TRUTransUnionFinancial Services · Financial - Credit Servicesas of 2026-09-16
Horizon

Issued 2026-09-16 at $74.66 · now $74.66 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, TRU has typically landed between $62.53 and $86.13 — a range of −16.3% to +15.4% from the issuance price $74.66.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

2,802 overlapping 1 month windows · 2015-06-252026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.756.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($74.66) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where TRU has typically landed a month from the 2026-09-16 close of $74.66 — the range is history, not a prediction.

$62.53worst · -16.3%$86.13best · +15.4%
  • now $74.66 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $74.87 (+0.3%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $69.94$79.8
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $62.53$86.13
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 2,802 windows spanning 2015-06-25 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2020-02-20−45.2%−45.2%+0.0%
2020-02-21−42.0%−43.5%+0.0%
2020-02-19−41.5%−41.5%+0.0%
3 best
2023-11-01+37.5%+0.0%+37.5%
2023-10-30+36.0%+0.0%+38.7%
2023-10-27+34.8%−0.7%+37.8%

2,802 overlapping windows · 2015-06-252026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~12 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
64%
+1.4%
n=11
Feb
36%
+0.4%
n=11
Mar
55%
−1.6%
n=11
Apr
73%
+5.1%
n=11
May
73%
+3.5%
n=11
Jun
82%
+2.5%
n=11
Jul
75%
+5.8%
n=12
Aug
75%
+1.3%
n=12
Sep
17%
−4.6%
n=12
Oct
36%
−4.8%
n=11
Nov
64%
+5.5%
n=11
Dec
55%
+1.1%
n=11

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$93$642026-09-14: 1 insider sale, $99K — Abdelsadek Mohamed2026-09-10: 1 insider sale, $1.8M — Achanta Venkat2026-09-01: 2 insider sales, $169K — CHAOUKI STEVEN M, Skinner Todd C.2026-08-31: 1 insider sale, $90K — Williams Jennifer A.2026-08-11: 1 insider sale, $681K — Zuiker Alicia Brooke2026-08-03: 2 insider sales, $156K — CHAOUKI STEVEN M, Skinner Todd C.2026-07-28: 1 insider sale, $2.0M — Abdelsadek Mohamed2026-07-07: 1 insider sale, $78K — Williams Jennifer A.2026-07-01: 2 insider sales, $799K — CHAOUKI STEVEN M, Skinner Todd C.2026-06-01: 2 insider sales, $424K — CHAOUKI STEVEN M, Skinner Todd C.2026-05-29: 1 insider sale, $480K — RUSSELL HEATHER J2026-05-01: 2 insider sales, $396K — CHAOUKI STEVEN M, Skinner Todd C.2026-04-21: 1 insider sale, $159K — RUSSELL HEATHER J2026-04-02: 1 insider sale, $350K — CHAOUKI STEVEN M2026-04-01: 1 insider sale, $35K — Skinner Todd C.2026-03-06: 1 insider sale, $315K — RUSSELL HEATHER J2026-03-03: 1 insider sale, $134K — Williams Jennifer A.2026-03-02: 2 insider sales, $422K — CHAOUKI STEVEN M, Skinner Todd C.2026-02-02: 1 insider sale, $39K — Skinner Todd C.2026-01-02: 2 insider sales, $129K — CHAOUKI STEVEN M, Skinner Todd C.2025-12-17: 1 insider sale, $371K — Chambers Tiffani2025-12-10: 1 insider sale, $41K — Skinner Todd C.2025-12-01: 1 insider sale, $84K — CHAOUKI STEVEN M2025-11-03: 1 insider sale, $80K — CHAOUKI STEVEN M2025-10-01: 1 insider sale, $83K — CHAOUKI STEVEN M2025-09-05: 1 insider sale, $480K — RUSSELL HEATHER J2025-09-02: 1 