KSPI · TickerCove

KSPIJoint Stock Company Kaspi.kzTechnology · Software - Infrastructureas of 2026-09-16

Horizon

Issued 2026-09-16 at $97.75 · now $97.75 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, KSPI has typically landed between $84.42 and $115.55 — a range of −13.6% to +18.2% from the issuance price $97.75.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.

Actual close
Typical path (median)
Middle 50% of outcomes
90% range

646 overlapping 1 month windows · 2024-01-19 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($97.75) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

52-week range$97.75 · 74% of range

$65.86 low$108.75 high

Trailing 52 weeks to 2026-09-16 — factual context, not a signal.

Base rate up · monthiClimatology base rate that a US-listed stock rises over a month, with its 90% CI and ≈1,408 effective observations. Not a call on this stock — we have no evidence its odds differ.

53.9%

90% CI 51.7%–56.1%

Distribution · month iiThe price-anchored range: typical move (median), and the p90 downside/upside — 90% of similar periods stayed inside these. Ranges, not a prediction of direction.

+0.5%

typical move · IQR 13.1%

−13.6%worst (p90)+18.2%best (p90)

Insider convictioniOpen-market common-stock purchases by company insiders in the last 90 days (grants and option exercises excluded). Historical tendency, not advice — detail below.

conviction buys

0 open-market sales

Congress disclosuresiRecent disclosed congressional trades for this company. Purchase clusters (≥2 members buying within 90 days) historically preceded a modestly higher forward return (+32 bp/mo in 2022–2026, +45 bp/mo in 2015–2021) — a descriptive tendency, not a forecast input. Detail below.

0 buys · 0 sells · 0 members

cluster tilt persisted, ~halved after 2021

Where KSPI has typically landed a month from the 2026-09-16 close of $97.75 — the range is history, not a prediction.

now $97.75 (+0.0%)
typical $98.26 (+0.5%)
middle 50% $91.85–$104.67
90% range $84.42–$115.55

Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 646 windows spanning 2024-01-19 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.

Start	Return	Max drop	Max rise
3 worst
2024-08-21	−22.5%	−22.5%	+4.5%
2024-08-30	−20.9%	−25.8%	+0.0%
2024-08-22	−20.1%	−21.9%	+5.3%
3 best
2024-02-13	+31.0%	+0.0%	+31.0%
2026-03-19	+28.6%	−2.9%	+28.6%
2024-02-12	+27.7%	+0.0%	+27.7%

646 overlapping windows · 2024-01-19 – 2026-09-16 · not cherry-picked

Seasonality · by month i

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~3 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.

