LMNDLemonade, Inc.Financial Services · Insurance - Property & Casualtyas of 2026-09-16
Horizon

Issued 2026-09-16 at $48.57 · now $48.57 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, LMND has typically landed between $34.88 and $69.59 — a range of −28.2% to +43.3% from the issuance price $48.57.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

1,538 overlapping 1 month windows · 2020-07-022026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.756.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($48.57) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where LMND has typically landed a month from the 2026-09-16 close of $48.57 — the range is history, not a prediction.

$34.88worst · -28.2%$69.59best · +43.3%
  • now $48.57 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $47.76 (-1.7%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $41.47$54.05
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $34.88$69.59
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 1,538 windows spanning 2020-07-02 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2026-01-22−47.7%−47.7%+0.0%
2026-01-23−44.0%−45.8%+0.0%
2026-01-28−43.8%−45.1%+0.0%
3 best
2024-10-25+176.8%−2.0%+176.8%
2024-10-30+176.3%+0.0%+176.3%
2024-10-29+172.1%+0.0%+182.3%

1,538 overlapping windows · 2020-07-022026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~7 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
50%
+4.0%
n=6
Feb
50%
−10.3%
n=6
Mar
50%
−4.4%
n=6
Apr
17%
−9.9%
n=6
May
83%
+13.9%
n=6
Jun
50%
+6.8%
n=6
Jul
50%
−1.6%
n=6
Aug
71%
+2.2%
n=7
Sep
14%
−9.0%
n=7
Oct
67%
+9.8%
n=6
Nov
67%
+34.8%
n=6
Dec
17%
−2.6%
n=6

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$97$472026-09-04: 1 insider sale, $122K — Peters John Sheldon2026-09-03: 3 insider sales, $207K — BIXBY TIMOTHY E, Prosor Maya, Peters John Sheldon2026-08-13: 1 insider sale, $578K — Peters John Sheldon2026-07-07: 1 insider sale, $5.8M — BIXBY TIMOTHY E2026-07-06: 1 insider sale, $272K — Peters John Sheldon2026-06-04: 1 insider sale, $191K — Peters John Sheldon2026-06-03: 3 insider sales, $276K — BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya2026-03-04: 1 insider sale, $187K — Peters John Sheldon2026-03-03: 3 insider sales, $207K — BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya2026-01-23: 1 insider sale, $902K — Schreiber Daniel A.2026-01-22: 2 insider sales, $12.8M — Schreiber Daniel A., Peters John Sheldon2026-01-06: 1 insider sale, $800K — Peters John Sheldon2025-12-11: 2 insider sales, $1.0M — Eckstein Adina, Schwartz Debra2025-12-10: 2 insider sales, $931K — Eckstein Adina, Peters John Sheldon2025-12-09: 1 insider sale, $2.3M — Eckstein Adina2025-12-08: 3 insider sales, $3.3M — Eckstein Adina …2025-12-03: 1 insider sale, $193K — Peters John Sheldon2025-12-02: 3 insider sales, $417K — BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya2025-11-24: 1 insider sale, $278K — Peters John Sheldon2025-11-20: 1 insider sale, $1.4M — Peters John Sheldon2025-11-11: 1 insider sale, $2.3M — BIXBY TIMOTHY E2025-11-10: 1 insider sale, $467K — Eckstein Adina2025-11-07: 2 insider sales, $2.9M — Eckstein Adina …2025-09-03: 3 insider sales, $297K — BIXBY TIMOTHY E, Peters John Sheldon, Prosor Maya2025-08-13: 2 insider sales, $2.6M — Peters John Sheldon, Eckstein Adina2025-08: 4 open-market sales, $2.8M2025-09: 3 open-market sales, $297K2025-11: 6 open-market sales, $7.3M2025-12: 12 open-market sales, $8.1M2026-01: 4 open-market sales, $14.5M2026-03: 4 