CCitigroup Inc.Financial Services · Banks - Diversifiedas of 2026-09-16
Horizon

Issued 2026-09-16 at $132.95 · now $132.95 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, C has typically landed between $116.17 and $152.45 — a range of −12.6% to +14.7% from the issuance price $132.95.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.
  • Actual close
  • Typical path (median)
  • Middle 50% of outcomes
  • 90% range

4,685 overlapping 1 month windows · 2008-01-02 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($132.95) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

Where C has typically landed a month from the 2026-09-16 close of $132.95 — the range is history, not a prediction.

$116.17worst · -12.6%$152.45best · +14.7%
  • now $132.95 (+0.0%)
  • typicalThe typical outcome — half of similar past periods did better and half did worse (not an average, so a few wild periods don't skew it). $135.18 (+1.7%)
  • middle 50%The central range of outcomes — half of similar past periods landed inside it, a quarter finished above, a quarter below. $126.99–$143.37
  • 90% rangeA nine-in-ten range — in about nine of every ten similar past periods the outcome stayed within these bounds. $116.17–$152.45
Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 4,685 windows spanning 2008-01-02 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.
StartReturnMax dropMax rise
3 worst
2008-10-23−70.9%−70.9%+13.4%
2009-02-03−70.5%−70.5%+14.2%
2009-02-04−70.5%−70.8%+13.2%
3 best
2009-03-05+179.4%+0.0%+206.9%
2009-03-06+164.3%+0.0%+204.1%
2009-03-09+162.9%+0.0%+198.2%

4,685 overlapping windows · 2008-01-02 – 2026-09-16 · not cherry-picked

Fundamentals iCompany financials — revenue, earnings, margins — from the newest filings shown, each carried with its date.iAs-reported figures and standard ratios from FMP, as of 2026-07-25. Revenue, net income and free cash flow can toggle annual or quarterly; margin, ROE and debt-to-equity are shown by fiscal year. We report the figures and the trend — no target price and no over/under-valued call. More on /methodology.

$226.7B
market cap
$9.26
EPS (TTM)
14.3
P/E (TTM)
2026-10-13
next earnings
Revenue$168.3B
'20'25
Net income$14.3B
'20'25
Free cash flow−$74.2B
'20'25
Net margin · by yr8.5%
'20'25
ROE · by yr6.7%
'20'25
Debt / equity · by yr3.37
'20'25

Fair value — three views iIndependent reference estimates of worth (a cash-flow model, peer multiples, analyst targets), shown as separate views — not a single verdict.

iThree independent estimates of per-share value, each by a different method and each with its own assumptions: a discounted-cash-flow intrinsic value, a peer comparable (the median trailing P/E of 69 sector peers times this company's trailing EPS), and the analyst price-target consensus. They routinely disagree — that gap is the point. We show the three marks and the current price; we do not blend them into a single number or call the stock over- or under-valued. Marks as of the latest capture. More on /methodology.
now $132.95$128.06$198.96
  • DCF (intrinsic)$194.07
  • Peer P/E × EPS · sector median 16.4× · n=69$151.70
  • Analyst target · range $139.00–$165.00$150.50
  • Current price · last close 2026-09-16$132.95

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~19 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.
Jan
56%
−0.1%
n=18
Feb
32%
−3.9%
n=19
Mar
47%
+2.3%
n=19
Apr
68%
+4.6%
n=19
May
47%
−0.0%
n=19
Jun
58%
−1.2%
n=19
Jul
74%
+3.8%
n=19
Aug
42%
+1.1%
n=19
Sep
53%
−0.9%
n=19
Oct
61%
+0.7%
n=18
Nov
72%
+2.2%
n=18
Dec
44%
−0.4%
n=18

