CLOVClover Health Investments, Corp.Healthcare · Medical - Healthcare Plansas of 2026-09-16
Horizon

Issued 2026-09-16 at $4.56 · now $4.56 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, CLOV has typically landed between $3.27 and $6.65 — a range of −28.2% to +45.8% from the issuance price $4.56.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

1,551 overlapping 1 month windows · 2020-06-122026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.756.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($4.56) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where CLOV has typically landed a month from the 2026-09-16 close of $4.56 — the range is history, not a prediction.

$3.27worst · -28.2%$6.65best · +45.8%
  • now $4.56 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $4.37 (-4.1%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $3.68$5.07
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $3.27$6.65
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 1,551 windows spanning 2020-06-12 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2021-02-02−47.8%−47.8%+0.0%
2021-11-15−45.4%−46.6%+0.0%
2021-06-09−45.2%−45.2%+0.0%
3 best
2024-07-23+110.8%−3.6%+110.8%
2024-07-24+110.0%+0.0%+118.8%
2024-07-25+103.7%+0.0%+113.4%

1,551 overlapping windows · 2020-06-122026-09-16 · not cherry-picked

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~7 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
50%
+5.2%
n=6
Feb
17%
−9.0%
n=6
Mar
17%
−9.7%
n=6
Apr
33%
+4.0%
n=6
May
50%
+17.2%
n=6
Jun
67%
+15.5%
n=6
Jul
57%
+9.1%
n=7
Aug
43%
+4.5%
n=7
Sep
57%
−2.0%
n=7
Oct
50%
+4.1%
n=6
Nov
17%
−15.9%
n=6
Dec
33%
−0.7%
n=6

