OPRTOportun Financial CorporationFinancial Services · Financial - Credit Servicesas of 2026-09-16
Horizon

Issued 2026-09-16 at $7.80 · now $7.80 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, OPRT has typically landed between $5.70 and $11.05 — a range of −26.9% to +41.7% from the issuance price $7.80.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

1,731 overlapping 1 month windows · 2019-09-26 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($7.80) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where OPRT has typically landed a month from the 2026-09-16 close of $7.8 — the range is history, not a prediction.

$5.7worst · -26.9%$11.05best · +41.7%
  • now $7.8 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $7.62 (-2.3%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $6.61–$8.63
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $5.7–$11.05
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 1,731 windows spanning 2019-09-26 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2020-03-05−68.7%−68.7%+0.0%
2020-03-06−65.5%−67.5%+0.0%
2023-10-12−64.5%−64.5%+0.0%
3 best
2020-05-07+136.3%−6.2%+136.3%
2025-01-16+124.2%−4.4%+124.2%
2020-05-14+120.3%+0.0%+152.1%

1,731 overlapping windows · 2019-09-26 – 2026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~7 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
43%
+0.3%
n=7
Feb
43%
+4.7%
n=7
Mar
14%
−20.2%
n=7
Apr
57%
+2.5%
n=7
May
57%
+11.5%
n=7
Jun
71%
+3.0%
n=7
Jul
71%
+2.0%
n=7
Aug
57%
+2.0%
n=7
Sep
29%
−3.5%
n=7
Oct
29%
−0.4%
n=7
Nov
57%
+5.2%
n=7
Dec
57%
+10.1%
n=7

