PMTS · TickerCove

PMTSCPI Card Group Inc.Financial Services · Financial - Credit Servicesas of 2026-09-16

Horizon

Issued 2026-09-16 at $23.76 · now $23.76 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, PMTS has typically landed between $18.06 and $32.27 — a range of −24.0% to +35.8% from the issuance price $23.76.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.

Actual close
Typical path (median)
Middle 50% of outcomes
90% range

2,729 overlapping 1 month windows · 2015-10-08 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($23.76) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

52-week range$23.76 · 65% of range

$11.29 low$30.5 high

Trailing 52 weeks to 2026-09-16 — factual context, not a signal.

Base rate up · monthiClimatology base rate that a US-listed stock rises over a month, with its 90% CI and ≈1,408 effective observations. Not a call on this stock — we have no evidence its odds differ.

53.9%

90% CI 51.7%–56.1%

Distribution · month iiThe price-anchored range: typical move (median), and the p90 downside/upside — 90% of similar periods stayed inside these. Ranges, not a prediction of direction.

−1.6%

typical move · IQR 23.2%

−24.0%worst (p90)+35.8%best (p90)

Insider convictioniOpen-market common-stock purchases by company insiders in the last 90 days (grants and option exercises excluded). Historical tendency, not advice — detail below.

conviction buys

0 open-market sales

Congress disclosuresiRecent disclosed congressional trades for this company. Purchase clusters (≥2 members buying within 90 days) historically preceded a modestly higher forward return (+32 bp/mo in 2022–2026, +45 bp/mo in 2015–2021) — a descriptive tendency, not a forecast input. Detail below.

0 buys · 0 sells · 0 members

cluster tilt persisted, ~halved after 2021

Where PMTS has typically landed a month from the 2026-09-16 close of $23.76 — the range is history, not a prediction.

now $23.76 (+0.0%)
typical $23.39 (-1.6%)
middle 50% $20.63–$26.15
90% range $18.06–$32.27

Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 2,729 windows spanning 2015-10-08 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.

Start	Return	Max drop	Max rise
3 worst
2017-07-11	−66.7%	−66.7%	+5.0%
2017-07-20	−66.7%	−68.3%	+0.0%
2017-07-24	−66.7%	−66.7%	+3.5%
3 best
2020-05-19	+201.4%	+0.0%	+201.4%
2020-05-15	+198.6%	+0.0%	+198.6%
2020-05-18	+191.8%	+0.0%	+194.5%

2,729 overlapping windows · 2015-10-08 – 2026-09-16 · not cherry-picked

Seasonality · by month i

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~11 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.

Jan

36%

−0.1%

n=11

Feb

36%

+4.5%

n=11

Mar

55%

+7.6%

n=11

Apr

18%

−7.0%

n=11

May

55%

+9.6%

n=11

Jun

73%

+15.7%

n=11

Jul

64%

−1.6%

n=11

Aug

55%

+8.3%

n=11

Sep

36%

−1.3%

n=11

Oct

30%

−4.4%

n=10

Nov

45%

+0.1%

n=11

Dec

55%

+0.7%

n=11

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Date	Person	Role	Action	Shares @ price	Value	Ownership Δ	vs S&P 1m	vs S&P 6m	Owned after	Filing
2026-09-14	Parallel49 Equity, ULC	tenPercentOwner	Sale	2,687,921 @ $20.43	$54.9M	−100.0% of holding	not yet — horizon still open	not yet — horizon still open	0	Form 4 · filed same day
2026-09-14	Tricor PMT25 Holdings Inc.	tenPercentOwner	Purchase	525,000 @ $21.50	$11.3M	+24.1% of holding	not yet — horizon still open	not yet — horizon still open	2,701,056	Form 4 · filed same day
2026-09-14	Riley H Sanford	director	Purchase	13,953 @ $21.50	$300K	+5.3% of holding	not yet — horizon still open	not yet — horizon still open	277,232	Form 4 · filed same day
2026-09-14	Peters Nicholas	director	Purchase	11,628 @ $21.50	$250K	ownership Δ n/a	not yet — horizon still open	not yet — horizon still open	11,628	Form 4 · filed same day
2026-09-14	SHEINBAUM MARC	director	Purchase	4,651 @ $21.50	$100K	+21.3% of holding	not yet — horizon still open	not yet — horizon still open	26,500	Form 4 · filed same day
2026-09-14	Mallela Ravi	director	Purchase	1,000 @ $21.50	$22K	+8.7% of holding	not yet — horizon still open	not yet — horizon still open	12,471	Form 4 · filed same day
2026-05-19	Riley H Sanford	director	Purchase	6,500 @ $16.00	$104K	+2.6% of holding	+14.6%	not yet — horizon still open	259,938	Form 4 · filed 2 days after the trade
2026-05-19	Riley H Sanford	director	Purchase	5,400 @ $16.00	$86K	ownership Δ n/a	+14.6%	not yet — horizon still open	5,400	Form 4 · filed 2 days after the trade
2026-05-11	Carmignani Donna Abbey	officer	Sale	4,870 @ $15.32	$75K	−47.1% of holding	+23.0%	not yet — horizon still open	5,478	Form 4 · filed 2 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