Jan

50%

−1.0%

n=2

Feb

67%

+5.5%

n=3

Mar

67%

+5.8%

n=3

Apr

33%

+2.1%

n=3

May

67%

+1.8%

n=3

Jun

67%

+2.1%

n=3

Jul

67%

−1.2%

n=3

Aug

100%

+13.2%

n=3

Sep

−13.0%

n=3

Oct

50%

−2.3%

n=2

Nov

50%

+0.8%

n=2

Dec

50%

−5.0%

n=2

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Date	Person	Role	Action	Shares @ price	Value	Ownership Δ	vs S&P 1m	vs S&P 6m	Owned after	Filing
2026-09-14	Kim Vyacheslav	director	Sale	17,729 @ $100.11	$1.8M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,836,385	Form 4 · filed same day
2026-09-14	Kim Vyacheslav	director	Sale	9,740 @ $99.10	$965K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,854,114	Form 4 · filed same day
2026-09-14	Kim Vyacheslav	director	Sale	5,403 @ $100.63	$544K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,830,982	Form 4 · filed same day
2026-09-11	Kim Vyacheslav	director	Sale	25,437 @ $97.70	$2.5M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	36,876,370	Form 4 · filed 3 days after the trade
2026-09-11	Kim Vyacheslav	director	Sale	6,821 @ $98.63	$673K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,869,549	Form 4 · filed 3 days after the trade
2026-09-11	Kim Vyacheslav	director	Sale	5,695 @ $99.67	$568K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,863,854	Form 4 · filed 3 days after the trade
2026-09-10	Kim Vyacheslav	director	Sale	36,984 @ $97.32	$3.6M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	36,936,811	Form 4 · filed 4 days after the trade
2026-09-10	Kim Vyacheslav	director	Sale	35,004 @ $98.25	$3.4M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	36,901,807	Form 4 · filed 4 days after the trade
2026-09-09	Kim Vyacheslav	director	Sale	29,912 @ $100.09	$3.0M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	37,009,630	Form 4 · filed same day
2026-09-09	Kim Vyacheslav	director	Sale	11,133 @ $102.12	$1.1M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,987,497	Form 4 · filed same day
2026-09-09	Kim Vyacheslav	director	Sale	11,000 @ $101.10	$1.1M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,998,630	Form 4 · filed same day
2026-09-09	Kim Vyacheslav	director	Sale	8,187 @ $103.07	$844K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,979,310	Form 4 · filed same day
2026-09-09	Kim Vyacheslav	director	Sale	3,083 @ $104.23	$321K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,976,227	Form 4 · filed same day
2026-09-09	Kim Vyacheslav	director	Sale	1,794 @ $105.39	$189K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,974,433	Form 4 · filed same day
2026-09-09	Kim Vyacheslav	director	Sale	638 @ $106.49	$68K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	36,973,795	Form 4 · filed same day
2026-09-08	Kim Vyacheslav	director	Sale	20,502 @ $107.18	$2.2M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	37,043,340	Form 4 · filed 1 day after the trade
2026-09-08	Kim Vyacheslav	director	Sale	7,274 @ $106.33	$773K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,063,842	Form 4 · filed 1 day after the trade
2026-09-08	Kim Vyacheslav	director	Sale	3,798 @ $108.29	$411K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,039,542	Form 4 · filed 1 day after the trade
2026-09-04	Kim Vyacheslav	director	Sale	11,473 @ $108.19	$1.2M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,071,116	Form 4 · filed 5 days after the trade
2026-09-04	Kim Vyacheslav	director	Sale	6,691 @ $107.51	$719K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,082,589	Form 4 · filed 5 days after the trade
2026-09-03	Kim Vyacheslav	director	Sale	13,619 @ $107.00	$1.5M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,093,093	Form 4 · filed same day
2026-09-03	Kim Vyacheslav	director	Sale	3,813 @ $107.68	$411K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,089,280	Form 4 · filed same day
2026-09-02	Kim Vyacheslav	director	Sale	7,832 @ $106.45	$834K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,106,712	Form 4 · filed 1 day after the trade
2026-09-02	Kim Vyacheslav	director	Sale	7,104 @ $105.74	$751K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,114,544	Form 4 · filed 1 day after the trade
2026-09-02	Kim Vyacheslav	director	Sale	1,583 @ $104.18	$165K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,121,648	Form 4 · filed 1 day after the trade
2026-09-01	Kim Vyacheslav	director	Sale	15,240 @ $104.59	$1.6M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,129,299	Form 4 · filed 2 days after the trade
2026-09-01	Kim Vyacheslav	director	Sale	6,068 @ $105.27	$639K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,123,231	Form 4 · filed 2 days after the trade
2026-09-01	Kim Vyacheslav	director	Sale	5,170 @ $103.64	$536K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,144,539	Form 4 · filed 2 days after the trade
2026-08-31	Kim Vyacheslav	director	Sale	19,324 @ $105.27	$2.0M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	37,149,709	Form 4 · filed same day
2026-08-31	Kim Vyacheslav	director	Sale	6,015 @ $104.51	$629K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,169,033	Form 4 · filed same day
2026-08-28	Kim Vyacheslav	director	Sale	23,609 @ $106.44	$2.5M	−0.1% of holding	not yet — horizon still open	not yet — horizon still open	37,186,520	Form 4 · filed 3 days after the trade
2026-08-28	Kim Vyacheslav	director	Sale	11,048 @ $107.35	$1.2M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,175,472	Form 4 · filed 3 days after the trade