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Share price & reported tradesMonthly open-market valueReporting lag — trade date to filing date2026-092026-082026-072026-062026-052026-042026-032026-022026-012025-122025-112025-102025-092025-08$146$912026-05-08: 1 insider sale, $265K — DUGAN JOHN CUNNINGHAM2026-04-15: 2 insider sales, $5.0M — Skyler Edward, Giles Nicole2026-02-20: 2 insider sales, $416K — Mason Mark …2026-02-13: 2 insider sales, $7.5M — Torres Cantu Ernesto …2026-02-12: 2 insider sales, $5.8M — Habner Pamela, LUCHETTI GONZALO2026-02-11: 2 insider sales, $4.1M — Garg Sunil, Giles Nicole2026-02: 8 open-market sales, $17.8M2026-04: 2 open-market sales, $5.0M2026-05: 1 open-market sale, $265K↑ buys↓ salesdirector DUGAN JOHN CUNNINGHAM — Sale on 2026-05-08, filed 4 days after the tradeofficer Skyler Edward — Sale on 2026-04-15, filed 2 days after the tradeofficer Giles Nicole — Sale on 2026-04-15, filed 2 days after the tradedirector Mason Mark — Sale on 2026-02-20, filed 4 days after the tradedirector Mason Mark — Sale on 2026-02-20, filed 4 days after the tradeofficer Torres Cantu Ernesto — Sale on 2026-02-13, filed same dayofficer Torres Cantu Ernesto — Sale on 2026-02-13, filed same dayofficer Habner Pamela — Sale on 2026-02-12, filed 1 day after the tradeofficer LUCHETTI GONZALO — Sale on 2026-02-12, filed 1 day after the tradeofficer Garg Sunil — Sale on 2026-02-11, filed 2 days after the tradeofficer Giles Nicole — Sale on 2026-02-11, filed 2 days after the trade
DatePersonRoleActionShares @ priceValueOwnership Δvs S&P 1mvs S&P 6mOwned afterFiling
2026-05-08DUGAN JOHN CUNNINGHAMdirectorSale2,117 @ $125.30$265K−14.8% of holding+7.4%not yet — horizon still open12,194Form 4 · filed 4 days after the trade
2026-04-15Skyler EdwardofficerSale25,000 @ $131.41$3.3M−12.1% of holding−11.7%not yet — horizon still open182,022Form 4 · filed 2 days after the trade
2026-04-15Giles NicoleofficerSale12,732 @ $131.80$1.7M−11.5% of holding−11.7%not yet — horizon still open97,734Form 4 · filed 2 days after the trade
2026-02-20Mason MarkdirectorSale2,000 @ $114.96$230K−0.8% of holding+0.9%+2.4%233,789Form 4 · filed 4 days after the trade
2026-02-20Mason MarkdirectorSale1,627 @ $114.40$186K−0.7% of holding+0.9%+2.4%235,789Form 4 · filed 4 days after the trade
2026-02-13Torres Cantu ErnestoofficerSale43,173 @ $111.09$4.8M−48.5% of holding−1.2%+11.6%45,835Form 4 · filed same day
2026-02-13Torres Cantu ErnestoofficerSale24,145 @ $111.14$2.7M−13.5% of holding−1.2%+11.6%155,103Form 4 · filed same day
2026-02-12Habner PamelaofficerSale29,754 @ $117.26$3.5M−31.9% of holding−1.6%+11.4%63,557Form 4 · filed 1 day after the trade
