LKFNLakeland Financial CorporationFinancial Services · Banks - Regionalas of 2026-09-16
Horizon

Issued 2026-09-16 at $59.94 · now $59.94 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, LKFN has typically landed between $53.44 and $69.03 — a range of −10.8% to +15.2% from the issuance price $59.94.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

5,003 overlapping 1 month windows · 2006-09-26 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($59.94) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where LKFN has typically landed a month from the 2026-09-16 close of $59.94 — the range is history, not a prediction.

$53.44worst · -10.8%$69.03best · +15.2%
  • now $59.94 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $59.56 (-0.6%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $56.56–$62.56
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $53.44–$69.03
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 5,003 windows spanning 2006-09-26 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2020-02-13−32.3%−32.3%+0.0%
2020-02-11−31.4%−31.4%+0.8%
2009-02-05−31.4%−31.4%+0.2%
3 best
2009-03-05+40.8%−4.3%+49.7%
2009-03-09+37.3%+0.0%+56.4%
2009-03-06+32.5%−5.7%+47.6%

5,003 overlapping windows · 2006-09-26 – 2026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~20 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
35%
−0.7%
n=20
Feb
45%
−1.1%
n=20
Mar
60%
+0.4%
n=20
Apr
55%
−0.1%
n=20
May
55%
+0.1%
n=20
Jun
50%
+0.4%
n=20
Jul
75%
+4.9%
n=20
Aug
40%
−0.8%
n=20
Sep
50%
+0.3%
n=20
Oct
70%
+4.1%
n=20
Nov
55%
+1.7%
n=20
Dec
70%
+3.1%
n=20