open-market sales, $395K2026-06: 4 open-market sales, $467K2026-07: 2 open-market sales, $6.1M2026-08: 1 open-market sale, $578K2026-09: 4 open-market sales, $330K↑ buys↓ salesofficer Peters John Sheldon — Sale on 2026-09-04, filed 4 days after the tradedirector BIXBY TIMOTHY E — Sale on 2026-09-03, filed 5 days after the tradeofficer Prosor Maya — Sale on 2026-09-03, filed 5 days after the tradeofficer Peters John Sheldon — Sale on 2026-09-03, filed 5 days after the tradeofficer Peters John Sheldon — Sale on 2026-08-13, filed 4 days after the tradedirector BIXBY TIMOTHY E — Sale on 2026-07-07, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2026-07-06, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2026-06-04, filed 1 day after the tradedirector BIXBY TIMOTHY E — Sale on 2026-06-03, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2026-06-03, filed 2 days after the tradeofficer Prosor Maya — Sale on 2026-06-03, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2026-03-04, filed 1 day after the tradedirector BIXBY TIMOTHY E — Sale on 2026-03-03, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2026-03-03, filed 2 days after the tradeofficer Prosor Maya — Sale on 2026-03-03, filed 2 days after the tradedirector Schreiber Daniel A. — Sale on 2026-01-23, filed 12 days after the tradedirector Schreiber Daniel A. — Sale on 2026-01-22, filed 1 day after the tradeofficer Peters John Sheldon — Sale on 2026-01-22, filed 1 day after the tradeofficer Peters John Sheldon — Sale on 2026-01-06, filed 2 days after the tradeofficer Eckstein Adina — Sale on 2025-12-11, filed 4 days after the tradedirector Schwartz Debra — Sale on 2025-12-11, filed 4 days after the tradeofficer Eckstein Adina — Sale on 2025-12-10, filed 1 day after the tradeofficer Peters John Sheldon — Sale on 2025-12-10, filed 1 day after the tradeofficer Eckstein Adina — Sale on 2025-12-09, filed 1 day after the tradeofficer Eckstein Adina — Sale on 2025-12-08, filed 2 days after the tradeofficer Eckstein Adina — Sale on 2025-12-08, filed 2 days after the tradeofficer Eckstein Adina — Sale on 2025-12-08, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2025-12-03, filed 1 day after the tradedirector BIXBY TIMOTHY E — Sale on 2025-12-02, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2025-12-02, filed 2 days after the tradeofficer Prosor Maya — Sale on 2025-12-02, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2025-11-24, filed same dayofficer Peters John Sheldon — Sale on 2025-11-20, filed 4 days after the tradedirector BIXBY TIMOTHY E — Sale on 2025-11-11, filed 1 day after the tradeofficer Eckstein Adina — Sale on 2025-11-10, filed 2 days after the tradeofficer Eckstein Adina — Sale on 2025-11-07, filed 5 days after the tradeofficer Eckstein Adina — Sale on 2025-11-07, filed 5 days after the tradedirector BIXBY TIMOTHY E — Sale on 2025-09-03, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2025-09-03, filed 2 days after the tradeofficer Prosor Maya — Sale on 2025-09-03, filed 2 days after the tradeofficer Peters John Sheldon — Sale on 2025-08-13, filed 2 days after the tradeofficer Eckstein Adina — Sale on 2025-08-13, filed 2 days after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-09-04Peters John SheldonofficerSale2,249 @ $54.45$122K−3.0% of holdingnot yet — horizon still opennot yet — horizon still open73,834Form 4 · filed 4 days after the trade
2026-09-03BIXBY TIMOTHY EdirectorSale1,893 @ $54.63$103K−1.1% of holdingnot yet — horizon still opennot yet — horizon still open172,370Form 4 · filed 5 days after the trade
