ZIONZions Bancorporation, National Associationas of 2026-09-16
Horizon

Issued 2026-09-16 at $65.47 · now $65.47 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, ZION has typically landed between $55.62 and $76.58 — a range of −15.0% to +17.0% from the issuance price $65.47.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

4,673 overlapping 1 month windows · 2008-01-02 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($65.47) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where ZION has typically landed a month from the 2026-09-16 close of $65.47 — the range is history, not a prediction.

$55.62worst · -15.0%$76.58best · +17.0%
  • now $65.47 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $65.95 (+0.7%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $61.6–$70.29
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $55.62–$76.58
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 4,673 windows spanning 2008-01-02 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2008-12-17−49.5%−49.5%+0.0%
2009-02-04−49.4%−49.4%+16.0%
2009-01-06−48.4%−51.5%+0.0%
3 best
2009-04-08+108.1%+0.0%+108.1%
2008-08-20+103.9%−4.1%+103.9%
2008-08-21+86.1%−2.1%+108.1%

4,673 overlapping windows · 2008-01-02 – 2026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~19 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
56%
+0.7%
n=18
Feb
47%
−0.4%
n=19
Mar
47%
−2.6%
n=19
Apr
58%
+3.0%
n=19
May
58%
+1.2%
n=19
Jun
58%
−1.5%
n=19
Jul
53%
+3.9%
n=19
Aug
42%
−0.5%
n=19
Sep
42%
+1.8%
n=19
Oct
56%
+1.1%
n=18
Nov
67%
+3.3%
n=18
Dec
67%
+1.7%
n=18