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$66$542026-08-05: 1 insider sale, $32K — Robinson-Gay Donald2026-07-30: 1 insider sale, $16K — Clark Kyra E2026-05-29: 1 insider sale, $358K — Toothaker Bradley J2026-05-06: 1 insider sale, $80K — ROSS STEVEN D2026-05-05: 1 insider sale, $1K — ROSS STEVEN D2026-05-01: 1 insider sale, $131K — Ottinger Eric H2026-03-12: 1 insider purchase, $562K — WELCH M SCOTT2026-03-09: 1 insider purchase, $277K — WELCH M SCOTT2026-02-27: 1 insider purchase, $580K — WELCH M SCOTT2026-02-23: 1 insider sale, $332K — Toothaker Bradley J2026-02-04: 2 insider sales, $294K — FINDLAY DAVID M, Leniski Stephanie R2026-02-02: 2 insider sales, $193K — O'Neill Lisa M, Lahrman Brok A2025-09-08: 1 insider purchase, $20K — BARTELS ROBERT E JR2025-08-25: 1 insider sale, $311K — Ottinger Eric H2025-08: 1 open-market sale, $311K2025-09: 1 open-market purchase, $20K2026-02: 1 open-market purchase, $580K2026-02: 5 open-market sales, $818K2026-03: 2 open-market purchases, $840K2026-05: 4 open-market sales, $570K2026-07: 1 open-market sale, $16K2026-08: 1 open-market sale, $32K↑ buys↓ salesofficer Robinson-Gay Donald — Sale on 2026-08-05, filed 1 day after the tradeofficer Clark Kyra E — Sale on 2026-07-30, filed 1 day after the tradedirector Toothaker Bradley J — Sale on 2026-05-29, filed 3 days after the tradedirector ROSS STEVEN D — Sale on 2026-05-06, filed same daydirector ROSS STEVEN D — Sale on 2026-05-05, filed 1 day after the tradeofficer Ottinger Eric H — Sale on 2026-05-01, filed same daydirector WELCH M SCOTT — Purchase on 2026-03-12, filed same daydirector WELCH M SCOTT — Purchase on 2026-03-09, filed 1 day after the tradedirector WELCH M SCOTT — Purchase on 2026-02-27, filed same daydirector Toothaker Bradley J — Sale on 2026-02-23, filed 1 day after the tradeofficer FINDLAY DAVID M — Sale on 2026-02-04, filed same dayofficer Leniski Stephanie R — Sale on 2026-02-04, filed same dayofficer O'Neill Lisa M — Sale on 2026-02-02, filed 2 days after the tradeofficer Lahrman Brok A — Sale on 2026-02-02, filed 2 days after the tradedirector BARTELS ROBERT E JR — Purchase on 2025-09-08, filed 1 day after the tradeofficer Ottinger Eric H — Sale on 2025-08-25, filed 1 day after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-08-05Robinson-Gay DonaldofficerSale500 @ $63.00$32K−6.2% of holding−5.1%not yet — horizon still open7,610Form 4 · filed 1 day after the trade
2026-07-30Clark Kyra EofficerSale250 @ $63.22$16K−2.1% of holding−8.5%not yet — horizon still open11,396Form 4 · filed 1 day after the trade
2026-05-29Toothaker Bradley JdirectorSale5,900 @ $60.62$358K−29.2% of holding+2.8%not yet — horizon still open14,278Form 4 · filed 3 days after the trade
2026-05-06ROSS STEVEN DdirectorSale1,281 @ $62.50$80K−4.5% of holding−4.2%not yet — horizon still open27,001Form 4 · filed same day
2026-05-05ROSS STEVEN DdirectorSale19 @ $62.50$1K−0.1% of holding−9.2%not yet — horizon still open28,282Form 4 · filed 1 day after the trade
2026-05-01Ottinger Eric HofficerSale2,136 @ $61.49$131K−6.0% of holding−7.5%not yet — horizon still open33,257Form 4 · filed same day
2026-03-12WELCH M SCOTTdirectorPurchase10,000 @ $56.23$562K+5.0% of holding+4.4%−6.4%212,006Form 4 · filed same day
2026-03-09WELCH M SCOTTdirectorPurchase5,000 @ $55.45$277K+10.2% of holding+6.4%−5.5%54,000Form 4 · filed 1 day after the trade
2026-02-27WELCH M SCOTTdirectorPurchase10,000 @ $57.95$580K+25.6% of holding+5.0%−8.3%49,000Form 4 · filed same day
2026-02-23Toothaker Bradley JdirectorSale5,685 @ $58.36$332K−22.0% of holding+1.7%−8.0%20,178Form 4 · filed 1 day after the trade
2026-02-04FINDLAY DAVID MofficerSale3,000 @ $63.02$189K−2.6% of holding−7.0%−11.2%113,918Form 4 · filed same day
2026-02-04Leniski Stephanie RofficerSale1,665 @ $62.76$104K−16.6% of holding−7.0%−11.2%8,355Form 4 · filed same day
2026-02-02O'Neill Lisa MofficerSale2,900 @ $60.74$176K−7.8% of holding−1.8%−5.0%34,066Form 4 · filed 2 days after the trade
2026-02-02Lahrman Brok AofficerSale275 @ $60.76$17K−7.3% of holding−1.8%−5.0%3,504Form 4 · filed 2 days after the trade
2025-09-08BARTELS ROBERT E JRdirectorPurchase296 @ $67.77$20K+1.0% of holding−10.1%−20.1%29,726Form 4 · filed 1 day after the trade
2025-08-25Ottinger Eric HofficerSale4,635 @ $67.07$311K−12.6% of holding−7.3%−18.6%32,282Form 4 · filed 1 day after the trade
2025-07-30Clark Kyra EofficerSale300 @ $67.00$20K−3.0% of holding+2.8%−17.9%9,614Form 4 · filed 1 day after the trade
2025-07-29O'Neill Lisa MofficerSale2,400 @ $66.70$160K−6.5% of holding+1.5%−20.8%34,366Form 4 · filed 2 days after the trade
2025-07-29O'Neill Lisa MofficerSale100 @ $67.09$7K−0.3% of holding+1.5%−20.8%36,766Form 4 · filed 2 days after the trade
2025-05-22Truex Melinda JodirectorPurchase8,309 @ $60.11$499K+101.4% of holding−2.9%−15.2%16,507Form 4 · filed 5 days after the trade
2025-05-06O'Neill Lisa MofficerSale2,500 @ $59.33$148K−6.4% of holding−6.7%−23.5%36,866Form 4 · filed same day
2025-05-06Leniski Stephanie RofficerSale1,000 @ $59.51$60K−16.1% of holding−6.7%−23.5%5,211Form 4 · filed same day
2025-03-17Leniski Stephanie RofficerSale1,500 @ $61.94$93K−19.5% of holding−11.3%−12.4%6,211Form 4 · filed 1 day after the trade
2025-03-11WELCH M SCOTTdirectorPurchase5,000 @ $61.40$307K+14.7% of holding−8.0%−8.5%39,000Form 4 · filed 1 day after the trade
2025-03-10WELCH M SCOTTdirectorPurchase9,396 @ $61.29$576K+4.9% of holding−1.8%−5.5%201,356Form 4 · filed same day
2025-03-07WELCH M SCOTTdirectorPurchase604 @ $62.15$38K+0.3% of holding−2.6%−2.4%191,960Form 4 · filed 3 days after the trade
2025-02-25Robinson-Gay DonaldofficerSale550 @ $66.25$36K−10.0% of holding−4.0%−5.1%4,974Form 4 · filed 1 day after the trade
2025-02-05FINDLAY DAVID MofficerSale6,439 @ $67.06$432K−5.6% of holding−3.8%−15.3%109,478Form 4 · filed same day