291 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

Date	Person	Role	Action	Shares	Owned after	Filing
2026-08-31	LOWE JOHN	director	Withheld for tax	1,740	79,070	Form 4
2026-08-31	O'LEARY MARGARET	officer	Withheld for tax	746	33,370	Form 4
2026-08-31	VOLLMER SONYA	officer	Withheld for tax	441	11,018	Form 4
2026-08-31	Dixon Robert Michael	officer	Withheld for tax	223	9,737	Form 4
2026-08-31	Oleson Lisa	director	Award / grant	1,135	1,135	Form 4
2026-08-31	Thompson Anntoinette	officer	Award / grant	1,988	1,988	Form 4
2026-08-31	Grantham Terra Lee	officer	Award / grant	1,816	1,816	Form 4
2026-08-31	Dixon Robert Michael	officer	Option exercise	740	0	Form 4
2026-08-31	Soranno Keating Valerie	director	Award / grant	1,135	1,135	Form 4
2026-08-31	Dixon Robert Michael	officer	Award / grant	1,362	1,362	Form 4
2026-08-31	O'LEARY MARGARET	officer	Award / grant	1,988	1,988	Form 4
2026-08-31	VOLLMER SONYA	officer	Option exercise	1,377	0	Form 4
2026-08-31	LOWE JOHN	director	Award / grant	16,345	16,345	Form 4
2026-08-31	Dragovich Darren	officer	Award / grant	1,361	1,361	Form 4
2026-08-31	O'LEARY MARGARET	officer	Option exercise	2,592	0	Form 4
2026-08-31	Hughes Brennan A.	officer	Award / grant	3,632	3,632	Form 4
2026-08-31	FUREY THOMAS	director	Award / grant	1,135	1,135	Form 4
2026-08-31	SHEINBAUM MARC	director	Award / grant	1,135	1,135	Form 4
2026-08-31	Peters Nicholas	director	Award / grant	1,135	1,135	Form 4
2026-08-31	Hughes Brennan A.	officer	Award / grant	6,357	6,357	Form 4
2026-08-31	Mallela Ravi	director	Award / grant	1,135	1,135	Form 4
2026-08-31	LOWE JOHN	director	Option exercise	3,955	0	Form 4
2026-08-31	Riley H Sanford	director	Award / grant	1,135	1,135	Form 4
2026-08-31	VOLLMER SONYA	officer	Award / grant	1,089	1,089	Form 4
2026-08-31	Boada Ernesto	officer	Award / grant	1,907	1,907	Form 4
2026-08-31	Dixon Robert Michael	officer	Option exercise	740	9,960	Form 4
2026-08-31	LOWE JOHN	director	Option exercise	3,955	80,810	Form 4
2026-08-31	LOWE JOHN	director	Option exercise	3,955	80,810	Form 4
2026-08-31	LOWE JOHN	director	Option exercise	3,955	80,810	Form 4
2026-08-31	O'LEARY MARGARET	officer	Option exercise	2,592	34,116	Form 4
2026-08-31	LOWE JOHN	director	Option exercise	3,955	80,810	Form 4
2026-08-31	O'LEARY MARGARET	officer	Option exercise	2,592	34,116	Form 4
2026-08-31	VOLLMER SONYA	officer	Option exercise	1,377	11,459	Form 4
2026-08-31	VOLLMER SONYA	officer	Option exercise	1,377	11,459	Form 4
2026-08-31	Dixon Robert Michael	officer	Option exercise	740	9,960	Form 4
2026-08-31	VOLLMER SONYA	officer	Option exercise	1,377	11,459	Form 4
2026-08-31	VOLLMER SONYA	officer	Option exercise	1,377	11,459	Form 4
2026-08-31	Dixon Robert Michael	officer	Option exercise	740	9,960	Form 4
2026-08-31	Dixon Robert Michael	officer	Option exercise	740	9,960	Form 4
2026-08-31	O'LEARY MARGARET	officer	Option exercise	2,592	34,116	Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Resolves in i

28d remaining

2026-09-173% elapsed2026-10-15

Logged immutably 2026-09-17; scored automatically on 2026-10-15 — no edits, ever.

Earnings & context analysis

These panels are being prepared. They are generated by multiple language models, checked, and stored before display — never written live for a page view. Until a model panel has been generated and reviewed for a company, nothing is shown here, honestly, rather than a placeholder.

Calibration i

Every forecast is logged when made and scored when the month is up. The record is shown from the day it starts — young and honest.

How scoring works →

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

Reported insider & political trades

Congressional disclosures

Seasonality · by month i