BKU · TickerCove

BKUBankUnited, Inc.Financial Services · Banks - Regionalas of 2026-09-16

Horizon

Issued 2026-09-16 at $44.48 · now $44.48 (2026-09-16, +0.0% since)

Based on its own history, a month from the 2026-09-16 close, BKU has typically landed between $38.06 and $52.02 — a range of −14.4% to +17.0% from the issuance price $44.48.

Range of outcomes in historically similar periods — not a price prediction. Ranges are scored publicly on /methodology.

Actual close
Typical path (median)
Middle 50% of outcomes
90% range

3,910 overlapping 1 month windows · 2011-01-28 – 2026-08-17 · basis climatology · forecast (batch). Probability up 53.9% (90% CI 51.7–56.1%, ≈1,408 obs).

The cone is anchored at the 2026-09-16 issuance close ($44.48) — the price the forecast resolves against on 2026-10-15, not the latest close. The drawn path shape is illustrative (bands widen with √t); every labeled number is real — the anchor, the scored batch p90/IQR endpoints, and the typical move.

52-week range$44.48 · 63% of range

$34.64 low$50.23 high

Trailing 52 weeks to 2026-09-16 — factual context, not a signal.

Base rate up · monthiClimatology base rate that a US-listed stock rises over a month, with its 90% CI and ≈1,408 effective observations. Not a call on this stock — we have no evidence its odds differ.

53.9%

90% CI 51.7%–56.1%

Distribution · month iiThe price-anchored range: typical move (median), and the p90 downside/upside — 90% of similar periods stayed inside these. Ranges, not a prediction of direction.

+0.4%

typical move · IQR 12.1%

−14.4%worst (p90)+17.0%best (p90)

Insider convictioniOpen-market common-stock purchases by company insiders in the last 90 days (grants and option exercises excluded). Historical tendency, not advice — detail below.

conviction buys

0 open-market sales

Congress disclosuresiRecent disclosed congressional trades for this company. Purchase clusters (≥2 members buying within 90 days) historically preceded a modestly higher forward return (+32 bp/mo in 2022–2026, +45 bp/mo in 2015–2021) — a descriptive tendency, not a forecast input. Detail below.

0 buys · 0 sells · 0 members

cluster tilt persisted, ~halved after 2021

Where BKU has typically landed a month from the 2026-09-16 close of $44.48 — the range is history, not a prediction.

now $44.48 (+0.0%)
typical $44.68 (+0.4%)
middle 50% $41.99–$47.37
90% range $38.06–$52.02

Actual 1-month windows behind the coneiEvery overlapping 1-month window in this security's own price history was ranked by realized return; shown are the 3 worst and 3 best of 3,910 windows spanning 2011-01-28 to 2026-09-16. Not cherry-picked — these are the extremes of the full sample. Max drop / max rise are the deepest and highest points reached within each window. See /methodology.

Start	Return	Max drop	Max rise
3 worst
2020-02-21	−52.5%	−52.5%	+0.0%
2020-02-18	−49.8%	−49.8%	+2.7%
2020-02-24	−46.2%	−51.5%	+0.0%
3 best
2020-05-15	+51.6%	+0.0%	+74.5%
2020-05-07	+45.8%	−16.4%	+45.8%
2020-05-19	+42.5%	+0.0%	+64.4%

3,910 overlapping windows · 2011-01-28 – 2026-09-16 · not cherry-picked

Seasonality · by month i

iFor each calendar month, the share of years this security closed higher than the month before, and the average month-over-month return, over ~16 years of its own price history. Cells are shaded by average return. This is historical frequency, not a prediction — no month is a signal.

Jan

60%

+1.4%

n=15

Feb

56%

+1.7%

n=16

Mar

44%

−4.4%

n=16

Apr

44%

−0.4%

n=16

May

44%

−1.2%

n=16

Jun

69%

+1.0%

n=16

Jul

63%

+5.4%

n=16

Aug

38%

+0.0%

n=16

Sep

25%

−3.0%

n=16

Oct

40%

+1.0%

n=15

Nov

80%

+7.2%

n=15

Dec

67%

+2.7%

n=15

Up-frequency and average month-over-month return · historical frequency, not a prediction

Reported insider & political trades

Every Form 4 the people closest to this company have filed with the SEC — plotted against the share price, aggregated by month, and shown with the gap between when each trade happened and when it was disclosed. A public record, not advice.

