ENVAEnova International, Inc.Financial Services · Financial - Credit Servicesas of 2026-09-16
Horizon

Issued 2026-09-16 at $172.14 · now $172.14 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, ENVA has typically landed between $146.20 and $213.00 — a range of −15.1% to +23.7% from the issuance price $172.14.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

2,955 overlapping 1 month windows · 2014-11-13 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($172.14) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where ENVA has typically landed a month from the 2026-09-16 close of $172.14 — the range is history, not a prediction.

$146.2worst · -15.1%$213best · +23.7%
  • now $172.14 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $175.68 (+2.1%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $160.51–$190.86
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $146.2–$213
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 2,955 windows spanning 2014-11-13 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2020-02-18−59.2%−59.2%+4.4%
2020-02-20−54.2%−60.6%+0.8%
2020-02-21−52.4%−60.9%+0.0%
3 best
2020-03-18+66.6%+0.0%+84.5%
2016-11-08+54.5%+0.0%+54.5%
2018-04-20+53.8%−3.3%+53.8%

2,955 overlapping windows · 2014-11-13 – 2026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~12 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
58%
+4.4%
n=12
Feb
75%
+6.0%
n=12
Mar
33%
−3.9%
n=12
Apr
42%
+8.6%
n=12
May
50%
−3.2%
n=12
Jun
75%
+8.0%
n=12
Jul
58%
+7.2%
n=12
Aug
42%
−3.5%
n=12
Sep
33%
−6.7%
n=12
Oct
55%
+2.9%
n=11
Nov
64%
+6.3%
n=11
Dec
58%
+4.4%
n=12

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$265$1042026-08-26: 1 insider sale, $2.2M — Fisher David2026-08-25: 1 insider sale, $2.3M — Fisher David2026-07-15: 1 insider sale, $2.7M — Fisher David2026-07-14: 1 insider sale, $3.9M — Fisher David2026-06-18: 1 insider sale, $4.0M — TEBBE MARK2026-06-17: 1 insider sale, $6.6M — Fisher David2026-06-16: 1 insider sale, $658K — GOODYEAR WILLIAM M2026-06-01: 1 insider sale, $976K — GOODYEAR WILLIAM M2026-05-29: 1 insider sale, $210K — RICE LINDA JOHNSON2026-05-22: 1 insider sale, $487K — Fisher David2026-05-21: 1 insider sale, $1.2M — Fisher David2026-05-18: 1 insider sale, $1.0M — GOODYEAR WILLIAM M2026-05-07: 1 insider sale, $3.5M — Fisher David2026-04-28: 2 insider sales, $1.4M — Cunningham Steven E …2026-02-18: 1 insider sale, $1.1M — Fisher David2026-02-02: 3 insider sales, $6.9M — TEBBE MARK, Gray James A …2026-01-30: 3 insider sales, $10.3M — Fisher David, Rahilly Sean, Cunningham Steven E2026-01-26: 1 insider sale, $1.5M — Fisher David2025-12-16: 1 insider sale, $2.4M — Fisher David2025-11-21: 1 insider sale, $746K — Fisher David2025-10-29: 2 insider sales, $1.8M — Cunningham Steven E …2025-10-27: 1 insider sale, $736K — Fisher David2025-09-19: 1 insider sale, $755K — Fisher David2025-09-17: 1 insider sale, $4.4M — Fisher David2025-09-10: 1 insider purchase, $197K — RICE LINDA JOHNSON2025-09-04: 1 insider sale, $2.4M — Fisher David2025-08-29: 1 insider sale, $1.2M — Fisher David2025-08-28: 2 insider sales, $2.2M — Fisher David, Rahilly Sean2025-08-26: 1 insider sale, $589K — Fisher David2025-08-12: 1 insider sale, $1.8M — Chartier Kirk2025-08: 5 open-market sales, $5.8M2025-09: 1 open-market purchase, $197K2025-09: 3 open-market