2026-09-03Prosor MayaofficerSale1,040 @ $54.63$57K−0.6% of holdingnot yet — horizon still opennot yet — horizon still open186,533Form 4 · filed 5 days after the trade
2026-09-03Peters John SheldonofficerSale859 @ $54.63$47K−1.1% of holdingnot yet — horizon still opennot yet — horizon still open76,083Form 4 · filed 5 days after the trade
2026-08-13Peters John SheldonofficerSale11,000 @ $52.55$578K−12.5% of holding−3.4%not yet — horizon still open76,942Form 4 · filed 4 days after the trade
2026-07-07BIXBY TIMOTHY EdirectorSale73,000 @ $79.18$5.8M−29.5% of holding−35.9%not yet — horizon still open174,263Form 4 · filed 2 days after the trade
2026-07-06Peters John SheldonofficerSale3,444 @ $79.00$272K−4.2% of holding−33.9%not yet — horizon still open77,942Form 4 · filed 2 days after the trade
2026-06-04Peters John SheldonofficerSale3,608 @ $52.94$191K−4.2% of holding+51.4%not yet — horizon still open81,386Form 4 · filed 1 day after the trade
2026-06-03BIXBY TIMOTHY EdirectorSale2,227 @ $53.17$118K−0.9% of holding+49.6%not yet — horizon still open247,263Form 4 · filed 2 days after the trade
2026-06-03Peters John SheldonofficerSale1,735 @ $53.17$92K−2.0% of holding+49.6%not yet — horizon still open84,994Form 4 · filed 2 days after the trade
2026-06-03Prosor MayaofficerSale1,220 @ $53.17$65K−0.6% of holding+49.6%not yet — horizon still open187,573Form 4 · filed 2 days after the trade
2026-03-04Peters John SheldonofficerSale3,571 @ $52.50$187K−4.4% of holding+16.2%−15.2%76,729Form 4 · filed 1 day after the trade
2026-03-03BIXBY TIMOTHY EdirectorSale2,135 @ $50.12$107K−0.8% of holding+21.2%−13.6%249,490Form 4 · filed 2 days after the trade
2026-03-03Peters John SheldonofficerSale1,773 @ $50.12$89K−2.2% of holding+21.2%−13.6%80,300Form 4 · filed 2 days after the trade
2026-03-03Prosor MayaofficerSale223 @ $50.12$11K−2.9% of holding+21.2%−13.6%7,404Form 4 · filed 2 days after the trade
2026-01-23Schreiber Daniel A.directorSale9,108 @ $99.04$902K−0.6% of holding−43.7%−41.3%1,514,426Form 4 · filed 12 days after the trade
2026-01-22Schreiber Daniel A.directorSale126,625 @ $94.74$12.0M−7.7% of holding−46.7%−45.5%1,523,534Form 4 · filed 1 day after the trade
2026-01-22Peters John SheldonofficerSale9,000 @ $90.00$810K−11.4% of holding−46.7%−45.5%70,228Form 4 · filed 1 day after the trade
2026-01-06Peters John SheldonofficerSale10,000 @ $80.00$800K−14.1% of holding−12.4%−21.3%60,771Form 4 · filed 2 days after the trade
2025-12-11Eckstein AdinaofficerSale7,919 @ $84.15$666K−4.0% of holding−1.7%−36.1%188,391Form 4 · filed 4 days after the trade
2025-12-11Schwartz DebradirectorSale4,200 @ $83.59$351K−16.3% of holding−1.7%−36.1%21,567Form 4 · filed 4 days after the trade
2025-12-10Eckstein AdinaofficerSale7,919 @ $81.15$643K−3.9% of holding+9.0%−35.1%196,310Form 4 · filed 1 day after the trade
2025-12-10Peters John SheldonofficerSale3,554 @ $81.00$288K−4.8% of holding+9.0%−35.1%70,771Form 4 · filed 1 day after the trade
2025-12-09Eckstein AdinaofficerSale29,237 @ $77.17$2.3M−12.5% of holding−1.3%−36.4%204,229Form 4 · filed 1 day after the trade
2025-12-08Eckstein AdinaofficerSale17,799 @ $78.97$1.4M−7.2% of holding+3.5%−34.3%227,987Form 4 · filed 2 days after the trade
2025-12-08Eckstein AdinaofficerSale15,839 @ $78.92$1.3M−6.9% of holding+3.5%−34.3%212,148Form 4 · filed 2 days after the trade
2025-12-08Eckstein AdinaofficerSale7,919 @ $78.94$625K−3.7% of holding+3.5%−34.3%204,229Form 4 · filed 2 days after the trade