2026-08-28	Kim Vyacheslav	director	Sale	424 @ $107.98	$46K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,175,048	Form 4 · filed 3 days after the trade
2026-08-27	Kim Vyacheslav	director	Sale	11,960 @ $105.05	$1.3M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,218,715	Form 4 · filed 4 days after the trade
2026-08-27	Kim Vyacheslav	director	Sale	6,653 @ $104.31	$694K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,230,675	Form 4 · filed 4 days after the trade
2026-08-27	Kim Vyacheslav	director	Sale	4,946 @ $107.41	$531K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,210,481	Form 4 · filed 4 days after the trade
2026-08-27	Kim Vyacheslav	director	Sale	3,288 @ $106.41	$350K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,215,427	Form 4 · filed 4 days after the trade
2026-08-27	Kim Vyacheslav	director	Sale	352 @ $107.97	$38K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,210,129	Form 4 · filed 4 days after the trade
2026-08-26	Kim Vyacheslav	director	Sale	18,572 @ $107.83	$2.0M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,261,442	Form 4 · filed same day
2026-08-26	Kim Vyacheslav	director	Sale	16,531 @ $108.95	$1.8M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,244,911	Form 4 · filed same day
2026-08-26	Kim Vyacheslav	director	Sale	7,583 @ $109.51	$830K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,237,328	Form 4 · filed same day
2026-08-25	Kim Vyacheslav	director	Sale	13,253 @ $107.77	$1.4M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,284,505	Form 4 · filed 1 day after the trade
2026-08-25	Kim Vyacheslav	director	Sale	9,989 @ $106.91	$1.1M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,297,758	Form 4 · filed 1 day after the trade
2026-08-25	Kim Vyacheslav	director	Sale	5,426 @ $105.89	$575K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,307,747	Form 4 · filed 1 day after the trade
2026-08-25	Kim Vyacheslav	director	Sale	4,491 @ $108.67	$488K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,280,014	Form 4 · filed 1 day after the trade
2026-08-24	Kim Vyacheslav	director	Sale	17,844 @ $106.41	$1.9M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,315,259	Form 4 · filed 2 days after the trade
2026-08-24	Kim Vyacheslav	director	Sale	6,803 @ $105.68	$719K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,333,103	Form 4 · filed 2 days after the trade
2026-08-24	Kim Vyacheslav	director	Sale	2,086 @ $107.43	$224K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,313,173	Form 4 · filed 2 days after the trade
2026-08-21	Kim Vyacheslav	director	Sale	13,116 @ $105.54	$1.4M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,339,906	Form 4 · filed same day
2026-08-21	Kim Vyacheslav	director	Sale	12,691 @ $104.83	$1.3M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,353,022	Form 4 · filed same day
2026-08-20	Kim Vyacheslav	director	Sale	10,633 @ $104.34	$1.1M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,365,713	Form 4 · filed 1 day after the trade
2026-08-20	Kim Vyacheslav	director	Sale	9,553 @ $103.59	$990K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,376,346	Form 4 · filed 1 day after the trade
2026-08-20	Kim Vyacheslav	director	Sale	5,483 @ $101.39	$556K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,389,205	Form 4 · filed 1 day after the trade
2026-08-20	Kim Vyacheslav	director	Sale	3,306 @ $102.52	$339K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,385,899	Form 4 · filed 1 day after the trade
2026-08-20	Kim Vyacheslav	director	Sale	1,116 @ $100.11	$112K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,394,688	Form 4 · filed 1 day after the trade
2026-08-19	Kim Vyacheslav	director	Sale	14,558 @ $101.26	$1.5M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,397,833	Form 4 · filed 2 days after the trade
2026-08-19	Kim Vyacheslav	director	Sale	13,078 @ $100.38	$1.3M	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,412,391	Form 4 · filed 2 days after the trade
2026-08-19	Kim Vyacheslav	director	Sale	4,840 @ $99.03	$479K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,425,469	Form 4 · filed 2 days after the trade
2026-08-19	Didenko Yuri	officer	Sale	2,772 @ $99.07	$275K	−0.2% of holding	not yet — horizon still open	not yet — horizon still open	1,788,378	Form 4 · filed same day
2026-08-19	Kim Vyacheslav	director	Sale	2,029 @ $101.88	$207K	−0.0% of holding	not yet — horizon still open	not yet — horizon still open	37,395,804	Form 4 · filed 2 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

2 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

Date	Person	Role	Action	Shares	Owned after	Filing
2026-05-12	Prawdzik Alina	director	Gift	17,778	17,778	Form 4
2026-05-12	Prawdzik Alina	director	Gift	17,778	0	Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Resolves in i

28d remaining

2026-09-173% elapsed2026-10-15

Logged immutably 2026-09-17; scored automatically on 2026-10-15 — no edits, ever.

Earnings & context analysis

These panels are being prepared. They are generated by multiple language models, checked, and stored before display — never written live for a page view. Until a model panel has been generated and reviewed for a company, nothing is shown here, honestly, rather than a placeholder.

Calibration i

Every forecast is logged when made and scored when the month is up. The record is shown from the day it starts — young and honest.

How scoring works →

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

Reported insider & political trades

Congressional disclosures

Seasonality · by month i