sales, $7.6M2025-10: 3 open-market sales, $2.5M2025-11: 1 open-market sale, $746K2025-12: 1 open-market sale, $2.4M2026-01: 4 open-market sales, $11.8M2026-02: 4 open-market sales, $8.0M2026-04: 2 open-market sales, $1.4M2026-05: 5 open-market sales, $6.3M2026-06: 4 open-market sales, $12.2M2026-07: 2 open-market sales, $6.6M2026-08: 2 open-market sales, $4.5M↑ buys↓ salesdirector Fisher David — Sale on 2026-08-26, filed 1 day after the tradedirector Fisher David — Sale on 2026-08-25, filed 2 days after the tradedirector Fisher David — Sale on 2026-07-15, filed 1 day after the tradedirector Fisher David — Sale on 2026-07-14, filed 2 days after the tradedirector TEBBE MARK — Sale on 2026-06-18, filed 5 days after the tradedirector Fisher David — Sale on 2026-06-17, filed 5 days after the tradedirector GOODYEAR WILLIAM M — Sale on 2026-06-16, filed same daydirector GOODYEAR WILLIAM M — Sale on 2026-06-01, filed 2 days after the tradedirector RICE LINDA JOHNSON — Sale on 2026-05-29, filed 4 days after the tradedirector Fisher David — Sale on 2026-05-22, filed 4 days after the tradedirector Fisher David — Sale on 2026-05-21, filed 5 days after the tradedirector GOODYEAR WILLIAM M — Sale on 2026-05-18, filed 2 days after the tradedirector Fisher David — Sale on 2026-05-07, filed 4 days after the tradedirector Cunningham Steven E — Sale on 2026-04-28, filed 2 days after the tradedirector Cunningham Steven E — Sale on 2026-04-28, filed 2 days after the tradedirector Fisher David — Sale on 2026-02-18, filed 2 days after the tradedirector TEBBE MARK — Sale on 2026-02-02, filed 2 days after the tradedirector Gray James A — Sale on 2026-02-02, filed 2 days after the tradedirector Gray James A — Sale on 2026-02-02, filed 2 days after the tradedirector Fisher David — Sale on 2026-01-30, filed 4 days after the tradeofficer Rahilly Sean — Sale on 2026-01-30, filed 4 days after the tradedirector Cunningham Steven E — Sale on 2026-01-30, filed 4 days after the tradedirector Fisher David — Sale on 2026-01-26, filed 2 days after the tradedirector Fisher David — Sale on 2025-12-16, filed 2 days after the tradedirector Fisher David — Sale on 2025-11-21, filed 4 days after the tradedirector Cunningham Steven E — Sale on 2025-10-29, filed 2 days after the tradedirector Cunningham Steven E — Sale on 2025-10-29, filed 2 days after the tradedirector Fisher David — Sale on 2025-10-27, filed 2 days after the tradedirector Fisher David — Sale on 2025-09-19, filed 4 days after the tradedirector Fisher David — Sale on 2025-09-17, filed 6 days after the tradedirector RICE LINDA JOHNSON — Purchase on 2025-09-10, filed 2 days after the tradedirector Fisher David — Sale on 2025-09-04, filed 4 days after the tradedirector Fisher David — Sale on 2025-08-29, filed 4 days after the tradedirector Fisher David — Sale on 2025-08-28, filed 5 days after the tradeofficer Rahilly Sean — Sale on 2025-08-28, filed 5 days after the tradedirector Fisher David — Sale on 2025-08-26, filed 2 days after the tradedirector Chartier Kirk — Sale on 2025-08-12, filed 2 days after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-08-26Fisher DaviddirectorSale9,078 @ $239.16$2.2M−2.9% of holdingnot yet — horizon still opennot yet — horizon still open306,444Form 4 · filed 1 day after the trade