2025-12-03Peters John SheldonofficerSale2,667 @ $72.37$193K−3.5% of holding+3.6%−38.5%74,325Form 4 · filed 1 day after the trade
2025-12-02BIXBY TIMOTHY EdirectorSale2,862 @ $72.74$208K−1.1% of holding+4.7%−40.3%251,625Form 4 · filed 2 days after the trade
2025-12-02Peters John SheldonofficerSale2,677 @ $72.74$195K−3.4% of holding+4.7%−40.3%76,992Form 4 · filed 2 days after the trade
2025-12-02Prosor MayaofficerSale198 @ $72.74$14K−2.5% of holding+4.7%−40.3%7,627Form 4 · filed 2 days after the trade
2025-11-24Peters John SheldonofficerSale3,798 @ $73.25$278K−4.6% of holding+5.8%−34.0%79,669Form 4 · filed same day
2025-11-20Peters John SheldonofficerSale18,930 @ $72.77$1.4M−18.5% of holding+16.1%−31.3%83,467Form 4 · filed 4 days after the trade
2025-11-11BIXBY TIMOTHY EdirectorSale30,000 @ $75.51$2.3M−100.0% of holding+2.7%−42.2%0Form 4 · filed 1 day after the trade
2025-11-10Eckstein AdinaofficerSale5,988 @ $78.00$467K−2.6% of holding−1.5%−42.5%227,987Form 4 · filed 2 days after the trade
2025-11-07Eckstein AdinaofficerSale20,000 @ $74.00$1.5M−8.1% of holding+3.7%−37.1%227,987Form 4 · filed 5 days after the trade
2025-11-07Eckstein AdinaofficerSale20,000 @ $72.04$1.4M−8.1% of holding+3.7%−37.1%227,987Form 4 · filed 5 days after the trade
2025-09-03BIXBY TIMOTHY EdirectorSale2,906 @ $50.34$146K−1.1% of holding+2.7%+3.9%260,487Form 4 · filed 2 days after the trade
2025-09-03Peters John SheldonofficerSale2,718 @ $50.34$137K−2.6% of holding+2.7%+3.9%102,397Form 4 · filed 2 days after the trade
2025-09-03Prosor MayaofficerSale282 @ $50.34$14K−3.5% of holding+2.7%+3.9%7,825Form 4 · filed 2 days after the trade
2025-08-13Peters John SheldonofficerSale38,155 @ $60.00$2.3M−26.6% of holding−13.9%−2.5%105,115Form 4 · filed 2 days after the trade
2025-08-13Eckstein AdinaofficerSale5,000 @ $58.00$290K−2.6% of holding−13.9%−2.5%189,653Form 4 · filed 2 days after the trade
2025-08-11Eckstein AdinaofficerSale0 @ $53.00$0+0.0% of holding−8.7%+27.3%189,653Form 4 · filed 2 days after the trade
2025-08-05Eckstein AdinaofficerSale5,000 @ $49.00$245K−2.6% of holding+2.4%+44.9%189,653Form 4 · filed 2 days after the trade
2025-07-21BIXBY TIMOTHY EdirectorSale1,000 @ $42.70$43K−0.4% of holding+40.5%+86.2%263,393Form 4 · filed 1 day after the trade
2025-07-18BIXBY TIMOTHY EdirectorSale6,000 @ $42.50$255K−2.2% of holding+39.3%+77.6%263,393Form 4 · filed 4 days after the trade
2025-07-14BIXBY TIMOTHY EdirectorSale5,000 @ $38.16$191K−1.9% of holding+32.7%+102.9%263,393Form 4 · filed 2 days after the trade
2025-07-07BIXBY TIMOTHY EdirectorSale6,000 @ $42.50$255K−2.2% of holding+11.3%+68.9%263,393Form 4 · filed 2 days after the trade
2025-07-07BIXBY TIMOTHY EdirectorSale5,000 @ $42.28$211K−1.8% of holding+11.3%+68.9%269,393Form 4 · filed 2 days after the trade
2025-06-30BIXBY TIMOTHY EdirectorSale11,000 @ $42.69$470K−4.0% of holding−19.9%+50.8%263,393Form 4 · filed 2 days after the trade
2025-06-23BIXBY TIMOTHY EdirectorSale11,000 @ $43.36$477K−4.0% of holding−14.2%+66.4%263,393Form 4 · filed 2 days after the trade
2025-06-23Peters John SheldonofficerSale6,543 @ $45.00$294K−5.8% of holding−14.2%+66.4%106,115Form 4 · filed 2 days after the trade
2025-06-23Eckstein AdinaofficerSale5,000 @ $45.00$225K−2.6% of holding−14.2%+66.4%189,653Form 4 · filed 2 days after the trade
2025-06-16BIXBY TIMOTHY EdirectorSale6,000 @ $42.50$255K−2.2% of holding−7.5%+65.3%263,393Form 4 · filed 2 days after the trade