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$5$22026-09-15: 3 insider sales, $1.5M — Wai Conrad, Reynoso Jamie L., Soares Karen2026-09-14: 1 insider sale, $103K — OLDAKOWSKI JOSEPH FRANK2026-08-17: 1 insider sale, $78K — THORNTON JOSEPH CLAY2026-08-10: 1 insider sale, $408K — Toy Andrew2026-07-20: 1 insider sale, $233K — Soares Karen2026-07-17: 1 insider sale, $22K — Reynoso Jamie L.2026-07-15: 5 insider sales, $538K — Toy Andrew, Wai Conrad, Reynoso Jamie L., Soares Karen …2026-07-08: 1 insider sale, $11K — Reynoso Jamie L.2026-07-06: 1 insider sale, $33K — Reynoso Jamie L.2026-07-01: 1 insider sale, $1.7M — Toy Andrew2026-06-17: 1 insider sale, $11K — Reynoso Jamie L.2026-06-16: 1 insider sale, $59K — OLDAKOWSKI JOSEPH FRANK2026-06-15: 2 insider sales, $51K — Reynoso Jamie L., Soares Karen2026-06-11: 1 insider sale, $36K — Reynoso Jamie L.2026-05-28: 1 insider sale, $879K — Wai Conrad2026-05-18: 1 insider sale, $230K — Edwards Carladenise Armbrister2026-05-13: 1 insider sale, $345K — Priest Brady Patrick2026-03-18: 1 insider sale, $11K — Reynoso Jamie L.2026-03-04: 1 insider sale, $380K — Priest Brady Patrick2026-01-20: 1 insider sale, $12K — Reynoso Jamie L.2026-01-07: 1 insider sale, $5K — Reynoso Jamie L.2025-12-18: 1 insider sale, $13K — Reynoso Jamie L.2025-11-04: 1 insider sale, $109K — Reynoso Jamie L.2025-10-17: 1 insider sale, $44K — Reynoso Jamie L.2025-10-07: 1 insider sale, $5K — Reynoso Jamie L.2025-09-17: 1 insider sale, $15K — Reynoso Jamie L.2025-08-13: 2 insider purchases, $69K — Loengard Anna U …2025-08: 4 open-market purchases, $1.1M2025-08: 1 open-market sale, $20K2025-09: 1 open-market sale, $15K2025-10: 2 open-market sales, $50K2025-11: 1 open-market sale, $109K2025-12: 1 open-market sale, $13K2026-01: 2 open-market sales, $17K2026-03: 2 open-market sales, $391K2026-05: 3 open-market sales, $1.5M2026-06: 5 open-market sales, $157K2026-07: 10 open-market sales, $2.5M2026-08: 2 open-market sales, $486K2026-09: 4 open-market sales, $1.6M↑ buys↓ salesofficer Wai Conrad — Sale on 2026-09-15, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-09-15, filed same dayofficer Soares Karen — Sale on 2026-09-15, filed same dayofficer OLDAKOWSKI JOSEPH FRANK — Sale on 2026-09-14, filed same dayofficer THORNTON JOSEPH CLAY — Sale on 2026-08-17, filed same daydirector Toy Andrew — Sale on 2026-08-10, filed same dayofficer Soares Karen — Sale on 2026-07-20, filed same dayofficer Reynoso Jamie L. — Sale on 2026-07-17, filed same daydirector Toy Andrew — Sale on 2026-07-15, filed 1 day after the tradeofficer Wai Conrad — Sale on 2026-07-15, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-07-15, filed 1 day after the tradeofficer Soares Karen — Sale on 2026-07-15, filed 1 day after the tradeofficer THORNTON JOSEPH CLAY — Sale on 2026-07-15, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-07-08, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-07-06, filed same daydirector Toy Andrew — Sale on 2026-07-01, filed same dayofficer Reynoso Jamie L. — Sale on 2026-06-17, filed 1 day after the tradeofficer OLDAKOWSKI JOSEPH FRANK — Sale on 2026-06-16, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-06-15, filed 1 day after the tradeofficer Soares Karen — Sale on 2026-06-15, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-06-11, filed same dayofficer Wai Conrad — Sale on 2026-05-28, filed same daydirector Edwards Carladenise Armbrister — Sale on 2026-05-18, filed 1 day after the tradeofficer Priest Brady Patrick — Sale on 2026-05-13, filed same dayofficer Reynoso Jamie L. — Sale on 2026-03-18, filed same dayofficer Priest Brady Patrick — Sale on 2026-03-04, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2026-01-20, filed same dayofficer Reynoso Jamie L. — Sale on 2026-01-07, filed same dayofficer Reynoso Jamie L. — Sale on 2025-12-18, filed same dayofficer Reynoso Jamie L. — Sale on 2025-11-04, filed 1 day after the tradeofficer Reynoso Jamie L. — Sale on 2025-10-17, filed 4 days after the tradeofficer Reynoso Jamie L. — Sale on 2025-10-07, filed same dayofficer Reynoso Jamie L. — Sale on 2025-09-17, filed 2 days after the tradedirector Loengard Anna U — Purchase on 2025-08-13, filed 1 day after the tradedirector Loengard Anna U — Purchase on 2025-08-13, filed 1 day after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-09-15Wai ConradofficerSale300,000 @ $4.72$1.4M−20.4% of holdingnot yet — horizon still opennot yet — horizon still open1,170,056Form 4 · filed 1 day after the trade
2026-09-15Reynoso Jamie L.officerSale9,273 @ $4.78$44K−0.3% of holdingnot yet — horizon still opennot yet — horizon still open2,805,367Form 4 · filed same day
2026-09-15Soares KarenofficerSale6,846 @ $4.78$33K−0.4% of holdingnot yet — horizon still opennot yet — horizon still open1,607,371Form 4 · filed same day
2026-09-14OLDAKOWSKI JOSEPH FRANKofficerSale20,000 @ $5.16$103K−6.7% of holdingnot yet — horizon still opennot yet — horizon still open279,067Form 4 · filed same day
2026-08-17THORNTON JOSEPH CLAYofficerSale17,775 @ $4.39$78K−1.4% of holding+9.2%not yet — horizon still open1,249,526Form 4 · filed same day
2026-08-10Toy AndrewdirectorSale87,798 @ $4.65$408K−0.9% of holding−3.7%not yet — horizon still open9,459,316Form 4 · filed same day
2026-07-20Soares KarenofficerSale51,700 @ $4.51$233K−3.3% of holding−9.4%not yet — horizon still open1,505,522Form 4 · filed same day