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$8$42026-09-11: 1 insider sale, $218 — Schueller Joseph Andrew2026-09-10: 2 insider sales, $55K — Layton Kathleen I., Schueller Joseph Andrew2026-03-10: 7 insider sales, $361K — Kirscht Patrick, Layton Kathleen I. …2025-09-10: 1 insider sale, $28K — Layton Kathleen I.2025-09: 1 open-market sale, $28K2026-03: 7 open-market sales, $361K2026-09: 3 open-market sales, $55K↑ buys↓ salesofficer Schueller Joseph Andrew — Sale on 2026-09-11, filed 3 days after the tradeofficer Layton Kathleen I. — Sale on 2026-09-10, filed 4 days after the tradeofficer Schueller Joseph Andrew — Sale on 2026-09-10, filed 4 days after the tradeofficer Kirscht Patrick — Sale on 2026-03-10, filed 2 days after the tradeofficer Kirscht Patrick — Sale on 2026-03-10, filed 2 days after the tradeofficer Layton Kathleen I. — Sale on 2026-03-10, filed 2 days after the tradeofficer Kirscht Patrick — Sale on 2026-03-10, filed 2 days after the tradeofficer Kirscht Patrick — Sale on 2026-03-10, filed 2 days after the tradeofficer Layton Kathleen I. — Sale on 2026-03-10, filed 2 days after the tradeofficer Layton Kathleen I. — Sale on 2026-03-10, filed 2 days after the tradeofficer Layton Kathleen I. — Sale on 2025-09-10, filed 1 day after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-09-11Schueller Joseph AndrewofficerSale28 @ $7.80$218−0.0% of holdingnot yet — horizon still opennot yet — horizon still open71,121Form 4 · filed 3 days after the trade
2026-09-10Layton Kathleen I.officerSale4,223 @ $7.80$33K−1.4% of holdingnot yet — horizon still opennot yet — horizon still open292,006Form 4 · filed 4 days after the trade
2026-09-10Schueller Joseph AndrewofficerSale2,831 @ $7.80$22K−3.8% of holdingnot yet — horizon still opennot yet — horizon still open71,149Form 4 · filed 4 days after the trade
2026-03-10Kirscht PatrickofficerSale19,362 @ $4.90$95K−4.2% of holding−0.9%+47.2%439,618Form 4 · filed 2 days after the trade
2026-03-10Kirscht PatrickofficerSale14,172 @ $4.90$69K−3.0% of holding−0.9%+47.2%458,980Form 4 · filed 2 days after the trade
2026-03-10Layton Kathleen I.officerSale12,401 @ $4.90$61K−5.2% of holding−0.9%+47.2%225,872Form 4 · filed 2 days after the trade
2026-03-10Kirscht PatrickofficerSale12,099 @ $4.90$59K−2.4% of holding−0.9%+47.2%481,818Form 4 · filed 2 days after the trade
2026-03-10Kirscht PatrickofficerSale8,666 @ $4.90$42K−1.8% of holding−0.9%+47.2%473,152Form 4 · filed 2 days after the trade
2026-03-10Layton Kathleen I.officerSale5,556 @ $4.90$27K−2.3% of holding−0.9%+47.2%238,273Form 4 · filed 2 days after the trade
2026-03-10Layton Kathleen I.officerSale1,398 @ $4.90$7K−0.6% of holding−0.9%+47.2%243,829Form 4 · filed 2 days after the trade
2025-09-10Layton Kathleen I.officerSale4,214 @ $6.64$28K−2.6% of holding−19.5%−31.6%159,184Form 4 · filed 1 day after the trade
2025-03-10Mueller CaseyofficerSale21,826 @ $5.99$131K−11.1% of holding−15.1%−3.8%175,342Form 4 · filed 2 days after the trade
2025-03-10Kirscht PatrickofficerSale17,409 @ $5.99$104K−5.7% of holding−15.1%−3.8%288,019Form 4 · filed 2 days after the trade
2025-03-10Kirscht PatrickofficerSale14,175 @ $5.99$85K−4.3% of holding−15.1%−3.8%316,069Form 4 · filed 2 days after the trade
2025-03-10Kirscht PatrickofficerSale10,641 @ $5.99$64K−3.4% of holding−15.1%−3.8%305,428Form 4 · filed 2 days after the trade
2025-03-10Layton Kathleen I.officerSale5,387 @ $5.99$32K−5.4% of holding−15.1%−3.8%95,240Form 4 · filed 2 days after the trade
2025-03-10Layton Kathleen I.officerSale5,372 @ $5.99$32K−5.6% of holding−15.1%−3.8%89,868Form 4 · filed 2 days after the trade
2025-03-10Kirscht PatrickofficerSale3,116 @ $5.99$19K−0.9% of holding−15.1%−3.8%330,244Form 4 · filed 2 days after the trade
2025-03-10Mueller CaseyofficerSale2,160 @ $5.99$13K−1.2% of holding−15.1%−3.8%173,182Form 4 · filed 2 days after the trade
2025-03-10Mueller CaseyofficerSale1,489 @ $5.99$9K−0.9% of holding−15.1%−3.8%171,693Form 4 · filed 2 days after the trade
2025-03-10Layton Kathleen I.officerSale1,473 @ $5.99$9K−1.4% of holding−15.1%−3.8%100,627Form 4 · filed 2 days after the trade
2025-03-10Mueller CaseyofficerSale636 @ $5.99$4K−0.3% of holding−15.1%−3.8%197,168Form 4 · filed 2 days after the trade
2025-03-10Layton Kathleen I.officerSale485 @ $5.99$3K−0.5% of holding−15.1%−3.8%102,100Form 4 · filed 2 days after the trade
2025-03-10Mueller CaseyofficerSale136 @ $5.99$815−0.1% of holding−15.1%−3.8%197,804Form 4 · filed 2 days after the trade
2024-12-13Minetti CarlosdirectorPurchase15,000 @ $3.89$58K+43.5% of holding+1.2%+80.0%49,504Form 4 · filed same day
2024-12-13Daswani MohitdirectorPurchase7,420 @ $3.90$29K+21.5% of holding+1.2%+80.0%41,924Form 4 · filed same day
2024-12-11Williams R NeildirectorPurchase25,000 @ $3.87$97K+21.7% of holding+0.7%+89.8%140,338Form 4 · filed same day
2024-12-10Kirscht PatrickofficerSale8,403 @ $3.80$32K−2.5% of holding−0.5%+79.5%333,360Form 4 · filed 1 day after the trade
2024-12-09Mueller CaseyofficerSale2,962 @ $4.01$12K−1.5% of holding−6.3%+74.3%197,940Form 4 · filed 2 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

