund Michael A	officer	Award / grant	2,919	18,098	Form 4
2026-02-11	MACDONALD ANDREW D	director	Award / grant	3,243	5,461	Form 4
2026-02-11	Shulman Douglas H.	director	Award / grant	77,724	295,030	Form 4
2026-02-11	SMITH RICHARD A	director	Award / grant	3,243	30,812	Form 4
2026-01-14	Shulman Douglas H.	director	Withheld for tax	68,521	217,306	Form 4
2026-01-14	Conrad Micah R.	officer	Withheld for tax	16,184	103,491	Form 4
2026-01-14	Osterhout Jeannette E	officer	Withheld for tax	14,702	76,134	Form 4
2026-01-14	Conrad Micah R.	officer	Award / grant	31,454	119,675	Form 4
2026-01-14	Shulman Douglas H.	director	Award / grant	111,727	285,827	Form 4
2026-01-14	Osterhout Jeannette E	officer	Award / grant	26,356	90,836	Form 4
2025-09-05	Conrad Micah R.	officer	Withheld for tax	4,786	93,221	Form 4
2025-09-05	Shulman Douglas H.	director	Gift	8,500	266,600	Form 4
2025-08-20	Osterhout Jeannette E	officer	Withheld for tax	6,913	64,480	Form 4
2025-07-16	Shulman Douglas H.	director	Withheld for tax	13,825	310,100	Form 4
2025-06-11	Halmy Christopher A	director	Award / grant	1,567	1,567	Form 4
2025-03-17	MACDONALD ANDREW D	director	Award / grant	2,218	2,218	Form 4
2025-02-20	Shulman Douglas H.	director	Withheld for tax	17,496	420,195	Form 4
2025-02-20	Shulman Douglas H.	director	Withheld for tax	16,787	437,691	Form 4
2025-02-20	Shulman Douglas H.	director	Withheld for tax	11,270	408,925	Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Resolves in i

28d remaining

2026-09-173% elapsed2026-10-15

Logged immutably 2026-09-17; scored automatically on 2026-10-15 — no edits, ever.

Earnings & context analysis

These panels are being prepared. They are generated by multiple language models, checked, and stored before display — never written live for a page view. Until a model panel has been generated and reviewed for a company, nothing is shown here, honestly, rather than a placeholder.

Calibration i

Every forecast is logged when made and scored when the month is up. The record is shown from the day it starts — young and honest.

How scoring works →

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

Reported insider & political trades

Congressional disclosures

Seasonality · by month i