2026-07-17Reynoso Jamie L.officerSale4,839 @ $4.53$22K−0.2% of holding−11.5%not yet — horizon still open2,814,640Form 4 · filed same day
2026-07-15Toy AndrewdirectorSale62,711 @ $4.67$293K−0.7% of holding−7.1%not yet — horizon still open9,547,114Form 4 · filed 1 day after the trade
2026-07-15Wai ConradofficerSale24,215 @ $4.67$113K−2.1% of holding−7.1%not yet — horizon still open1,145,699Form 4 · filed 1 day after the trade
2026-07-15Reynoso Jamie L.officerSale13,119 @ $4.67$61K−0.5% of holding−7.1%not yet — horizon still open2,819,479Form 4 · filed 1 day after the trade
2026-07-15Soares KarenofficerSale10,519 @ $4.67$49K−0.7% of holding−7.1%not yet — horizon still open1,557,222Form 4 · filed 1 day after the trade
2026-07-15THORNTON JOSEPH CLAYofficerSale4,630 @ $4.67$22K−0.4% of holding−7.1%not yet — horizon still open1,212,954Form 4 · filed 1 day after the trade
2026-07-08Reynoso Jamie L.officerSale2,384 @ $4.68$11K−0.1% of holding−3.1%not yet — horizon still open2,832,598Form 4 · filed 1 day after the trade
2026-07-06Reynoso Jamie L.officerSale6,229 @ $5.26$33K−0.2% of holding−18.3%not yet — horizon still open2,834,982Form 4 · filed same day
2026-07-01Toy AndrewdirectorSale313,476 @ $5.32$1.7M−3.2% of holding−22.8%not yet — horizon still open9,609,825Form 4 · filed same day
2026-06-17Reynoso Jamie L.officerSale2,360 @ $4.78$11K−0.1% of holding−6.7%not yet — horizon still open2,841,211Form 4 · filed 1 day after the trade
2026-06-16OLDAKOWSKI JOSEPH FRANKofficerSale12,102 @ $4.86$59K−3.9% of holding−5.8%not yet — horizon still open299,067Form 4 · filed 1 day after the trade
2026-06-15Reynoso Jamie L.officerSale6,350 @ $4.61$29K−0.2% of holding−8.2%not yet — horizon still open2,843,571Form 4 · filed 1 day after the trade
2026-06-15Soares KarenofficerSale4,681 @ $4.61$22K−0.3% of holding−8.2%not yet — horizon still open1,567,741Form 4 · filed 1 day after the trade
2026-06-11Reynoso Jamie L.officerSale7,289 @ $4.91$36K−0.3% of holding−3.8%not yet — horizon still open2,849,921Form 4 · filed same day
2026-05-28Wai ConradofficerSale220,426 @ $3.99$879K−13.7% of holding+28.6%not yet — horizon still open1,390,056Form 4 · filed same day
2026-05-18Edwards Carladenise ArmbristerdirectorSale67,160 @ $3.42$230K−19.0% of holding+41.3%not yet — horizon still open285,432Form 4 · filed 1 day after the trade
2026-05-13Priest Brady PatrickofficerSale98,039 @ $3.52$345K−4.6% of holding+33.3%not yet — horizon still open2,040,222Form 4 · filed same day
2026-03-18Reynoso Jamie L.officerSale5,833 @ $1.91$11K−0.2% of holding+8.8%not yet — horizon still open2,716,735Form 4 · filed same day
2026-03-04Priest Brady PatrickofficerSale175,000 @ $2.17$380K−8.1% of holding−16.4%+86.8%1,998,584Form 4 · filed 1 day after the trade
2026-01-20Reynoso Jamie L.officerSale4,597 @ $2.58$12K−0.2% of holding−20.3%+69.4%2,737,700Form 4 · filed same day
2026-01-07Reynoso Jamie L.officerSale2,102 @ $2.53$5K−0.1% of holding−15.0%+67.5%2,757,029Form 4 · filed same day
2025-12-18Reynoso Jamie L.officerSale4,913 @ $2.61$13K−0.2% of holding−0.1%+86.8%2,767,240Form 4 · filed same day
2025-11-04Reynoso Jamie L.officerSale30,385 @ $3.58$109K−1.1% of holding−25.8%−28.8%2,793,411Form 4 · filed 1 day after the trade
2025-10-17Reynoso Jamie L.officerSale16,514 @ $2.69$44K−0.6% of holding−13.5%−18.4%2,955,226Form 4 · filed 4 days after the trade
2025-10-07Reynoso Jamie L.officerSale2,012 @ $2.65$5K−0.1% of holding+8.7%−31.5%3,043,172Form 4 · filed same day
2025-09-17Reynoso Jamie L.officerSale4,914 @ $3.09$15K−0.2% of holding−12.6%−39.1%3,053,890Form 4 · filed 2 days after the trade
2025-08-13Loengard Anna UdirectorPurchase14,500 @ $2.59$38K+96.0% of holding+14.9%−29.1%29,610Form 4 · filed 1 day after the trade
2025-08-13Loengard Anna UdirectorPurchase12,000 @ $2.60$31K+76.9% of holding+14.9%−29.1%27,600Form 4 · filed 1 day after the trade
2025-08-08Garipalli VivekdirectorPurchase31,980 @ $2.17$69K+1.8% of holding+30.5%−13.7%1,856,247Form 4 · filed same day
2025-08-07Garipalli VivekdirectorPurchase415,000 @ $2.24$930K+29.4% of holding+21.4%−13.5%1,824,267Form 4 · filed 1 day after the trade
2025-08-04Reynoso Jamie L.officerSale6,823 @ $2.89$20K−0.2% of holding−9.6%−35.2%3,261,485Form 4 · filed 2 days after the trade
2025-07-23Wai ConradofficerSale91,197 @ $3.32$303K−6.1% of holding−23.7%−30.7%1,403,701Form 4 · filed 1 day after the trade
2025-07-22Wai ConradofficerSale118,600 @ $3.29$390K−7.4% of holding−22.6%−28.3%1,494,898Form 4 · filed 2 days after the trade
2025-07-07Reynoso Jamie L.officerSale2,012 @ $2.85$6K−0.1% of holding−2.6%−21.8%3,297,821Form 4 · filed 1 day after the trade
2025-07-03Reynoso Jamie L.officerSale19,789 @ $2.58$51K−0.6% of holding+11.6%−15.7%3,308,539Form 4 · filed 5 days after the trade
2025-06-17Reynoso Jamie L.officerSale20,450 @ $2.86$58K−0.6% of holding−1.5%−21.0%3,196,401Form 4 · filed 1 day after the trade
2025-03-07Edwards Carladenise ArmbristerdirectorSale200,000 @ $3.61$722K−42.3% of holding+0.3%−38.1%273,227Form 4 · filed 4 days after the trade
2025-03-06Priest Brady PatrickofficerSale75,000 @ $3.68$276K−3.0% of holding+2.2%−38.8%2,418,151Form 4 · filed 1 day after the trade
2025-03-06Soares KarenofficerSale52,500 @ $3.80$200K−3.9% of holding+2.2%−38.8%1,299,663Form 4 · filed 1 day after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