2025-06-16BIXBY TIMOTHY EdirectorSale5,000 @ $41.06$205K−1.8% of holding−7.5%+65.3%269,393Form 4 · filed 2 days after the trade
2025-06-11BIXBY TIMOTHY EdirectorSale6,000 @ $42.50$255K−2.2% of holding−9.3%+69.7%263,393Form 4 · filed 1 day after the trade
2025-06-09BIXBY TIMOTHY EdirectorSale5,000 @ $40.30$202K−1.9% of holding−7.6%+73.8%263,393Form 4 · filed 2 days after the trade
2025-06-05BIXBY TIMOTHY EdirectorSale5,000 @ $37.50$188K−1.9% of holding+11.7%+98.7%263,393Form 4 · filed 4 days after the trade
2025-06-03BIXBY TIMOTHY EdirectorSale1,916 @ $35.25$68K−0.7% of holding+15.8%+90.7%263,393Form 4 · filed 2 days after the trade
2025-06-03Peters John SheldonofficerSale1,494 @ $35.25$53K−1.4% of holding+15.8%+90.7%106,115Form 4 · filed 2 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

90 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-09-02Wininger ShaidirectorGift1,8764,416,873Form 4
2026-07-27Peters John SheldonofficerAward / grant10,00087,942Form 4
2026-06-10Eisenberg Michael AdirectorGift5,000195,452Form 4
2026-06-03Haj-Yehia SamerdirectorAward / grant2,84827,187Form 4
2026-06-03Angelidis-Smith MariadirectorAward / grant2,84817,744Form 4
2026-06-03Ratanchandani PrashantdirectorAward / grant2,8486,185Form 4
2026-06-03Schwartz DebradirectorAward / grant2,84824,415Form 4
2026-06-03Seeley GeoffdirectorAward / grant2,8485,967Form 4
2026-03-18Schreiber Daniel A.directorAward / grant180,0001,024,327Form 4
2026-03-18Wininger ShaidirectorAward / grant820,0004,238,749Form 4
2026-03-18Wininger ShaidirectorAward / grant180,0004,418,749Form 4
2026-03-18Schreiber Daniel A.directorAward / grant820,000844,327Form 4
2026-03-10Angelidis-Smith MariadirectorAward / grant5,39038,944Form 4
2026-03-10Angelidis-Smith MariadirectorAward / grant3,35014,896Form 4
2026-03-08Prosor MayaofficerAward / grant181,389188,793Form 4
2026-03-08Eckstein AdinaofficerAward / grant145,112333,503Form 4
2026-03-08Eckstein AdinaofficerAward / grant54,41754,417Form 4
2026-02-12Peters John SheldonofficerOption exercise11,8450Form 4
2026-02-12Peters John SheldonofficerOption exercise11,84582,073Form 4
2026-01-08Peters John SheldonofficerOption exercise18,45779,228Form 4
2026-01-08Peters John SheldonofficerOption exercise18,45710,000Form 4
2025-12-09Eckstein AdinaofficerOption exercise29,2374,514Form 4
2025-12-09Eckstein AdinaofficerOption exercise29,237233,466Form 4
2025-12-08Eckstein AdinaofficerOption exercise16,250244,237Form 4
2025-12-08Eckstein AdinaofficerOption exercise16,2500Form 4
2025-12-08Eckstein AdinaofficerOption exercise1,54933,751Form 4
2025-12-08Eckstein AdinaofficerOption exercise1,549245,786Form 4
2025-11-11Schreiber Daniel A.directorGift35,00024,327Form 4
2025-11-10Eckstein AdinaofficerOption exercise5,9887,074Form 4
2025-11-10Eckstein AdinaofficerOption exercise5,988233,975Form 4
2025-11-07Eckstein AdinaofficerOption exercise40,00013,062Form 4
2025-11-07Eckstein AdinaofficerOption exercise20,000247,987Form 4
2025-11-07BIXBY TIMOTHY EdirectorGift6,000254,487Form 4
2025-10-16Ratanchandani PrashantdirectorAward / grant3,3373,337Form 4
2025-10-07Seeley GeoffdirectorAward / grant3,1193,119Form 4
2025-09-12Eisenberg Michael AdirectorGift4,000200,452Form 4
2025-08-21Eckstein AdinaofficerAward / grant38,334227,987Form 4
2025-08-21BIXBY TIMOTHY EdirectorAward / grant127,780127,780Form 4
2025-08-21Wininger ShaidirectorAward / grant127,780127,780Form 4
2025-08-21Prosor MayaofficerAward / grant76,66876,668Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.