RBKBRhinebeck Bancorp, Inc.Financial Services · Banks - Regionalas of 2026-09-16
Horizon

Issued 2026-09-16 at $12.87 · now $12.87 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, RBKB has typically landed between $11.79 and $14.49 — a range of −8.4% to +12.6% from the issuance price $12.87.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

1,895 overlapping 1 month windows · 2019-01-172026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.756.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($12.87) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where RBKB has typically landed a month from the 2026-09-16 close of $12.87 — the range is history, not a prediction.

$11.79worst · -8.4%$14.49best · +12.6%
  • now $12.87 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $12.9 (+0.3%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $12.45$13.36
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $11.79$14.49
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 1,895 windows spanning 2019-01-17 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2020-02-25−44.3%−44.3%+0.0%
2020-02-21−42.5%−42.5%+0.0%
2020-02-24−40.9%−40.9%+0.0%
3 best
2026-02-02+37.8%−0.2%+37.8%
2026-01-30+36.6%+0.0%+37.5%
2023-12-12+35.9%−1.1%+35.9%

1,895 overlapping windows · 2019-01-172026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~8 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
71%
+2.7%
n=7
Feb
63%
+4.7%
n=8
Mar
25%
−7.7%
n=8
Apr
50%
+1.8%
n=8
May
38%
−1.7%
n=8
Jun
50%
+0.2%
n=8
Jul
63%
+1.9%
n=8
Aug
38%
+0.6%
n=8
Sep
63%
−0.3%
n=8
Oct
29%
−2.0%
n=7
Nov
57%
+7.1%
n=7
Dec
43%
+4.3%
n=7

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$13$72026-08-06: 1 insider purchase, $60K — Vitale Michael2026-07-22: 6 insider purchases, $656K — Patzwahl Nancy Koskey, Loughlin Suzanne, Smith Matthew James, Vitale Michael …2026-05-19: 1 insider sale, $66K — Bronzi Philip J2025-12-03: 3 insider sales, $56K — Bronzi Philip J …2025-11-06: 1 insider purchase, $10K — Nihill Kevin M2025-08-29: 1 insider sale, $56K — McCardle James T. III2025-08-12: 1 insider sale, $9K — McCardle James T. III2025-08: 2 open-market sales, $65K2025-11: 1 open-market purchase, $10K2025-12: 3 open-market sales, $56K2026-05: 1 open-market sale, $66K2026-07: 6 open-market purchases, $656K2026-08: 1 open-market purchase, $60K↑ buys↓ salesofficer Vitale Michael — Purchase on 2026-08-06, filed same daydirector Patzwahl Nancy Koskey — Purchase on 2026-07-22, filed 1 day after the tradedirector Loughlin Suzanne — Purchase on 2026-07-22, filed 1 day after the tradedirector Smith Matthew James — Purchase on 2026-07-22, filed 1 day after the tradeofficer Vitale Michael — Purchase on 2026-07-22, filed 1 day after the tradedirector Smith Matthew James — Purchase on 2026-07-22, filed 1 day after the tradedirector Loughlin Suzanne — Purchase on 2026-07-22, filed 1 day after the tradeofficer Bronzi Philip J — Sale on 2026-05-19, filed 2 days after the tradeofficer Bronzi Philip J — Sale on 2025-12-03, filed 1 day after the tradeofficer Bronzi Philip J — Sale on 2025-12-03, filed 1 day after the tradeofficer Bronzi Philip J — Sale on 2025-12-03, filed 1 day after the tradeofficer Nihill Kevin M — Purchase on 2025-11-06, filed 1 day after the tradeofficer McCardle James T. III — Sale on 2025-08-29, filed 5 days after the tradeofficer McCardle James T. III — Sale on 2025-08-12, filed 22 days after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-08-06Vitale MichaelofficerPurchase4,834 @ $12.35$60K+27.5% of holding+2.2%not yet — horizon still open22,414Form 4 · filed same day
2026-07-22Patzwahl Nancy KoskeydirectorPurchase25,000 @ $11.94$299K+1101.3% of holding+3.4%not yet — horizon still open27,270Form 4 · filed 1 day after the trade
2026-07-22Loughlin SuzannedirectorPurchase12,000 @ $11.93$143K+34.5% of holding+3.4%not yet — horizon still open46,828Form 4 · filed 1 day after the trade
2026-07-22Smith Matthew JamesdirectorPurchase10,125 @ $12.00$122K+38.8% of holding+3.4%not yet — horizon still open36,251Form 4 · filed 1 day after the trade
2026-07-22Vitale MichaelofficerPurchase5,000 @ $11.94$60K+39.7% of holding+3.4%not yet — horizon still open17,580Form 4 · filed 1 day after the trade
2026-07-22Smith Matthew JamesdirectorPurchase2,300 @ $11.99$28K+9.7% of holding+3.4%not yet — horizon still open26,126Form 4 · filed 1 day after the trade
2026-07-22Loughlin SuzannedirectorPurchase500 @ $11.92$6K+1.5% of holding+3.4%not yet — horizon still open34,828Form 4 · filed 1 day after the trade
2026-05-19Bronzi Philip JofficerSale4,162 @ $15.91$66K−100.0% of holding+9.2%not yet — horizon still open0Form 4 · filed 2 days after the trade
2025-12-03Bronzi Philip JofficerSale3,446 @ $11.05$38K−68.3% of holding+6.0%+37.3%1,600Form 4 · filed 1 day after the trade
2025-12-03Bronzi Philip JofficerSale1,500 @ $11.15$17K−93.8% of holding+6.0%+37.3%100Form 4 · filed 1 day after the trade
2025-12-03Bronzi Philip JofficerSale100 @ $11.16$1K−100.0% of holding+6.0%+37.3%0Form 4 · filed 1 day after the trade
2025-11-06Nihill Kevin MofficerPurchase1,000 @ $9.67$10K+6.9% of holding+20.6%+54.5%15,532Form 4 · filed 1 day after the trade
2025-08-29McCardle James T. IIIofficerSale4,250 @ $13.14$56K−54.3% of holding−18.6%+12.8%3,580Form 4 · filed 5 days after the trade
2025-08-12McCardle James T. IIIofficerSale685 @ $12.74$9K−8.0% of holding−1.1%+7.9%7,830Form 4 · filed 22 days after the trade
2025-02-13Nihill Kevin MofficerPurchase1,000 @ $10.00$10K+6.7% of holding+11.3%+22.1%16,000Form 4 · filed same day
2024-12-06Dwyer Francis X.officerSale14,779 @ $9.78$145K−59.5% of holding+1.4%+24.4%10,079Form 4 · filed 3 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