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$73$462026-08-04: 4 insider sales, $2.7M — MCLEAN SCOTT J, Law Scott A. …2026-08-03: 2 insider sales, $3.5M — MCLEAN SCOTT J …2026-07-28: 2 insider sales, $62K — Steward Derek, MCLEAN SCOTT J2026-05-08: 1 insider sale, $263K — Smith Jennifer Anne2026-05-04: 1 insider sale, $35K — Smith Jennifer Anne2026-02-24: 1 insider purchase, $266K — SIMMONS HARRIS H2026-02-20: 1 insider sale, $12K — Arbuckle Jason D.2026-02-18: 2 insider sales, $131K — Smith Jennifer Anne …2026-02-06: 4 insider sales, $1.4M — STEPHENS STEVEN DAN, Smith Jennifer Anne …2026-02-02: 4 insider sales, $1.9M — MCLEAN SCOTT J, Ellingsen Eric, Steward Derek …2025-10-27: 1 insider sale, $131K — Smith Jennifer Anne2025-10: 1 open-market sale, $131K2026-02: 1 open-market purchase, $266K2026-02: 11 open-market sales, $3.5M2026-05: 2 open-market sales, $298K2026-07: 2 open-market sales, $62K2026-08: 6 open-market sales, $6.2M↑ buys↓ salesofficer MCLEAN SCOTT J — Sale on 2026-08-04, filed 1 day after the tradeofficer MCLEAN SCOTT J — Sale on 2026-08-04, filed 1 day after the tradeofficer Law Scott A. — Sale on 2026-08-04, filed 1 day after the tradeofficer Law Scott A. — Sale on 2026-08-04, filed 1 day after the tradeofficer MCLEAN SCOTT J — Sale on 2026-08-03, filed 2 days after the tradeofficer MCLEAN SCOTT J — Sale on 2026-08-03, filed 2 days after the tradeofficer Steward Derek — Sale on 2026-07-28, filed 1 day after the tradeofficer MCLEAN SCOTT J — Sale on 2026-07-28, filed 1 day after the tradeofficer Smith Jennifer Anne — Sale on 2026-05-08, filed 3 days after the tradeofficer Smith Jennifer Anne — Sale on 2026-05-04, filed 2 days after the tradedirector SIMMONS HARRIS H — Purchase on 2026-02-24, filed 1 day after the tradeofficer Arbuckle Jason D. — Sale on 2026-02-20, filed 3 days after the tradeofficer Smith Jennifer Anne — Sale on 2026-02-18, filed 1 day after the tradeofficer Smith Jennifer Anne — Sale on 2026-02-18, filed 1 day after the tradeofficer STEPHENS STEVEN DAN — Sale on 2026-02-06, filed 3 days after the tradeofficer Smith Jennifer Anne — Sale on 2026-02-06, filed 3 days after the tradeofficer STEPHENS STEVEN DAN — Sale on 2026-02-06, filed 3 days after the tradeofficer STEPHENS STEVEN DAN — Sale on 2026-02-06, filed 3 days after the tradeofficer MCLEAN SCOTT J — Sale on 2026-02-02, filed 1 day after the tradeofficer MCLEAN SCOTT J — Sale on 2026-02-02, filed 1 day after the tradeofficer Ellingsen Eric — Sale on 2026-02-02, filed 1 day after the tradeofficer Steward Derek — Sale on 2026-02-02, filed 1 day after the tradeofficer Smith Jennifer Anne — Sale on 2025-10-27, filed 1 day after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-08-04MCLEAN SCOTT JofficerSale18,820 @ $70.63$1.3M−20.5% of holding−4.9%not yet — horizon still open73,043Form 4 · filed 1 day after the trade
2026-08-04MCLEAN SCOTT JofficerSale14,465 @ $70.63$1.0M−16.2% of holding−4.9%not yet — horizon still open74,934Form 4 · filed 1 day after the trade
2026-08-04Law Scott A.officerSale3,705 @ $72.44$268K−10.1% of holding−4.9%not yet — horizon still open32,890Form 4 · filed 1 day after the trade
2026-08-04Law Scott A.officerSale903 @ $72.36$65K−2.7% of holding−4.9%not yet — horizon still open32,890Form 4 · filed 1 day after the trade
2026-08-03MCLEAN SCOTT JofficerSale32,000 @ $70.84$2.3M−58.7% of holding−4.9%not yet — horizon still open22,491Form 4 · filed 2 days after the trade
2026-08-03MCLEAN SCOTT JofficerSale18,000 @ $70.56$1.3M−20.2% of holding−4.9%not yet — horizon still open70,988Form 4 · filed 2 days after the trade
2026-07-28Steward DerekofficerSale894 @ $69.65$62K−4.9% of holding−4.9%not yet — horizon still open17,449Form 4 · filed 1 day after the trade
2026-07-28MCLEAN SCOTT JofficerSale6,650 @ $0.00$0−7.0% of holding−4.9%not yet — horizon still open88,988Form 4 · filed 1 day after the trade
2026-05-08Smith Jennifer AnneofficerSale4,209 @ $62.50$263K−100.0% of holding+4.6%not yet — horizon still open0Form 4 · filed 3 days after the trade
2026-05-04Smith Jennifer AnneofficerSale550 @ $62.96$35K−7.8% of holding−6.5%not yet — horizon still open6,527Form 4 · filed 2 days after the trade
2026-02-24SIMMONS HARRIS HdirectorPurchase4,500 @ $59.03$266K+0.3% of holding+0.8%+5.2%1,317,493Form 4 · filed 1 day after the trade
2026-02-20Arbuckle Jason D.officerSale190 @ $61.77$12K−3.5% of holding−7.2%−1.4%5,257Form 4 · filed 3 days after the trade
2026-02-18Smith Jennifer AnneofficerSale1,890 @ $62.48$118K−7.7% of holding−8.6%−0.2%22,733Form 4 · filed 1 day after the trade
2026-02-18Smith Jennifer AnneofficerSale199 @ $62.48$12K−0.9% of holding−8.6%−0.2%22,733Form 4 · filed 1 day after the trade
2026-02-06STEPHENS STEVEN DANofficerSale6,707 @ $65.90$442K−13.4% of holding−12.6%−5.3%43,233Form 4 · filed 3 days after the trade
2026-02-06Smith Jennifer AnneofficerSale6,558 @ $64.80$425K−25.9% of holding−12.6%−5.3%18,761Form 4 · filed 3 days after the trade
2026-02-06STEPHENS STEVEN DANofficerSale4,769 @ $65.90$314K−9.9% of holding−12.6%−5.3%43,233Form 4 · filed 3 days after the trade
2026-02-06STEPHENS STEVEN DANofficerSale4,000 @ $65.91$264K−8.9% of holding−12.6%−5.3%41,127Form 4 · filed 3 days after the trade
2026-02-02MCLEAN SCOTT JofficerSale17,315 @ $61.15$1.1M−17.0% of holding−2.4%+2.7%84,440Form 4 · filed 1 day after the trade
2026-02-02MCLEAN SCOTT JofficerSale11,665 @ $61.14$713K−12.4% of holding−2.4%+2.7%82,250Form 4 · filed 1 day after the trade
2026-02-02Ellingsen EricofficerSale1,519 @ $61.27$93K−3.6% of holding−2.4%+2.7%40,361Form 4 · filed 1 day after the trade
2026-02-02Steward DerekofficerSale769 @ $60.46$46K−5.1% of holding−2.4%+2.7%14,307Form 4 · filed 1 day after the trade
2025-10-27Smith Jennifer AnneofficerSale2,458 @ $53.11$131K−8.3% of holding+3.1%+15.8%27,133Form 4 · filed 1 day after the trade
2025-05-28Arbuckle Jason D.officerSale294 @ $47.30$14K−7.7% of holding+4.7%−0.2%3,532Form 4 · filed same day
2025-04-01Richards Robert RyanofficerSale316 @ $49.48$16K−1.0% of holding−7.9%−3.7%30,354Form 4 · filed 1 day after the trade
2025-02-18Smith Jennifer AnneofficerSale22,673 @ $56.47$1.3M−43.6% of holding−5.8%−10.1%29,313Form 4 · filed 1 day after the trade
2025-02-12STEPHENS STEVEN DANofficerSale10,000 @ $55.71$557K−17.9% of holding−4.9%−8.2%45,847Form 4 · filed 2 days after the trade
2025-02-10Arbuckle Jason D.officerSale40 @ $56.03$2K−1.0% of holding−6.2%−10.4%3,954Form 4 · filed 2 days after the trade
2024-12-17MCLEAN SCOTT JofficerSale890 @ $59.92$53K−1.2% of holding+4.9%−10.8%73,396Form 4 · filed 1 day after the trade
2024-12-17STEPHENS STEVEN DANofficerSale388 @ $59.92$23K−0.9% of holding+4.9%−10.8%45,136Form 4 · filed 1 day after the trade
2024-12-17Miller Rena A.officerSale116 @ $59.92$7K−1.7% of holding+4.9%−10.8%6,660Form 4 · filed 1 day after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

