Issued 2026-09-16 at $18.25 · now $18.25 (2026-09-16, +0.0% since)
Based on its own history, a month from the 2026-09-16 close, OCFC has typically landed between $15.80 and $21.03 — a range of −13.4% to +15.2% from the issuance price $18.25.
- Actual close
- Typical path (median)
- Middle 50% of outcomes
- 90% range
5,003 overlapping 1 month windows · 2006-09-26 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).
The cone is anchored at the 2026-09-16 issuance close ($18.25) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.
Where OCFC has typically landed a month from the 2026-09-16 close of $18.25 — the range is history, not a prediction.
- now $18.25 (+0.0%)
- typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $18.24 (-0.1%)
- middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $17.11–$19.37
- 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $15.8–$21.03
| Start | Return | Max drop | Max rise |
|---|---|---|---|
| 3 worst | |||
| 2020-02-18 | −48.4% | −48.4% | +0.4% |
| 2009-02-05 | −44.5% | −44.5% | +3.6% |
| 2020-02-20 | −43.1% | −48.7% | +0.0% |
| 3 best | |||
| 2009-03-09 | +48.4% | +0.0% | +62.2% |
| 2009-03-11 | +48.3% | +0.0% | +48.3% |
| 2009-03-05 | +47.4% | −9.0% | +47.6% |
5,003 overlapping windows · 2006-09-26 – 2026-09-16 · not cherry-picked
Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.
iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~20 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.Up-frequency and average month-over-month return · historical frequency, not a prediction
Reported insider & political trades
Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.
| Date | Person | Role | Action | Shares @ price | Value | Ownership Δ | vs S&P 1m | vs S&P 6m | Owned after | Filing |
|---|---|---|---|---|---|---|---|---|---|---|
| 2026-08-31 | Schaeffer Brian | other | Sale | 5,500 @ $18.91 | $104K | −6.2% of holding | not yet — horizon still open | not yet — horizon still open | 83,068 | Form 4 · filed 1 day after the trade |
| 2026-08-07 | BURAN JOHN R | director | Sale | 113,463 @ $19.40 | $2.2M | −100.0% of holding | −0.5% | not yet — horizon still open | 0 | Form 4 · filed 4 days after the trade |
The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.
110 award / exercise / gift records — not counted as purchases
Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.
| Date | Person | Role | Action | Shares | Owned after | Filing |
|---|---|---|---|---|---|---|
| 2026-06-01 | Yoh Caren C | director | Award / grant | 52,262 | 52,262 | Form 4 |
| 2026-06-01 | Yoh Caren C | director | Award / grant | 52,262 | 52,262 | Form 4 |
| 2026-06-01 | BURAN JOHN R | director | Award / grant | 113,329 | 113,329 | Form 4 |
| 2026-06-01 | BURAN JOHN R | director | Award / grant | 113,265 | 113,265 | Form 4 |
| 2026-06-01 | DIorio Steven J | director | Award / grant | 52,190 | 52,190 | Form 4 |
| 2026-06-01 | GRASSI LOUIS C | director | Award / grant | 104,737 | 104,737 | Form 4 |
| 2026-06-01 | Han Sam Sang Ki | director | Award / grant | 65,323 | 65,323 | Form 4 |
| 2026-06-01 | DelliBovi Alfred A | director | Award / grant | 52,262 | 52,262 | Form 4 |
| 2026-06-01 | GRASSI LOUIS C | director | Award / grant | 104,737 | 104,737 | Form 4 |
| 2026-06-01 | Han Sam Sang Ki | director | Award / grant | 65,323 | 65,323 | Form 4 |
| 2026-06-01 | BURAN JOHN R | director | Award / grant | 113,329 | 113,329 | Form 4 |
| 2026-06-01 | BURAN JOHN R | director | Award / grant | 113,265 | 113,265 | Form 4 |
| 2026-06-01 | DelliBovi Alfred A | director | Award / grant | 52,262 | 52,262 | Form 4 |
| 2026-06-01 | DIorio Steven J | director | Award / grant | 52,190 | 52,190 | Form 4 |
| 2026-03-04 | Maher Christopher | director | Withheld for tax | 14,147 | 368,621 | Form 4 |
| 2026-03-04 | Lebel Joseph III | director | Withheld for tax | 9,499 | 320,152 | Form 4 |
| 2026-03-04 | Barrett Patrick Sean | officer | Withheld for tax | 5,643 | 147,350 | Form 4 |
| 2026-03-04 | Tsimbinos Steven James | officer | Withheld for tax | 4,629 | 202,999 | Form 4 |
| 2026-03-04 | ESTEP MICHELE B | other | Withheld for tax | 4,629 | 177,682 | Form 4 |
| 2026-03-04 | Berninger David | officer | Withheld for tax | 3,541 | 99,708 | Form 4 |
| 2026-03-04 | Schaeffer Brian | other | Withheld for tax | 1,837 | 88,568 | Form 4 |
| 2026-03-01 | Lebel Joseph III | director | Disposition | 31,303 | 329,651 | Form 4 |
| 2026-03-01 | Maher Christopher | director | Disposition | 34,149 | 382,768 | Form 4 |
| 2026-03-01 | Tsimbinos Steven James | officer | Disposition | 17,075 | 207,628 | Form 4 |
| 2026-03-01 | Barrett Patrick Sean | officer | Disposition | 18,972 | 152,993 | Form 4 |
| 2026-03-01 | ESTEP MICHELE B | other | Disposition | 17,075 | 182,311 | Form 4 |
| 2026-02-27 | Wilson-Scott Dalila | director | Award / grant | 2,769 | 9,117 | Form 4 |
| 2026-02-27 | Murphy Joseph M. Jr. | director | Award / grant | 2,769 | 182,964 | Form 4 |
| 2026-02-27 | Maher Christopher | director | Award / grant | 28,904 | 373,562 | Form 4 |
| 2026-02-27 | Maher Christopher | director | Award / grant | 43,355 | 416,917 | Form 4 |
| 2026-02-27 | Katsoulis Nicos | director | Award / grant | 2,769 | 31,096 | Form 4 |
| 2026-02-27 | Tsimbinos Steven James | officer | Award / grant | 13,844 | 203,938 | Form 4 |
| 2026-02-27 | Tsimbinos Steven James | officer | Award / grant | 20,765 | 224,703 | Form 4 |
| 2026-02-27 | TORRES GRACE C | director | Award / grant | 2,769 | 24,158 | Form 4 |
| 2026-02-27 | COSCIA ANTHONY R | director | Award / grant | 2,769 | 60,489 | Form 4 |
| 2026-02-27 | Lebel Joseph III | director | Award / grant | 26,304 | 321,502 | Form 4 |
| 2026-02-27 | Lebel Joseph III | director | Award / grant | 39,452 | 360,954 | Form 4 |
| 2026-02-27 | Farris Jack M. | director | Award / grant | 2,769 | 22,406 | Form 4 |
| 2026-02-27 | Guadagno Kimberly M | director | Award / grant | 2,769 | 20,906 | Form 4 |
| 2026-02-27 | ESTEP MICHELE B | other | Award / grant | 13,844 | 178,621 | Form 4 |
Source: SEC Form 4 filings. Each row links to its original filing.
Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.
Congressional disclosures
No congressional trades disclosed for this company.
Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.