116 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-09-10Rowles Sean AofficerAward / grant382,653382,653Form 4
2026-09-10Rowles Sean AofficerAward / grant382,653382,653Form 4
2026-09-10Rowles Sean AofficerAward / grant127,551127,551Form 4
2026-09-10Rowles Sean AofficerAward / grant382,653382,653Form 4
2026-09-10Rowles Sean AofficerAward / grant382,653382,653Form 4
2026-09-10Rowles Sean AofficerAward / grant127,551127,551Form 4
2026-09-10Rowles Sean AofficerAward / grant127,551127,551Form 4
2026-09-10Rowles Sean AofficerAward / grant127,551127,551Form 4
2026-08-19Scheirman ScottdirectorAward / grant20,86920,869Form 4
2026-08-19Scheirman ScottdirectorAward / grant20,86920,869Form 4
2026-08-19Scheirman ScottdirectorAward / grant20,86920,869Form 4
2026-08-19Scheirman ScottdirectorAward / grant20,86920,869Form 4
2026-08-11Daswani MohitdirectorAward / grant20,86980,883Form 4
2026-08-11Minetti CarlosdirectorAward / grant20,86988,463Form 4
2026-08-11Lee GinnydirectorAward / grant20,869121,387Form 4
2026-08-11Daswani MohitdirectorAward / grant20,86980,883Form 4
2026-08-11Lee GinnydirectorAward / grant20,869121,387Form 4
2026-08-11Daswani MohitdirectorAward / grant20,86980,883Form 4
2026-08-11Minetti CarlosdirectorAward / grant20,86988,463Form 4
2026-08-11WILCOX WARRENdirectorAward / grant20,86938,910Form 4
2026-08-11Miramontes LouisdirectorAward / grant25,042118,972Form 4
2026-08-11Tambor Richard N.directorAward / grant20,86925,392Form 4
2026-08-11WILCOX WARRENdirectorAward / grant20,86938,910Form 4
2026-08-11Daswani MohitdirectorAward / grant20,86980,883Form 4
2026-08-11Minetti CarlosdirectorAward / grant20,86988,463Form 4
2026-08-11WILCOX WARRENdirectorAward / grant20,86938,910Form 4
2026-08-11Miramontes LouisdirectorAward / grant25,042118,972Form 4
2026-08-11Tambor Richard N.directorAward / grant20,86925,392Form 4
2026-08-11WILCOX WARRENdirectorAward / grant20,86938,910Form 4
2026-08-11Tambor Richard N.directorAward / grant20,86925,392Form 4
2026-08-11Miramontes LouisdirectorAward / grant25,042118,972Form 4
2026-08-11Daswani MohitdirectorAward / grant20,86980,883Form 4
2026-08-11Lee GinnydirectorAward / grant20,869121,387Form 4
2026-08-11Minetti CarlosdirectorAward / grant20,86988,463Form 4
2026-08-11Miramontes LouisdirectorAward / grant25,042118,972Form 4
2026-08-11Tambor Richard N.directorAward / grant20,86925,392Form 4
2026-08-11Lee GinnydirectorAward / grant20,869121,387Form 4
2026-06-15Tambor Richard N.directorGift36,12736,127Form 4
2026-06-15Tambor Richard N.directorGift36,1274,523Form 4
2026-06-15Tambor Richard N.directorGift36,12736,127Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.