Date	Person	Role	Action	Shares @ price	Value	Ownership Δ	vs S&P 1m	vs S&P 6m	Owned after	Filing
2026-08-13	PAULS DOUGLAS J	director	Sale	3,000 @ $47.90	$144K	−6.6% of holding	−4.8%	not yet — horizon still open	42,472	Form 4 · filed same day
2026-06-15	Richards Jay D.	officer	Sale	4,000 @ $48.67	$195K	−9.0% of holding	+3.5%	not yet — horizon still open	40,502	Form 4 · filed 1 day after the trade
2026-06-01	DiGiacomo John N.	director	Sale	1,000 @ $45.97	$46K	−6.2% of holding	+7.6%	not yet — horizon still open	15,027	Form 4 · filed 1 day after the trade
2026-03-04	Malcolm Kevin A.	other	Sale	3,447 @ $47.11	$162K	−23.1% of holding	+0.3%	−14.8%	11,500	Form 4 · filed 1 day after the trade
2026-02-09	SOBTI SANJIV	director	Sale	5,000 @ $50.88	$254K	−21.0% of holding	−10.7%	−17.5%	18,816	Form 4 · filed 1 day after the trade
2026-02-03	Richards Jay D.	officer	Sale	3,506 @ $49.83	$175K	−8.9% of holding	−6.5%	−16.7%	35,687	Form 4 · filed 1 day after the trade
2025-07-25	Richards Jay D.	officer	Sale	3,942 @ $38.81	$153K	−9.1% of holding	−0.6%	+16.0%	39,193	Form 4 · filed 4 days after the trade
2025-07-25	PAULS DOUGLAS J	director	Sale	3,500 @ $38.79	$136K	−7.5% of holding	−0.6%	+16.0%	43,205	Form 4 · filed 4 days after the trade
2025-05-28	DiGiacomo John N.	director	Sale	1,000 @ $34.43	$34K	−6.4% of holding	−0.3%	+13.8%	14,516	Form 4 · filed 1 day after the trade
2025-05-07	LUNAK LESLIE	officer	Sale	2,224 @ $33.63	$75K	−3.7% of holding	−2.9%	+2.6%	57,675	Form 4 · filed 1 day after the trade
2025-05-06	LUNAK LESLIE	officer	Sale	22,776 @ $33.56	$764K	−27.5% of holding	−5.1%	+1.1%	59,899	Form 4 · filed 2 days after the trade
2025-03-13	SOBTI SANJIV	director	Purchase	1,000 @ $32.83	$33K	+4.8% of holding	−6.3%	+1.6%	21,782	Form 4 · filed 4 days after the trade
2025-03-11	SOBTI SANJIV	director	Purchase	2,000 @ $32.07	$64K	+10.6% of holding	+0.8%	+3.2%	20,782	Form 4 · filed 2 days after the trade
2025-03-05	Malcolm Kevin A.	other	Sale	3,234 @ $35.18	$114K	−20.9% of holding	−3.7%	+3.4%	12,250	Form 4 · filed 1 day after the trade

The vs-S&P columns are a labeled look-back on what the stock did after each filing, measured against the index over the same window. Descriptive history, not a claim about the person or a reason to trade.

67 award / exercise / gift records — not counted as purchases

Awards, option exercises, gifts and tax-withholding disposals are shown separately and never counted as open-market purchases or sales — they carry no conviction information.