122 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-08-12THORNTON JOSEPH CLAYofficerAward / grant54,3471,267,301Form 4
2026-08-12Soares KarenofficerAward / grant108,6951,614,217Form 4
2026-05-16THORNTON JOSEPH CLAYofficerWithheld for tax16,9421,217,584Form 4
2026-05-08Toy AndrewdirectorWithheld for tax85,7049,923,301Form 4
2026-04-18Priest Brady PatrickofficerWithheld for tax36,1132,138,261Form 4
2026-04-15Toy AndrewdirectorWithheld for tax60,76510,009,005Form 4
2026-04-15Wai ConradofficerWithheld for tax23,4631,169,914Form 4
2026-04-15Priest Brady PatrickofficerWithheld for tax15,4712,174,374Form 4
2026-04-15Reynoso Jamie L.officerWithheld for tax12,7122,857,210Form 4
2026-04-15Soares KarenofficerWithheld for tax10,1611,572,422Form 4
2026-04-15THORNTON JOSEPH CLAYofficerWithheld for tax4,1581,234,526Form 4
2026-04-03Reynoso Jamie L.officerWithheld for tax6,1972,869,922Form 4
2026-04-01Toy AndrewdirectorWithheld for tax309,55810,069,770Form 4
2026-04-01Reynoso Jamie L.officerAward / grant159,3842,876,119Form 4
2026-04-01Priest Brady PatrickofficerAward / grant191,2612,189,845Form 4
2026-04-01Toy AndrewdirectorAward / grant956,30710,379,328Form 4
2026-04-01Wai ConradofficerAward / grant267,7661,193,377Form 4
2026-04-01Soares KarenofficerAward / grant382,5221,582,583Form 4
2026-03-15Reynoso Jamie L.officerWithheld for tax6,1872,722,568Form 4
2026-03-15Soares KarenofficerWithheld for tax4,5281,200,061Form 4
2026-03-14Wai ConradofficerWithheld for tax100,195925,611Form 4
2026-03-14Reynoso Jamie L.officerWithheld for tax8,9452,728,755Form 4
2026-02-14Soares KarenofficerWithheld for tax6,0901,204,589Form 4
2026-02-08Toy AndrewdirectorWithheld for tax85,7049,423,021Form 4
2026-01-29Kuipers Peter J.officerWithheld for tax156,8565,758,353Form 4
2026-01-18Priest Brady PatrickofficerWithheld for tax36,9232,173,584Form 4
2026-01-15Toy AndrewdirectorWithheld for tax60,7649,508,725Form 4
2026-01-15Wai ConradofficerWithheld for tax25,8681,025,806Form 4
2026-01-15Priest Brady PatrickofficerWithheld for tax18,0762,210,507Form 4
2026-01-15Reynoso Jamie L.officerWithheld for tax14,7322,742,297Form 4
2026-01-15Soares KarenofficerWithheld for tax11,6861,210,679Form 4
2026-01-07Garipalli VivekdirectorWithheld for tax1,655,9491,856,247Form 4
2026-01-07Garipalli VivekdirectorOption exercise1,655,9493,512,196Form 4
2026-01-07Garipalli VivekdirectorOption exercise3,342,6990Form 4
2026-01-07Garipalli VivekdirectorOption exercise3,342,6990Form 4
2026-01-07Garipalli VivekdirectorOption exercise3,342,69910,247,042Form 4
2026-01-07Garipalli VivekdirectorOption exercise1,655,9498,591,093Form 4
2026-01-07Garipalli VivekdirectorOption exercise3,342,69910,247,042Form 4
2026-01-07Garipalli VivekdirectorOption exercise1,655,9498,591,093Form 4
2026-01-06Edwards Carladenise ArmbristerdirectorAward / grant79,365352,592Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.