35 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-07-21Chestney Christopher W.directorAward / grant10,00040,940Form 4
2026-07-21Irwin William C.directorAward / grant10,00050,937Form 4
2026-07-21LaFrance Shannon MartindirectorAward / grant2,70035,341Form 4
2026-07-21McCardle James T. IIIofficerAward / grant2,50016,279Form 4
2026-07-21Lekanides PhillipofficerAward / grant1,3686,626Form 4
2026-07-21Bloom Jamie J.officerAward / grant1,0002,970Form 4
2026-07-21Lekanides PhillipofficerAward / grant5008,487Form 4
2026-07-21Garcia FreddimirdirectorAward / grant5007,206Form 4
2026-07-09Nihill Kevin MofficerWithheld for tax1,46823,696Form 4
2026-05-26Garcia FreddimirdirectorAward / grant1,6244,798Form 4
2026-05-26Beeler Donald E. Jr.directorAward / grant1,6243,211Form 4
2026-05-26Bloom Jamie J.officerAward / grant10,48710,522Form 4
2026-05-26Chestney Christopher W.directorAward / grant1,62422,135Form 4
2026-05-26Howell Steven EdirectorAward / grant1,6246,624Form 4
2026-05-26Irwin William C.directorAward / grant1,62429,287Form 4
2026-05-26LaFrance Shannon MartindirectorAward / grant1,62423,352Form 4
2026-05-26Lekanides PhillipofficerAward / grant3,4105,715Form 4
2026-05-26Loughlin SuzannedirectorAward / grant1,62424,559Form 4
2026-05-26McCardle James T. IIIofficerAward / grant8,18211,762Form 4
2026-05-26McGinnis SharondirectorAward / grant1,6241,624Form 4
2026-05-26Nihill Kevin MofficerAward / grant9,63225,164Form 4
2026-05-26Patzwahl Nancy KoskeydirectorAward / grant1,6241,624Form 4
2026-05-26Smith Matthew JamesdirectorAward / grant17,04617,046Form 4
2026-05-04Lekanides PhillipofficerOption exercise5002,305Form 4
2026-05-04Lekanides PhillipofficerOption exercise5001,500Form 4
2026-04-28Bronzi Philip JofficerOption exercise7,0007,000Form 4
2026-04-28Bronzi Philip JofficerWithheld for tax2,8384,162Form 4
2026-04-28Bronzi Philip JofficerOption exercise7,0000Form 4
2026-04-21Vitale MichaelofficerAward / grant9,0009,000Form 4
2025-09-09Quinn Michael J.directorWithheld for tax55,64680,073Form 4
2025-09-09Quinn Michael J.directorOption exercise95,100135,719Form 4
2025-09-09Quinn Michael J.directorOption exercise95,1000Form 4
2025-07-09Nihill Kevin MofficerWithheld for tax1,46814,532Form 4
2024-12-06Dwyer Francis X.officerOption exercise22,00024,858Form 4
2024-12-06Dwyer Francis X.officerOption exercise22,0000Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.