insider sale, $86K — CHAOUKI STEVEN M2025-08-29: 1 insider sale, $67K — Williams Jennifer A.2025-08-26: 1 insider sale, $22K — Williams Jennifer A.2025-08: 4 open-market sales, $270K2025-09: 2 open-market sales, $567K2025-10: 1 open-market sale, $83K2025-11: 1 open-market sale, $80K2025-12: 3 open-market sales, $496K2026-01: 2 open-market sales, $129K2026-02: 1 open-market sale, $39K2026-03: 4 open-market sales, $871K2026-04: 3 open-market sales, $543K2026-05: 3 open-market sales, $876K2026-06: 2 open-market sales, $424K2026-07: 4 open-market sales, $2.9M2026-08: 4 open-market sales, $927K2026-09: 4 open-market sales, $2.1M↑ buys↓ salesofficer Abdelsadek Mohamed — Sale on 2026-09-14, filed 2 days after the tradeofficer Achanta Venkat — Sale on 2026-09-10, filed 4 days after the tradedirector CHAOUKI STEVEN M — Sale on 2026-09-01, filed 2 days after the tradeofficer Skinner Todd C. — Sale on 2026-09-01, filed 2 days after the tradeofficer Williams Jennifer A. — Sale on 2026-08-31, filed 1 day after the tradeofficer Zuiker Alicia Brooke — Sale on 2026-08-11, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2026-08-03, filed 1 day after the tradeofficer Skinner Todd C. — Sale on 2026-08-03, filed 1 day after the tradeofficer Abdelsadek Mohamed — Sale on 2026-07-28, filed 1 day after the tradeofficer Williams Jennifer A. — Sale on 2026-07-07, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2026-07-01, filed 1 day after the tradeofficer Skinner Todd C. — Sale on 2026-07-01, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2026-06-01, filed 2 days after the tradeofficer Skinner Todd C. — Sale on 2026-06-01, filed 2 days after the tradeofficer RUSSELL HEATHER J — Sale on 2026-05-29, filed 3 days after the tradedirector CHAOUKI STEVEN M — Sale on 2026-05-01, filed 3 days after the tradeofficer Skinner Todd C. — Sale on 2026-05-01, filed 3 days after the tradeofficer RUSSELL HEATHER J — Sale on 2026-04-21, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2026-04-02, filed 4 days after the tradeofficer Skinner Todd C. — Sale on 2026-04-01, filed 1 day after the tradeofficer RUSSELL HEATHER J — Sale on 2026-03-06, filed 3 days after the tradeofficer Williams Jennifer A. — Sale on 2026-03-03, filed 2 days after the tradedirector CHAOUKI STEVEN M — Sale on 2026-03-02, filed 1 day after the tradeofficer Skinner Todd C. — Sale on 2026-03-02, filed 1 day after the tradeofficer Skinner Todd C. — Sale on 2026-02-02, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2026-01-02, filed 3 days after the tradeofficer Skinner Todd C. — Sale on 2026-01-02, filed 3 days after the tradeofficer Chambers Tiffani — Sale on 2025-12-17, filed 2 days after the tradeofficer Skinner Todd C. — Sale on 2025-12-10, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2025-12-01, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2025-11-03, filed 1 day after the tradedirector CHAOUKI STEVEN M — Sale on 2025-10-01, filed 2 days after the tradeofficer RUSSELL HEATHER J — Sale on 2025-09-05, filed 3 days after the tradedirector CHAOUKI STEVEN M — Sale on 2025-09-02, filed 1 day after the tradeofficer Williams Jennifer A. — Sale on 2025-08-29, filed 4 days after the tradeofficer Williams Jennifer A. — Sale on 2025-08-26, filed 1 day after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-09-14Abdelsadek MohamedofficerSale1,250 @ $79.07$99K−2.3% of holdingnot yet — horizon still opennot yet — horizon still open53,431Form 4 · filed 2 days after the trade