2026-08-25Fisher DaviddirectorSale9,491 @ $244.01$2.3M−3.0% of holdingnot yet — horizon still opennot yet — horizon still open306,444Form 4 · filed 2 days after the trade
2026-07-15Fisher DaviddirectorSale11,494 @ $231.45$2.7M−3.6% of holding+8.1%not yet — horizon still open306,444Form 4 · filed 1 day after the trade
2026-07-14Fisher DaviddirectorSale17,006 @ $231.51$3.9M−5.3% of holding+10.2%not yet — horizon still open306,444Form 4 · filed 2 days after the trade
2026-06-18TEBBE MARKdirectorSale20,000 @ $201.37$4.0M−28.6% of holding+12.6%not yet — horizon still open50,029Form 4 · filed 5 days after the trade
2026-06-17Fisher DaviddirectorSale33,060 @ $199.05$6.6M−9.7% of holding+16.4%not yet — horizon still open306,444Form 4 · filed 5 days after the trade
2026-06-16GOODYEAR WILLIAM MdirectorSale3,500 @ $188.02$658K−6.4% of holding+20.7%not yet — horizon still open50,820Form 4 · filed same day
2026-06-01GOODYEAR WILLIAM MdirectorSale5,983 @ $163.13$976K−8.7% of holding+48.8%not yet — horizon still open62,757Form 4 · filed 2 days after the trade
2026-05-29RICE LINDA JOHNSONdirectorSale1,300 @ $161.20$210K−17.2% of holding+50.1%not yet — horizon still open6,277Form 4 · filed 4 days after the trade
2026-05-22Fisher DaviddirectorSale3,076 @ $158.45$487K−1.0% of holding+38.9%not yet — horizon still open306,444Form 4 · filed 4 days after the trade
2026-05-21Fisher DaviddirectorSale7,180 @ $160.37$1.2M−2.3% of holding+32.1%not yet — horizon still open306,444Form 4 · filed 5 days after the trade
2026-05-18GOODYEAR WILLIAM MdirectorSale6,231 @ $166.08$1.0M−8.3% of holding+19.0%not yet — horizon still open68,740Form 4 · filed 2 days after the trade
2026-05-07Fisher DaviddirectorSale20,000 @ $173.18$3.5M−6.1% of holding−1.6%not yet — horizon still open306,444Form 4 · filed 4 days after the trade
2026-04-28Cunningham Steven EdirectorSale4,156 @ $175.50$729K−3.3% of holding−13.9%not yet — horizon still open122,945Form 4 · filed 2 days after the trade
2026-04-28Cunningham Steven EdirectorSale3,696 @ $175.50$649K−2.9% of holding−13.9%not yet — horizon still open122,945Form 4 · filed 2 days after the trade
2026-02-18Fisher DaviddirectorSale7,143 @ $149.49$1.1M−2.1% of holding−4.3%+58.0%326,444Form 4 · filed 2 days after the trade
2026-02-02TEBBE MARKdirectorSale20,000 @ $172.24$3.4M−100.0% of holding−14.4%+38.1%0Form 4 · filed 2 days after the trade
2026-02-02Gray James AdirectorSale9,999 @ $172.22$1.7M−50.0% of holding−14.4%+38.1%10,001Form 4 · filed 2 days after the trade
2026-02-02Gray James AdirectorSale10,000 @ $171.86$1.7M−100.0% of holding−14.4%+38.1%0Form 4 · filed 2 days after the trade
2026-01-30Fisher DaviddirectorSale37,989 @ $165.31$6.3M−9.8% of holding−12.7%+46.5%348,223Form 4 · filed 4 days after the trade
2026-01-30Rahilly SeanofficerSale12,879 @ $164.28$2.1M−11.3% of holding−12.7%+46.5%100,877Form 4 · filed 4 days after the trade
2026-01-30Cunningham Steven EdirectorSale11,436 @ $165.13$1.9M−8.2% of holding−12.7%+46.5%127,719Form 4 · filed 4 days after the trade
2026-01-26Fisher DaviddirectorSale9,573 @ $157.81$1.5M−2.7% of holding−9.0%+49.6%348,223Form 4 · filed 2 days after the trade
2025-12-16Fisher DaviddirectorSale15,000 @ $160.24$2.4M−4.1% of holding−3.1%+17.0%348,223Form 4 · filed 2 days after the trade
2025-11-21Fisher DaviddirectorSale6,000 @ $124.25$746K−1.7% of holding+26.7%+15.3%348,223Form 4 · filed 4 days after the trade