2026-02-12LUCHETTI GONZALOofficerSale19,974 @ $115.03$2.3M−19.5% of holding−1.6%+11.4%82,588Form 4 · filed 1 day after the trade
2026-02-11Garg SunilofficerSale18,000 @ $118.49$2.1M−12.2% of holding−5.7%+5.7%129,895Form 4 · filed 2 days after the trade
2026-02-11Giles NicoleofficerSale16,792 @ $119.04$2.0M−13.2% of holding−5.7%+5.7%110,466Form 4 · filed 2 days after the trade
2025-07-16Henry Peter B.directorSale3,000 @ $90.40$271K−58.4% of holding+3.4%+15.2%2,140Form 4 · filed 2 days after the trade
2025-04-30DUGAN JOHN CUNNINGHAMdirectorSale4,417 @ $68.26$301K−25.3% of holding+4.7%+22.4%13,048Form 4 · filed 2 days after the trade
2025-02-14Mason MarkdirectorSale58,465 @ $83.21$4.9M−21.2% of holding−9.0%+6.8%217,331Form 4 · filed 4 days after the trade
2025-02-14Skyler EdwardofficerSale35,545 @ $82.41$2.9M−14.8% of holding−9.0%+6.8%204,727Form 4 · filed 4 days after the trade
2025-02-13Selvakesari AnandofficerSale23,248 @ $81.09$1.9M−9.0% of holding−7.8%+9.6%235,932Form 4 · filed 5 days after the trade
2025-02-13LUCHETTI GONZALOofficerSale16,354 @ $81.36$1.3M−15.2% of holding−7.8%+9.6%91,104Form 4 · filed 5 days after the trade
2025-02-13Wechter SaraofficerSale14,313 @ $81.01$1.2M−11.5% of holding−7.8%+9.6%110,592Form 4 · filed 5 days after the trade
2025-02-13KHALIQ SYED SHAHMIRofficerSale11,252 @ $81.70$919K−9.2% of holding−7.8%+9.6%111,576Form 4 · filed 5 days after the trade
2025-02-13McIntosh BrentofficerSale9,408 @ $81.22$764K−7.3% of holding−7.8%+9.6%120,223Form 4 · filed 5 days after the trade
2025-02-13KHALIQ SYED SHAHMIRofficerSale7,500 @ $81.70$613K−5.8% of holding−7.8%+9.6%122,828Form 4 · filed 5 days after the trade
2025-02-13Selvakesari AnandofficerSale6,752 @ $81.14$548K−2.9% of holding−7.8%+9.6%229,180Form 4 · filed 5 days after the trade
2025-02-13McIntosh BrentofficerSale6,384 @ $81.23$519K−5.3% of holding−7.8%+9.6%113,839Form 4 · filed 5 days after the trade
2025-02-13McIntosh BrentofficerSale4,208 @ $81.21$342K−3.1% of holding−7.8%+9.6%129,631Form 4 · filed 5 days after the trade
2025-02-13KHALIQ SYED SHAHMIRofficerSale4,008 @ $81.71$327K−3.6% of holding−7.8%+9.6%107,568Form 4 · filed 5 days after the trade
2025-02-13KHALIQ SYED SHAHMIRofficerSale4,000 @ $81.69$327K−3.0% of holding−7.8%+9.6%130,328Form 4 · filed 5 days after the trade
2025-02-13KHALIQ SYED SHAHMIRofficerSale3,240 @ $81.72$265K−3.0% of holding−7.8%+9.6%104,328Form 4 · filed 5 days after the trade
2025-02-13Wechter SaraofficerSale812 @ $81.02$66K−0.7% of holding−7.8%+9.6%109,780Form 4 · filed 5 days after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