267 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-08-11SIMMONS HARRIS HdirectorGift30,242973,140Form 4
2026-08-11SIMMONS HARRIS HdirectorGift30,242353,353Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise18,8200Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise18,82091,863Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise14,4650Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise14,46589,399Form 4
2026-08-04Law Scott A.officerOption exercise3,70536,595Form 4
2026-08-04Law Scott A.officerOption exercise3,705903Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise1,89114,465Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise1,89174,934Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise2,05573,043Form 4
2026-08-04MCLEAN SCOTT JofficerOption exercise2,05518,820Form 4
2026-08-04Law Scott A.officerOption exercise90333,793Form 4
2026-08-04Law Scott A.officerOption exercise9030Form 4
2026-08-03SIMMONS HARRIS HdirectorGift172,3911,003,382Form 4
2026-08-03SIMMONS HARRIS HdirectorGift172,391323,111Form 4
2026-07-31SIMMONS HARRIS HdirectorGift141,7201,175,773Form 4
2026-07-31SIMMONS HARRIS HdirectorGift141,720150,720Form 4
2026-07-28Steward DerekofficerOption exercise8940Form 4
2026-07-28Steward DerekofficerOption exercise89418,343Form 4
2026-06-30QUINN STEPHEN DdirectorAward / grant699129,861Form 4
2026-06-30Huang Claire AdirectorAward / grant43935,394Form 4
2026-06-30Skonnard AarondirectorAward / grant43240,169Form 4
2026-06-30Lee Vivian SdirectorAward / grant41429,756Form 4
2026-06-02Ryan Daniel JosephdirectorAward / grant1,9211,921Form 4
2026-06-02Callister NathanofficerWithheld for tax92218,661Form 4
2026-05-06Richards Robert RyanofficerOption exercise2,0040Form 4
2026-05-06Richards Robert RyanofficerOption exercise2,00436,899Form 4
2026-05-01Gupta SurendirectorAward / grant2,05536,412Form 4
2026-05-01Murphy Edward FdirectorAward / grant2,05543,251Form 4
2026-05-01CRITTENDEN GARY LdirectorAward / grant2,05531,749Form 4
2026-05-01Lee Vivian SdirectorAward / grant2,05529,130Form 4
2026-05-01Contreras-Sweet MariadirectorAward / grant2,05515,877Form 4
2026-05-01Skonnard AarondirectorAward / grant2,05539,450Form 4
2026-05-01Huang Claire AdirectorAward / grant2,05534,702Form 4
2026-05-01QUINN STEPHEN DdirectorAward / grant2,055128,229Form 4
2026-05-01Yastine Barbara A.directorAward / grant2,05525,061Form 4
2026-04-28Law Scott A.officerWithheld for tax1,34332,890Form 4
2026-04-28Law Scott A.officerOption exercise1,97434,233Form 4
2026-04-28Law Scott A.officerOption exercise1,9740Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures iStock trades disclosed by members of Congress for this company, by the date they were filed.iDisclosures shown as facts. A purchase “cluster” (≥2 members of Congress filing a buy within 90 days) has historically preceded modestly higher forward returns — and it persisted out-of-sample, though it roughly halved after 2021 (see below). A descriptive historical tendency, not a signal to trade and not used in our forecast. See /methodology.