2026-09-10Achanta VenkatofficerSale23,287 @ $77.00$1.8M−10.6% of holdingnot yet — horizon still opennot yet — horizon still open196,912Form 4 · filed 4 days after the trade
2026-09-01CHAOUKI STEVEN MdirectorSale1,000 @ $84.42$84K−1.2% of holdingnot yet — horizon still opennot yet — horizon still open79,888Form 4 · filed 2 days after the trade
2026-09-01Skinner Todd C.officerSale1,000 @ $84.42$84K−1.8% of holdingnot yet — horizon still opennot yet — horizon still open55,764Form 4 · filed 2 days after the trade
2026-08-31Williams Jennifer A.officerSale1,070 @ $84.57$90K−19.8% of holdingnot yet — horizon still opennot yet — horizon still open4,327Form 4 · filed 1 day after the trade
2026-08-11Zuiker Alicia BrookeofficerSale8,673 @ $78.49$681K−17.2% of holding−2.6%not yet — horizon still open41,883Form 4 · filed 1 day after the trade
2026-08-03CHAOUKI STEVEN MdirectorSale1,000 @ $79.96$80K−1.1% of holding+4.1%not yet — horizon still open88,906Form 4 · filed 1 day after the trade
2026-08-03Skinner Todd C.officerSale950 @ $79.96$76K−1.5% of holding+4.1%not yet — horizon still open63,849Form 4 · filed 1 day after the trade
2026-07-28Abdelsadek MohamedofficerSale23,495 @ $85.00$2.0M−29.1% of holding−2.6%not yet — horizon still open57,182Form 4 · filed 1 day after the trade
2026-07-07Williams Jennifer A.officerSale972 @ $80.00$78K−14.3% of holding−1.4%not yet — horizon still open5,843Form 4 · filed 1 day after the trade
2026-07-01CHAOUKI STEVEN MdirectorSale10,000 @ $72.64$726K−10.0% of holding+5.4%not yet — horizon still open89,906Form 4 · filed 1 day after the trade
2026-07-01Skinner Todd C.officerSale1,000 @ $72.64$73K−1.5% of holding+5.4%not yet — horizon still open64,634Form 4 · filed 1 day after the trade
2026-06-01CHAOUKI STEVEN MdirectorSale5,000 @ $70.73$354K−4.8% of holding+2.7%not yet — horizon still open99,906Form 4 · filed 2 days after the trade
2026-06-01Skinner Todd C.officerSale1,000 @ $70.73$71K−1.5% of holding+2.7%not yet — horizon still open65,634Form 4 · filed 2 days after the trade
2026-05-29RUSSELL HEATHER JofficerSale6,683 @ $71.87$480K−12.9% of holding+1.8%not yet — horizon still open45,248Form 4 · filed 3 days after the trade
2026-05-01CHAOUKI STEVEN MdirectorSale5,000 @ $71.93$360K−5.6% of holding−0.8%not yet — horizon still open84,711Form 4 · filed 3 days after the trade
2026-05-01Skinner Todd C.officerSale500 @ $71.93$36K−0.9% of holding−0.8%not yet — horizon still open55,263Form 4 · filed 3 days after the trade
2026-04-21RUSSELL HEATHER JofficerSale1,983 @ $80.00$159K−4.8% of holding−16.3%not yet — horizon still open39,080Form 4 · filed 1 day after the trade
2026-04-02CHAOUKI STEVEN MdirectorSale5,000 @ $70.00$350K−5.3% of holding−9.9%not yet — horizon still open89,711Form 4 · filed 4 days after the trade
2026-04-01Skinner Todd C.officerSale500 @ $69.20$35K−0.9% of holding−7.3%not yet — horizon still open55,763Form 4 · filed 1 day after the trade