2025-10-29Cunningham Steven EdirectorSale11,436 @ $120.76$1.4M−8.0% of holding+8.6%+35.4%131,157Form 4 · filed 2 days after the trade
2025-10-29Cunningham Steven EdirectorSale3,438 @ $120.50$414K−2.6% of holding+8.6%+35.4%127,719Form 4 · filed 2 days after the trade
2025-10-27Fisher DaviddirectorSale6,000 @ $122.61$736K−1.7% of holding+9.1%+34.7%348,223Form 4 · filed 2 days after the trade
2025-09-19Fisher DaviddirectorSale6,000 @ $125.89$755K−1.7% of holding−14.3%+9.7%348,223Form 4 · filed 4 days after the trade
2025-09-17Fisher DaviddirectorSale35,000 @ $125.55$4.4M−9.1% of holding−13.6%+10.4%348,223Form 4 · filed 6 days after the trade
2025-09-10RICE LINDA JOHNSONdirectorPurchase1,700 @ $115.95$197K+37.3% of holding−9.5%+14.8%6,257Form 4 · filed 2 days after the trade
2025-09-04Fisher DaviddirectorSale20,000 @ $121.96$2.4M−5.4% of holding−11.6%+7.3%348,223Form 4 · filed 4 days after the trade
2025-08-29Fisher DaviddirectorSale10,000 @ $121.80$1.2M−2.8% of holding−8.7%+10.5%348,223Form 4 · filed 4 days after the trade
2025-08-28Fisher DaviddirectorSale15,000 @ $121.80$1.8M−4.1% of holding−2.4%+9.9%348,223Form 4 · filed 5 days after the trade
2025-08-28Rahilly SeanofficerSale2,965 @ $122.64$364K−2.9% of holding−2.4%+9.9%100,877Form 4 · filed 5 days after the trade
2025-08-26Fisher DaviddirectorSale5,000 @ $117.80$589K−1.4% of holding+1.3%+17.7%348,223Form 4 · filed 2 days after the trade
2025-08-12Chartier KirkdirectorSale17,000 @ $108.80$1.8M−13.7% of holding+5.4%+31.5%107,505Form 4 · filed 2 days after the trade
2025-07-29Cunningham Steven EdirectorSale22,872 @ $105.75$2.4M−14.5% of holding+13.5%+43.2%134,595Form 4 · filed 2 days after the trade
2025-07-29Cunningham Steven EdirectorSale3,438 @ $105.50$363K−2.6% of holding+13.5%+43.2%131,157Form 4 · filed 2 days after the trade
2025-07-29Lee James JosephofficerSale478 @ $105.61$50K−2.4% of holding+13.5%+43.2%19,751Form 4 · filed 2 days after the trade
2025-07-14Fisher DaviddirectorSale5,000 @ $115.23$576K−1.4% of holding−8.6%+24.8%348,223Form 4 · filed 2 days after the trade
2025-06-20Fisher DaviddirectorSale2,000 @ $98.42$197K−0.6% of holding+10.0%+52.6%348,223Form 4 · filed 4 days after the trade
2025-05-22Fisher DaviddirectorSale2,000 @ $91.52$183K−0.6% of holding+8.6%+19.4%348,223Form 4 · filed 5 days after the trade
2025-05-05Rahilly SeanofficerSale9,046 @ $95.05$860K−8.0% of holding−6.5%+8.9%103,842Form 4 · filed 2 days after the trade
2025-05-02Cunningham Steven EdirectorSale22,872 @ $93.80$2.1M−13.9% of holding−6.1%+5.0%141,473Form 4 · filed 4 days after the trade
2025-05-02Cunningham Steven EdirectorSale4,246 @ $94.01$399K−3.1% of holding−6.1%+5.0%134,595Form 4 · filed 4 days after the trade
2025-05-02Cunningham Steven EdirectorSale2,632 @ $94.01$247K−1.9% of holding−6.1%+5.0%138,841Form 4 · filed 4 days after the trade
2025-05-02Lee James JosephofficerSale550 @ $94.74$52K−2.6% of holding−6.1%+5.0%20,229Form 4 · filed 4 days after the trade
2025-04-28Fisher DaviddirectorSale2,000 @ $98.65$197K−0.6% of holding−12.6%−3.0%348,223Form 4 · filed 2 days after the trade
2025-03-25Fisher DaviddirectorSale5,000 @ $101.75$509K−1.4% of holding+1.4%+5.7%348,223Form 4 · filed 2 days after the trade
2025-02-24RICE LINDA JOHNSONdirectorSale2,532 @ $103.11$261K−47.9% of holding+3.6%+4.3%2,754Form 4 · filed 2 days after the trade