As of 2026-09-16 · point-in-time by filed date

Purchase clusters · 2015–2021 (dev)+45 bp/mo vs baseline · up-rate 59.3% vs 57.3% · n=31,607 cluster ticker-weeks
Purchase clusters · 2022–2026 (out-of-sample)+32 bp/mo vs baseline · up-rate 54.0% vs 53.3% · n=27,793

A cluster = ≥2 members of Congress filing a purchase within 90 days. The historical tilt persisted after 2021 but roughly halved (+45 → +32 bp/mo forward 1-month vs the S&P 500 weekly-grid baseline). Descriptive historical tendency — not a signal to trade, and not used in our forecast (audition-log 2026-07-27, recomputed 2026-09-08).

'23 Q'24 Q'24 Q'24 Q'25 Q'25 Qpurchases ▲ / sales ▼ ($ vol)
MemberChamberTypeFiledTradedSize
Michael T. McCaulHousepurchase2025-09-112025-08-20$15–50K
Michael T. McCaulHousesale2025-09-112025-08-21$1–15K
Michael T. McCaulHousepurchase2025-09-112025-08-20$15–50K
Michael T. McCaulHousesale2025-09-112025-08-21$1–15K
Michael T. McCaulHousepurchase2025-06-092025-05-01$15–50K
Gilbert CisnerosHousesale2025-05-062025-04-29$1–15K
Byron DonaldsHouseexchange2024-11-082022-03-01$1–15K
Byron DonaldsHousesale2024-11-082022-03-01$1–15K
Byron DonaldsHouseexchange2024-11-082021-02-02$1–15K
Ro KhannaHousesale2024-06-052024-05-29$1–15K
Michael T. McCaulHousesale2024-02-132024-01-17$1–15K
Michael T. McCaulHousesale2024-02-132024-01-17$1–15K
Michael T. McCaulHousepurchase2023-12-092023-11-01$15–50K
Michael T. McCaulHousepurchase2023-12-092023-11-01$15–50K

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.