Date	Person	Role	Action	Shares	Owned after	Filing
2026-08-20	Mackey James G.	officer	Withheld for tax	3,517	5,420	Form 4
2026-08-20	Mackey James G.	officer	Option exercise	8,937	8,937	Form 4
2026-08-20	Mackey James G.	officer	Option exercise	8,937	26,731	Form 4
2026-05-21	DiGiacomo John N.	director	Award / grant	1,511	16,027	Form 4
2026-05-21	PAULS DOUGLAS J	director	Award / grant	2,267	45,472	Form 4
2026-05-21	Wines Lynne	director	Award / grant	1,511	24,327	Form 4
2026-05-21	Rubenstein William S.	director	Award / grant	1,511	3,545	Form 4
2026-05-21	SOBTI SANJIV	director	Award / grant	1,511	20,327	Form 4
2026-05-21	Smith-Baugh Germaine	director	Award / grant	1,511	9,998	Form 4
2026-05-21	DOWLING MICHAEL J.	director	Award / grant	1,511	26,327	Form 4
2026-05-21	Blanca Tere	director	Award / grant	1,511	26,327	Form 4
2026-04-01	Singh Rajinder P	director	Award / grant	33,423	81,278	Form 4
2026-04-01	Cornish Thomas M.	officer	Award / grant	14,740	35,844	Form 4
2026-04-01	Mackey James G.	officer	Award / grant	8,858	35,668	Form 4
2026-04-01	Bansal Rishi	officer	Award / grant	8,690	21,132	Form 4
2026-03-09	Singh Rajinder P	director	Disposition	189,876	280,407	Form 4
2026-03-09	Cornish Thomas M.	officer	Disposition	83,736	100,000	Form 4
2026-03-09	Bansal Rishi	officer	Disposition	49,370	19,327	Form 4
2026-03-09	Bansal Rishi	officer	Option exercise	32,504	0	Form 4
2026-03-09	Bansal Rishi	officer	Option exercise	16,866	12,442	Form 4
2026-03-09	Cornish Thomas M.	officer	Option exercise	55,132	155,132	Form 4
2026-03-09	Cornish Thomas M.	officer	Option exercise	28,604	183,736	Form 4
2026-03-09	Cornish Thomas M.	officer	Option exercise	55,132	0	Form 4
2026-03-09	Cornish Thomas M.	officer	Option exercise	28,604	21,104	Form 4
2026-03-09	Singh Rajinder P	director	Option exercise	64,864	47,855	Form 4
2026-03-09	Bansal Rishi	officer	Option exercise	32,504	51,831	Form 4
2026-03-09	Bansal Rishi	officer	Option exercise	16,866	68,697	Form 4
2026-03-09	Singh Rajinder P	director	Option exercise	125,012	405,419	Form 4
2026-03-09	Singh Rajinder P	director	Option exercise	64,864	470,283	Form 4
2026-03-09	Singh Rajinder P	director	Option exercise	125,012	0	Form 4
2026-03-01	Richards Jay D.	officer	Withheld for tax	5,185	44,502	Form 4
2026-03-01	Malcolm Kevin A.	other	Withheld for tax	1,303	14,947	Form 4
2026-03-01	Richards Jay D.	officer	Award / grant	14,000	49,687	Form 4
2026-03-01	Malcolm Kevin A.	other	Award / grant	4,000	16,250	Form 4
2025-05-22	Blanca Tere	director	Award / grant	2,034	24,816	Form 4
2025-05-22	Rubenstein William S.	director	Award / grant	2,034	12,316	Form 4
2025-05-22	Wines Lynne	director	Award / grant	2,034	22,816	Form 4
2025-05-22	Smith-Baugh Germaine	director	Award / grant	2,034	8,487	Form 4
2025-05-22	PAULS DOUGLAS J	director	Award / grant	3,051	46,705	Form 4
2025-05-22	DOWLING MICHAEL J.	director	Award / grant	2,034	24,816	Form 4

Source: SEC Form 4 filings. Each row links to its original filing.

Across 2012–2021, stocks where a CEO, C-suite officer, or director had recently made an open-market common-stock purchase ran about +28 bp per month above the universe average (n=34,268 stock-weeks). A historical tendency, not a prediction.

Congressional disclosures

No congressional trades disclosed for this company.

Resolves in i

27d remaining

2026-09-174% elapsed2026-10-15

Logged immutably 2026-09-17; scored automatically on 2026-10-15 — no edits, ever.

Earnings & context analysis

These panels are being prepared. They are generated by multiple language models, checked, and stored before display — never written live for a page view. Until a model panel has been generated and reviewed for a company, nothing is shown here, honestly, rather than a placeholder.

Calibration i

Every forecast is logged when made and scored when the month is up. The record is shown from the day it starts — young and honest.

How scoring works →

Research tool, not investment advice — historical frequencies, not recommendations. A product of Marovel Technologies LLC. Full terms.

Seasonality · by month iHow this security has tended to do in each calendar month historically — a frequency, never a prediction.

Reported insider & political trades

Congressional disclosures

Seasonality · by month i