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

205 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-08-05WELCH M SCOTTdirectorAward / grant50762,201Form 4
2026-08-05Smith Brian JdirectorAward / grant17721,629Form 4
2026-08-05Augsburger BlakedirectorAward / grant16520,276Form 4
2026-08-05Toothaker Bradley JdirectorOption exercise16219,510Form 4
2026-08-05Truex Melinda JodirectorAward / grant8710,380Form 4
2026-08-05Christian Darrianne PdirectorAward / grant495,976Form 4
2026-08-05Abbasi FarazdirectorAward / grant242,212Form 4
2026-08-05PICHON EMILY EdirectorAward / grant8957Form 4
2026-08-05Starr Daniel BriandirectorAward / grant7778Form 4
2026-07-08Augsburger BlakedirectorAward / grant60920,111Form 4
2026-07-08Toothaker Bradley JdirectorAward / grant48719,672Form 4
2026-07-08Abbasi FarazdirectorAward / grant4472,188Form 4
2026-07-08Christian Darrianne PdirectorAward / grant4465,927Form 4
2026-07-08WELCH M SCOTTdirectorAward / grant36661,694Form 4
2026-07-08Smith Brian JdirectorAward / grant36521,452Form 4
2026-07-08Starr Daniel BriandirectorAward / grant365771Form 4
2026-05-05WELCH M SCOTTdirectorAward / grant51061,328Form 4
2026-05-05Smith Brian JdirectorAward / grant17621,087Form 4
2026-05-05Augsburger BlakedirectorAward / grant16319,502Form 4
2026-05-05Toothaker Bradley JdirectorAward / grant16019,185Form 4
2026-05-05Truex Melinda JodirectorAward / grant8810,293Form 4
2026-05-05Christian Darrianne PdirectorAward / grant465,481Form 4
2026-05-05Abbasi FarazdirectorAward / grant211,741Form 4
2026-05-05PICHON EMILY EdirectorAward / grant7949Form 4
2026-05-05Starr Daniel BriandirectorAward / grant4406Form 4
2026-02-05WELCH M SCOTTdirectorAward / grant50560,818Form 4
2026-02-05Smith Brian JdirectorAward / grant17320,911Form 4
2026-02-05Augsburger BlakedirectorAward / grant16019,339Form 4
2026-02-05Toothaker Bradley JdirectorAward / grant15819,025Form 4
2026-02-05Truex Melinda JodirectorAward / grant8710,205Form 4
2026-02-05Christian Darrianne PdirectorAward / grant455,435Form 4
2026-02-05Abbasi FarazdirectorAward / grant211,720Form 4
2026-02-05PICHON EMILY EdirectorAward / grant8942Form 4
2026-02-05Starr Daniel BriandirectorAward / grant3402Form 4
2026-02-03O'Neill Lisa MofficerAward / grant2,60036,966Form 4
2026-02-03FINDLAY DAVID MofficerAward / grant6,400115,878Form 4
2026-02-03Robinson-Gay DonaldofficerAward / grant2,8007,774Form 4
2026-02-03Gutman CarrieofficerAward / grant1,6202,958Form 4
2026-02-03Ottinger Eric HofficerAward / grant2,60034,882Form 4
2026-02-03Leniski Stephanie RofficerAward / grant2,6007,811Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.