2026-03-06RUSSELL HEATHER JofficerSale4,067 @ $77.37$315K−9.0% of holding−9.4%−11.7%41,063Form 4 · filed 3 days after the trade
2026-03-03Williams Jennifer A.officerSale1,679 @ $80.00$134K−18.9% of holding−9.8%−6.8%7,219Form 4 · filed 2 days after the trade
2026-03-02CHAOUKI STEVEN MdirectorSale5,000 @ $76.64$383K−5.0% of holding−6.7%−3.7%94,711Form 4 · filed 1 day after the trade
2026-03-02Skinner Todd C.officerSale500 @ $76.64$38K−0.9% of holding−6.7%−3.7%56,263Form 4 · filed 1 day after the trade
2026-02-02Skinner Todd C.officerSale500 @ $78.79$39K−1.6% of holding+2.0%−5.3%31,725Form 4 · filed 1 day after the trade
2026-01-02CHAOUKI STEVEN MdirectorSale1,000 @ $85.71$86K−1.6% of holding−19.8%−15.2%61,592Form 4 · filed 3 days after the trade
2026-01-02Skinner Todd C.officerSale500 @ $85.71$43K−1.5% of holding−19.8%−15.2%32,225Form 4 · filed 3 days after the trade
2025-12-17Chambers TiffaniofficerSale4,318 @ $86.00$371K−7.9% of holding−4.2%−35.5%50,427Form 4 · filed 2 days after the trade
2025-12-10Skinner Todd C.officerSale500 @ $81.07$41K−1.5% of holding−0.4%−29.7%32,652Form 4 · filed 1 day after the trade
2025-12-01CHAOUKI STEVEN MdirectorSale1,000 @ $84.04$84K−1.6% of holding+1.6%−28.5%62,592Form 4 · filed 1 day after the trade
2025-11-03CHAOUKI STEVEN MdirectorSale1,000 @ $80.47$80K−1.5% of holding+2.3%−21.1%63,592Form 4 · filed 1 day after the trade
2025-10-01CHAOUKI STEVEN MdirectorSale1,000 @ $83.19$83K−1.5% of holding−4.5%−14.1%64,592Form 4 · filed 2 days after the trade
2025-09-05RUSSELL HEATHER JofficerSale5,337 @ $90.01$480K−18.8% of holding−18.9%−20.6%23,011Form 4 · filed 3 days after the trade
2025-09-02CHAOUKI STEVEN MdirectorSale1,000 @ $86.12$86K−1.5% of holding−9.6%−17.7%65,592Form 4 · filed 1 day after the trade
2025-08-29Williams Jennifer A.officerSale755 @ $88.46$67K−11.7% of holding−8.8%−16.2%5,691Form 4 · filed 4 days after the trade
2025-08-26Williams Jennifer A.officerSale245 @ $89.22$22K−3.5% of holding−7.6%−19.3%6,761Form 4 · filed 1 day after the trade
2025-08-08CHAOUKI STEVEN MdirectorSale1,000 @ $91.21$91K−1.3% of holding+1.9%−26.2%73,393Form 4 · filed 3 days after the trade
2025-08-04Williams Jennifer A.officerSale972 @ $92.89$90K−12.0% of holding−9.9%−37.5%7,108Form 4 · filed 2 days after the trade
2025-06-02CHAOUKI STEVEN MdirectorSale1,000 @ $84.91$85K−1.3% of holding+1.5%−16.0%75,393Form 4 · filed 1 day after the trade
2025-05-01CHAOUKI STEVEN MdirectorSale1,000 @ $82.96$83K−1.3% of holding−4.6%−26.5%76,393Form 4 · filed 1 day after the trade
2025-04-01CHAOUKI STEVEN MdirectorSale1,000 @ $83.31$83K−1.3% of holding+0.0%−21.5%77,393Form 4 · filed 2 days after the trade
2025-03-06Martin Timothy JofficerSale2,500 @ $88.64$222K−4.9% of holding−7.1%−10.3%48,510Form 4 · filed 4 days after the trade
2025-03-03Achanta VenkatofficerSale13,163 @ $91.98$1.2M−11.2% of holding−3.0%−13.8%104,295Form 4 · filed 1 day after the trade
2025-03-03CHAOUKI STEVEN MdirectorSale1,000 @ $91.98$92K−1.3% of holding−3.0%−13.8%78,393Form 4 · filed 1 day after the trade
2025-02-26Achanta VenkatofficerSale1,821 @ $95.74$174K−1.7% of holding−6.4%−15.2%105,443Form 4 · filed 1 day after the trade