2025-02-07Cunningham Steven EdirectorSale20,833 @ $116.50$2.4M−11.8% of holding−15.3%−15.7%155,855Form 4 · filed 3 days after the trade
2025-02-07Cunningham Steven EdirectorSale4,900 @ $116.50$571K−3.0% of holding−15.3%−15.7%155,855Form 4 · filed 3 days after the trade
2025-02-07Lee James JosephofficerSale455 @ $116.59$53K−2.1% of holding−15.3%−15.7%21,688Form 4 · filed 3 days after the trade
2024-12-04Fisher DaviddirectorSale10,000 @ $106.25$1.1M−2.7% of holding−5.0%−7.8%359,905Form 4 · filed 1 day after the trade
2024-12-03Fisher DaviddirectorSale10,000 @ $105.59$1.1M−2.6% of holding−4.1%−8.5%369,905Form 4 · filed 2 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

173 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-08-26Fisher DaviddirectorOption exercise9,078315,522Form 4
2026-08-26Fisher DaviddirectorOption exercise9,078166,113Form 4
2026-08-25Fisher DaviddirectorOption exercise9,491315,935Form 4
2026-08-25Fisher DaviddirectorOption exercise9,491175,191Form 4
2026-08-05Fisher DaviddirectorAward / grant6,1906,190Form 4
2026-08-05Rahilly SeanofficerAward / grant1,4531,453Form 4
2026-08-05Veltre MariadirectorAward / grant772772Form 4
2026-08-05Chartier KirkdirectorAward / grant2,0952,095Form 4
2026-08-05Cornelis ScottofficerAward / grant1,5001,500Form 4
2026-08-05Cunningham Steven EdirectorAward / grant7,3597,359Form 4
2026-07-15Fisher DaviddirectorOption exercise11,494317,938Form 4
2026-07-15Fisher DaviddirectorOption exercise11,494184,682Form 4
2026-07-14Fisher DaviddirectorOption exercise17,006323,450Form 4
2026-07-14Fisher DaviddirectorOption exercise17,006196,176Form 4
2026-06-17Fisher DaviddirectorOption exercise33,060339,504Form 4
2026-06-17Fisher DaviddirectorOption exercise33,060213,182Form 4
2026-06-12GOODYEAR WILLIAM MdirectorGift8,43754,320Form 4
2026-05-22Fisher DaviddirectorOption exercise3,076309,520Form 4
2026-05-22Fisher DaviddirectorOption exercise3,076246,242Form 4
2026-05-21Fisher DaviddirectorOption exercise7,180313,624Form 4
2026-05-21Fisher DaviddirectorOption exercise7,180249,318Form 4
2026-05-13CARNAHAN ELLENdirectorAward / grant1,32059,704Form 4
2026-05-13Rahilly SeanofficerAward / grant2,1082,108Form 4
2026-05-13FEEHAN DANIEL RdirectorAward / grant1,32061,706Form 4
2026-05-13Cunningham Steven EdirectorAward / grant10,67410,674Form 4
2026-05-13TEBBE MARKdirectorAward / grant1,32070,029Form 4
2026-05-13Gray James AdirectorAward / grant1,32070,029Form 4
2026-05-13Chartier KirkdirectorAward / grant3,0383,038Form 4
2026-05-13Corby Lindsay YdirectorAward / grant1,3204,660Form 4
2026-05-13McGowan MarkdirectorAward / grant1,32047,021Form 4
2026-05-13RICE LINDA JOHNSONdirectorAward / grant1,3207,577Form 4
2026-05-13Cornelis ScottofficerAward / grant2,1762,176Form 4
2026-05-13Fisher DaviddirectorAward / grant8,9798,979Form 4
2026-05-13KAPLAN GREGG A.directorAward / grant1,32044,232Form 4
2026-05-13GOODYEAR WILLIAM MdirectorAward / grant1,32074,971Form 4
2026-05-10Cornelis ScottofficerWithheld for tax54410,547Form 4
2026-04-28Cunningham Steven EdirectorOption exercise3,696126,641Form 4
2026-04-28Cunningham Steven EdirectorOption exercise3,6967,391Form 4
2026-02-11Cornelis ScottofficerAward / grant2,1052,105Form 4
2026-02-11Chartier KirkdirectorAward / grant4,573104,972Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.