257 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

DatePersonRoleActionSharesOwned afterFiling
2026-07-01DUGAN JOHN CUNNINGHAMdirectorAward / grant43832,842Form 4
2026-07-01REINER GARY MdirectorAward / grant38549,731Form 4
2026-07-01TAYLOR DIANA LdirectorAward / grant25460,490Form 4
2026-07-01MOULDS JONATHAN PAULdirectorAward / grant2221,041Form 4
2026-07-01HENNES DUNCAN PdirectorAward / grant16539,448Form 4
2026-07-01Turley James SdirectorAward / grant16539,448Form 4
2026-07-01James Renee JodirectorAward / grant13231,385Form 4
2026-07-01von Koskull Casper WilhelmdirectorAward / grant225,324Form 4
2026-07-01MOULDS JONATHAN PAULdirectorAward / grant102,268Form 4
2026-07-01COLE TITILOPEdirectorAward / grant81,958Form 4
2026-07-01von Koskull Casper WilhelmdirectorAward / grant57,137Form 4
2026-07-01HENNES DUNCAN PdirectorAward / grant51,687Form 4
2026-07-01James Renee JodirectorAward / grant51,275Form 4
2026-07-01TAYLOR DIANA LdirectorAward / grant51,275Form 4
2026-07-01Turley James SdirectorAward / grant52,812Form 4
2026-07-01COLE TITILOPEdirectorAward / grant558,185Form 4
2026-07-01Dailey Grace EdirectorAward / grant517,730Form 4
2026-07-01MOULDS JONATHAN PAULdirectorAward / grant31,044Form 4
2026-04-20Livingstone DavidofficerWithheld for tax85,180345,083Form 4
2026-04-01DUGAN JOHN CUNNINGHAMdirectorAward / grant56332,404Form 4
2026-04-01REINER GARY MdirectorAward / grant40549,346Form 4
2026-04-01TAYLOR DIANA LdirectorAward / grant32460,236Form 4
2026-04-01MOULDS JONATHAN PAULdirectorAward / grant245815Form 4
2026-04-01Turley James SdirectorAward / grant21139,283Form 4
2026-04-01HENNES DUNCAN PdirectorAward / grant21139,283Form 4
2026-04-01James Renee JodirectorAward / grant16831,253Form 4
2026-04-01von Koskull Casper WilhelmdirectorAward / grant295,302Form 4
2026-04-01COLE TITILOPEdirectorAward / grant1760,129Form 4
2026-04-01MOULDS JONATHAN PAULdirectorAward / grant122,258Form 4
2026-04-01Dailey Grace EdirectorAward / grant717,725Form 4
2026-04-01HENNES DUNCAN PdirectorAward / grant71,681Form 4
2026-04-01von Koskull Casper WilhelmdirectorAward / grant77,132Form 4
2026-04-01TAYLOR DIANA LdirectorAward / grant71,269Form 4
2026-04-01James Renee JodirectorAward / grant71,269Form 4
2026-04-01Turley James SdirectorAward / grant72,806Form 4
2026-04-01MOULDS JONATHAN PAULdirectorAward / grant3818Form 4
2026-03-20Sieg Andrew M.officerWithheld for tax21,901243,492Form 4
2026-02-20MORTON ANDREW JOHNofficerWithheld for tax73,848387,292Form 4
2026-02-20Sieg Andrew M.officerWithheld for tax36,016265,393Form 4
2026-02-20Livingstone DavidofficerWithheld for tax25,737430,263Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures iStock trades disclosed by members of Congress for this company, by the date they were filed.iDisclosures shown as facts. A purchase “cluster” (≥2 members of Congress filing a buy within 90 days) has historically preceded modestly higher forward returns — and it persisted out-of-sample, though it roughly halved after 2021 (see below). A descriptive historical tendency, not a signal to trade and not used in our forecast. See /methodology.

As of 2026-09-16 · point-in-time by filed date

Purchase clusters · 2015–2021 (dev)+45 bp/mo vs baseline · up-rate 59.3% vs 57.3% · n=31,607 cluster ticker-weeks
Purchase clusters · 2022–2026 (out-of-sample)+32 bp/mo vs baseline · up-rate 54.0% vs 53.3% · n=27,793

A cluster = ≥2 members of Congress filing a purchase within 90 days. The historical tilt persisted after 2021 but roughly halved (+45 → +32 bp/mo forward 1-month vs the S&P 500 weekly-grid baseline). Descriptive historical tendency — not a signal to trade, and not used in our forecast (audition-log 2026-07-27, recomputed 2026-09-08).

'23 Q'24 Q'24 Q'24 Q'24 Q'25 Q'25 Q'25 Q'25 Q'26 Q'26 Q'26 Qpurchases ▲ / sales ▼ ($ vol)
MemberChamberTypeFiledTradedSize
Alan ArmstrongSenatepurchase2026-07-212026-03-27$15–50K
Ro KhannaHousepurchase2026-07-062026-06-30$1–15K
Ro KhannaHousepurchase2026-07-062026-06-02$1–15K
Ro KhannaHousesale2026-06-092026-05-01$15–50K
Ro KhannaHousesale2026-06-092026-05-27$15–50K
Ro KhannaHousepurchase2026-05-112026-04-13$1–15K
Maria Elvira SalazarHousepurchase2026-04-212026-03-19$15–50K
Maria Elvira SalazarHousepurchase2026-04-212026-03-19$1–15K
Jonathan JacksonHousepurchase2026-03-122026-02-04$1–15K
Jonathan JacksonHousepurchase2026-03-122026-02-05$50–100K
Jonathan JacksonHousepurchase2026-03-122026-02-11$1–15K
Ro KhannaHousesale2026-03-092026-02-05$1–15K
Ro KhannaHousepurchase2026-03-092026-02-17$15–50K
Markwayne MullinSenatepurchase2026-03-022026-02-04$15–50K

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.