2025-02-26Williams Jennifer A.officerSale200 @ $95.74$19K−2.7% of holding−6.4%−15.2%7,186Form 4 · filed 1 day after the trade
2025-02-03CHAOUKI STEVEN MdirectorSale1,000 @ $95.95$96K−1.7% of holding−3.8%−10.8%58,488Form 4 · filed 1 day after the trade
2025-01-02CHAOUKI STEVEN MdirectorSale1,000 @ $93.60$94K−1.7% of holding+3.4%−5.5%59,488Form 4 · filed 1 day after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

123 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-09-01Ruebensaal Clayton F.officerAward / grant5,9765,976Form 4
2026-09-01Achanta VenkatofficerAward / grant71,710220,199Form 4
2026-08-28Cartwright Christopher AdirectorWithheld for tax29,262535,744Form 4
2026-08-28Achanta VenkatofficerWithheld for tax8,252148,489Form 4
2026-08-28CHAOUKI STEVEN MdirectorWithheld for tax8,01880,888Form 4
2026-08-28Cello Todd MofficerWithheld for tax7,896141,802Form 4
2026-08-28Skinner Todd C.officerWithheld for tax7,08556,764Form 4
2026-08-28RUSSELL HEATHER JofficerWithheld for tax4,84940,399Form 4
2026-08-28Abdelsadek MohamedofficerWithheld for tax2,50154,681Form 4
2026-08-28Chambers TiffaniofficerWithheld for tax1,68651,650Form 4
2026-08-28Zuiker Alicia BrookeofficerWithheld for tax98740,896Form 4
2026-08-28Williams Jennifer A.officerWithheld for tax4465,397Form 4
2026-07-01Zuiker Alicia BrookeofficerWithheld for tax6,89950,556Form 4
2026-06-01Williams Jennifer A.officerWithheld for tax4046,815Form 4
2026-05-18Cartwright Christopher AdirectorWithheld for tax26,284565,006Form 4
2026-05-18Cello Todd MofficerWithheld for tax18,253149,698Form 4
2026-05-18Achanta VenkatofficerWithheld for tax16,213156,741Form 4
2026-05-18CHAOUKI STEVEN MdirectorWithheld for tax16,063104,906Form 4
2026-05-18Skinner Todd C.officerWithheld for tax13,35066,634Form 4
2026-05-18RUSSELL HEATHER JofficerWithheld for tax10,22251,931Form 4
2026-05-12Achanta VenkatofficerAward / grant41,202172,954Form 4
2026-05-12MONAHAN THOMAS LdirectorAward / grant3,03427,111Form 4
2026-05-12CLARK SUZANNE PATRICIAdirectorAward / grant3,03425,588Form 4
2026-05-12Singisetti Ravi KumardirectorAward / grant3,03413,062Form 4
2026-05-12JOSEPH PAMELA AdirectorAward / grant3,03442,743Form 4
2026-05-12FRADIN RUSSELL PdirectorAward / grant3,03421,585Form 4
2026-05-12GOTTDIENER CHARLES EdirectorAward / grant3,03413,123Form 4
2026-05-12CHAOUKI STEVEN MdirectorAward / grant36,258120,969Form 4
2026-05-12Cello Todd MofficerAward / grant41,202167,951Form 4
2026-05-12RUSSELL HEATHER JofficerAward / grant23,07362,153Form 4
2026-05-12Skinner Todd C.officerAward / grant24,72179,984Form 4
2026-05-12Dia HamidoudirectorAward / grant3,03413,062Form 4
2026-05-12Chakraborty SayandirectorAward / grant3,0343,870Form 4
2026-05-12Yarkoni CharlottedirectorAward / grant3,0343,870Form 4
2026-05-12Zukauckas LindadirectorAward / grant3,03415,821Form 4
2026-05-12Cartwright Christopher AdirectorAward / grant59,331591,290Form 4
2026-05-12Awad George MdirectorAward / grant3,03432,523Form 4
2026-04-01Abdelsadek MohamedofficerWithheld for tax11,32080,677Form 4
2026-03-03Chambers TiffaniofficerWithheld for tax9,66353,336Form 4
2026-02-27Cartwright Christopher AdirectorWithheld for tax43,356531,959Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.